Skip to content

Delta SkyMiles® Gold American Express Card

Advertiser Disclosure

Credit Card Insider is an independent, advertising supported website. Credit Card Insider receives compensation from some credit card issuers as advertisers. Advertiser relationships do not affect card ratings or our Editor’s Best Card Picks. Credit Card Insider has not reviewed all available credit card offers in the marketplace. Content is not provided or commissioned by any credit card issuers. Reasonable efforts are made to maintain accurate information, though all credit card information is presented without warranty. When you click on any ‘Apply Now’ button, the most up-to-date terms and conditions, rates, and fee information will be presented by the issuer. Credit Card Insider has partnered with CardRatings for our coverage of credit card products. Credit Card Insider and CardRatings may receive a commission from card issuers. A list of these issuers can be found on our Editorial Guidelines.

The Delta SkyMiles Gold American Express Card earns unlimited 2X SkyMiles per eligible dollar spent for purchases made directly with Delta Air Lines, plus any miles you’ll get from your member status. Along with a $0 introductory annual fee you’ll get some nice travel perks like priority boarding on Delta flights and 20% off eligible in-flight purchases.

American Express is a Credit Card Insider advertiser.

(Rates & Fees)

Our rating
Min. credit level: Good
Annual Fee: $0 introductory annual fee for the first year, then $99.
Regular APR: 15.74–24.74% Variable

Delta SkyMiles® Gold American Express Card

Our rating
Good Min. credit level
$0 introductory annual fee for the first year, then $99. Annual Fee
Apply Now Read our Review

Highlights & Features

(Rates & Fees)

Rewards

  • 2X SkyMiles per eligible dollar spent for
    • Purchases made directly with Delta Air Lines
    • Restaurants
    • U.S. Supermarkets
  • 1X SkyMile per dollar spent on all other purchases

INTRODUCTORY BONUS

60,000 bonus miles for spending $2,000 in the first 3 months; 10,000 bonus miles after first cardmember anniversary (expires 4/1/2020)

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR 15.74–24.74% Variable
Balance Transfer Fee Either $5 or 3% of the amount of each transfer, whichever is greater.
How to Transfer a Balance on a Credit Card

Fees

Penalty APR 29.24% Variable
Late Fee Up to $40
Returned Payment Fee Up to $40
Additional Cards Annual Fee N/A
Foreign Transaction Fee None
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 25.24% Variable
Cash Advance Fee Either $10 or 5% of the amount of each cash advance, whichever is greater.
How to Get a Cash Advance with a Credit Card
Delta SkyMiles® Gold American Express Card

Highlights

(Rates & Fees)
  • Earn up to 70,000 bonus miles. Earn 60,000 bonus miles after you spend $2,000 in purchases on your new Card in your first 3 months. Plus, earn an additional 10,000 bonus miles after your first anniversary of Card Membership. Offer Expires 4/1/2020.
  • Enjoy your first checked bag free and Main Cabin 1 Priority Boarding on Delta flights.
  • New! Get ready for your next trip – spend $10,000 in purchases on your card in a calendar year and receive a $100 Delta Flight Credit to get you there sooner.
  • Earn 2X Miles on Delta purchases, at restaurants worldwide and at U.S. supermarkets.
  • Earn 1X Mile on all other eligible purchases.
  • Receive a 20% savings in the form of a statement credit after you use your Card on eligible Delta in-flight purchases of food, beverages, and audio headsets.
  • Enjoy a $0 introductory annual fee for the first year, then $99.
  • Terms Apply.
  • See Rates & Fees
ABOUT THE ISSUER

American Express

American Express has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-243-3888 or

Try a different phone number
See all Issuer Cards

The Delta SkyMiles® Gold American Express Card offers 2X SkyMiles per eligible dollar spent for purchases made directly with Delta Air Lines, and on restaurants and U.S. supermarkets. For all other purchases, you’ll get 1X SkyMile per dollar spent. It also offers a wide variety of Delta and American Express benefits.

This card has a $0 introductory annual fee for the first year, then $99. (Rates & Fees)