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Delta SkyMiles® Platinum American Express Card

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Designed for those who prefer to see “Delta” on their planes and products, the Delta SkyMiles Platinum Credit Card provides points back on Delta products, and offers some time- and money-saving perks. But consider the annual fee, and check if a different Delta credit card might work better for you.

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American Express is a Credit Card Insider advertiser.

(Rates & Fees)

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Our rating
Min. credit level: Good
Annual Fee: $250
Regular APR: 15.74% - 24.74% Variable

Delta SkyMiles® Platinum American Express Card

Our rating
Good Min. credit level
$250 Annual Fee
Apply Now Read our Review

Highlights & Features

(Rates & Fees)

Rewards

  • 3X SkyMiles per dollar for:
    • Purchases made directly with Delta
    • Hotels
  • 2X SkyMiles per dollar at:
    • Restaurants
    • U.S. Supermarkets
  • 1X SkyMile per dollar for all other purchases
Introductory Bonus
  • 40,000 bonus miles and 5,000 MQMs for spending $2,000 in the first 3 months; $100 statement credit for making a Delta purchase in the first 3 months

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR N/A
Balance Transfer Fee N/A
How to Transfer a Balance on a Credit Card

Fees

Penalty APR 29.24% Variable
Late Fee Up to $40
Returned Payment Fee Up to $40
Additional Cards Annual Fee N/A
Foreign Transaction Fee None
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 25.24% Variable
Cash Advance Fee Either $10 or 5% of the amount of each cash advance, whichever is greater.
How to Get a Cash Advance with a Credit Card
Delta SkyMiles® Platinum American Express Card

Highlights

(Rates & Fees)
  • Earn 40,000 bonus miles and 5,000 Medallion Qualification Miles (MQMs) after you spend $2,000 in purchases on your new Card in your first 3 months. Plus, earn a $100 statement credit after you make a Delta purchase with your new Card within your first 3 months.
  • Earn 2X Miles at restaurants worldwide, including takeout and delivery and at U.S. supermarkets.
  • Receive a Domestic Main Cabin round-trip companion certificate each year upon renewal of your Card.*Payment of the government imposed taxes and fees of no more than $75 for roundtrip domestic flights (for itineraries with up to four flight segments) is required. Baggage charges and other restrictions apply. See terms and conditions for details.
  • With Status Boost™, earn 10,000 MQMs after you spend $25,000 in purchases on your Card in a calendar year, up to two times per year, getting you closer to Medallion Status. MQMs are used to determine Medallion Status and are different than miles you earn toward flights.
  • Fee Credit for Global Entry or TSA Pre✓®.
  • Enjoy your first checked bag free on Delta flights.
  • Earn 3X Miles on Delta purchases and purchases made directly with hotels.
  • Earn 1X Miles on all other eligible purchases.
  • Enjoy an exclusive rate of $39 per person per visit to enter the Delta Sky Club® for you and up to two guests when traveling on a Delta flight.
  • No Foreign Transaction Fees.
  • $250 Annual Fee.
  • Terms Apply.
ABOUT THE ISSUER

American Express

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The Delta SkyMiles Platinum American Express Card offers premier benefits and rewards to cardholders who travel frequently on Delta Airlines.

See how this card matches up to a similar offer from American Express in our matchup, Delta SkyMiles®️ Platinum American Express Card vs. Delta SkyMiles®️ Reserve American Express Card.