Skip to content

Delta SkyMiles® Platinum American Express Card

Advertiser Disclosure

Credit Card Insider is an independent, advertising supported website. Credit Card Insider receives compensation from some credit card issuers as advertisers. Advertiser relationships do not affect card ratings or our Editor’s Best Card Picks. Credit Card Insider has not reviewed all available credit card offers in the marketplace. Content is not provided or commissioned by any credit card issuers. Reasonable efforts are made to maintain accurate information, though all credit card information is presented without warranty. When you click on any ‘Apply Now’ button, the most up-to-date terms and conditions, rates, and fee information will be presented by the issuer. Credit Card Insider has partnered with CardRatings for our coverage of credit card products. Credit Card Insider and CardRatings may receive a commission from card issuers. A list of these issuers can be found on our Editorial Guidelines.

Designed for those who prefer to see “Delta” on their planes and products, the Delta SkyMiles Platinum Credit Card provides points back on Delta products, and offers some time- and money-saving perks. But consider the annual fee, and check if a different Delta credit card might work better for you.

Apply Now Read our Review

American Express is a Credit Card Insider advertiser.

(Rates & Fees)

RUNNER UP Best Airline Credit Cards Best Credit Card Deals and Offers: Signup Bonuses, Balance Transfers, and More Best Credit Card Signup Bonus Offers Best Credit Cards That Provide Airport Lounge Access Best Travel Rewards Credit Cards
Our rating
Min. credit level: Good
Annual Fee: $250
Regular APR: 15.74% - 24.74% Variable

Delta SkyMiles® Platinum American Express Card

Our rating
Good Min. credit level
$250 Annual Fee
Apply Now Read our Review

Highlights & Features

(Rates & Fees)

Rewards

  • 3X SkyMiles per dollar for:
    • Purchases made directly with Delta
    • Hotels
  • 2X SkyMiles per dollar at:
    • Restaurants
    • U.S. Supermarkets
  • 1X SkyMile per dollar for all other purchases

INTRODUCTORY BONUS

60,000 bonus miles and 5,000 MQMs for spending $3,000 in the first 3 months

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR 15.74% - 24.74% Variable
Balance Transfer Fee Either $5 or 3% of the amount of each transfer, whichever is greater.
How to Transfer a Balance on a Credit Card

Fees

Penalty APR 29.24% Variable
Late Fee Up to $40
Returned Payment Fee Up to $40
Additional Cards Annual Fee N/A
Foreign Transaction Fee None
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 25.24% Variable
Cash Advance Fee Either $10 or 5% of the amount of each cash advance, whichever is greater.
How to Get a Cash Advance with a Credit Card
Delta SkyMiles® Platinum American Express Card

Highlights

(Rates & Fees)
  • Earn 60,000 bonus miles and 5,000 Medallion Qualification Miles (MQMs) after you spend $3,000 in purchases on your new Card in your first 3 months, Offer Expires 10/28/2020.
  • New! Earn 2X Miles at restaurants worldwide, including takeout and delivery and at U.S. supermarkets.
  • Receive a Domestic Main Cabin round-trip companion certificate each year upon renewal of your Card.*Payment of the government imposed taxes and fees of no more than $75 for roundtrip domestic flights (for itineraries with up to four flight segments) is required. Baggage charges and other restrictions apply. See terms and conditions for details.
  • New! With Status BoostTM, earn 10,000 MQMs after you spend $25,000 in purchases on your Card in a calendar year, up to two times per year, getting you closer to Medallion Status.  MQMs are used to determine Medallion Status and are different than miles you earn toward flights.
  • New! Fee Credit for Global Entry or TSA Pre✓®.
  • Enjoy your first checked bag free on Delta Flights.
  • New! Earn 3X Miles on Delta purchases and purchases made directly with hotels.
  • Earn 1X Miles on all other eligible purchases.
  • Enjoy an exclusive rate of $39 per person per visit to enter the Delta Sky Club® for you and up to two guests when traveling on a Delta flight.
  • No Foreign Transaction Fees.
  • $250 Annual Fee.
  • Terms Apply.
  • See Rates & Fees
ABOUT THE ISSUER

American Express

American Express has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-243-3888 or

Try a different phone number
See all Issuer Cards

The Delta SkyMiles Platinum American Express Card offers premier benefits and rewards to cardholders who travel frequently on Delta Airlines.

See how this card matches up to a similar offer from American Express in our matchup, Delta SkyMiles®️ Platinum American Express Card vs. Delta SkyMiles®️ Reserve American Express Card.