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Delta SkyMiles® Gold American Express Card

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The Delta SkyMiles Gold American Express Card earns unlimited 2X SkyMiles per eligible dollar spent for purchases made directly with Delta Air Lines, plus any miles you’ll get from your member status. Along with a $0 introductory annual fee you’ll get some nice travel perks like priority boarding on Delta flights and 20% off eligible in-flight purchases.

American Express is a Credit Card Insider advertiser.

(Rates & Fees)

Our rating
Min. credit level: Good
Annual Fee: $0 introductory annual fee for the first year, then $99.
Regular APR: 15.74% - 24.74% Variable

Delta SkyMiles® Gold American Express Card

Our rating
Good Min. credit level
$0 introductory annual fee for the first year, then $99. Annual Fee
Apply Now Read our Review

Highlights & Features

(Rates & Fees)


  • 2X SkyMiles per eligible dollar spent for
    • Purchases made directly with Delta Air Lines
    • Restaurants
    • U.S. Supermarkets
  • 1X SkyMile per dollar spent on all other purchases
Introductory Bonus
  • 35,000 bonus miles for spending $1,000 in the first 3 months

Balance Transfers

A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR N/A
Balance Transfer Fee N/A
How to Transfer a Balance on a Credit Card


Penalty APR 29.24% Variable
Late Fee Up to $40
Returned Payment Fee Up to $40
Additional Cards Annual Fee N/A
Foreign Transaction Fee None
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 25.24% Variable
Cash Advance Fee Either $10 or 5% of the amount of each cash advance, whichever is greater.
How to Get a Cash Advance with a Credit Card
Delta SkyMiles® Gold American Express Card


(Rates & Fees)
  • Earn 35,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 3 months.
  • Earn 2X Miles on Delta purchases, at restaurants worldwide, including takeout and delivery and at U.S. supermarkets.
  • Earn now. Travel when you’re ready. After you spend $10,000 in purchases in a calendar year, you will receive a $100 Delta Flight Credit to inspire your next travel.
  • Enjoy your first checked bag free on Delta flights.
  • Earn 1X Mile on all other eligible purchases.
  • Enjoy a $0 introductory Annual Fee for the first year, then $99.
  • Terms Apply.

American Express

American Express has several card types depending on your needs.

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1-800-243-3888 or

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The Delta SkyMiles® Gold American Express Card offers 2X SkyMiles per eligible dollar spent for purchases made directly with Delta Air Lines, and on restaurants and U.S. supermarkets. For all other purchases, you’ll get 1X SkyMile per dollar spent. It also offers a wide variety of Delta and American Express benefits.

This card has a $0 introductory annual fee for the first year, then $99. (Rates & Fees)