Centurion® Card from American Express


Centurion® Card from American Express

For People with
Excellent Credit

REVIEWS

Reviews

The Centurion Card from American Express®, also referred to as the Amex Black Card, is a charge card that comes with an initiation fee of $7,500 and an annual membership fee of $2,500.

You can’t apply for this card. It is invitation-only.

Little is known of what is required to get an invite for this card, but we do know that you typically need to be a Platinum cardholder and you must have a substantial net worth.

Check out our blog post about the Centurion Card from American Express.

Card Quick Facts

Card Quick Facts

  • Available by invitation only
  • Initiation fee of $7,500
  • Annual fee of $2,500
  • Made of anodized titanium
  • Premium status at the world’s leading hotels and airlines
Centurion® Card from American Express

For People with
Excellent Credit

REVIEWS

Reviews

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

  • 1X Membership Rewards point per dollar spent on all purchases
Card Stats

Card Stats

Annual Fee $2,500
Additional Cards Annual Fee -
Regular Purchase APR Not Applicable - Paid in Full Monthly
Intro Purchase APR -
Foreign Transaction Fee None
Chip Technology Chip-and-Signature
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR None
Late Fee Up to $38
Returned Payment Fee Up to $38
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR -
Balance Transfer Fee -
Cash Advances

Cash Advances

Cash Advance APR Prime Rate + 21.99% Variable
Cash Advance Fee 5%, $10 minimum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • Amex Global Lounge Collection

    Provides complimentary access to The Centurion Lounges, Priority Pass lounges, Delta Sky Clubs, Escape Lounges, Airspace Lounges, and American Express International Lounges. Authorized users receive mostly the same access, though this may be limited depending on the lounge.

  • Preferential Treatment

    Preferential treatment at select restaurants, hotels, airlines, and auto rentals.

  • Secret Benefits

    The majority of the benefits are kept secret by American Express, but they include exclusive access to rare events as well as certain discounts and upgrades.

  • American Express Benefits

    You will be provided with a list of specific benefits when you get your card.

Visitor Reviews

Read about experiences others have had with this card and leave your own review here.

Submit your review
1
2
3
4
5
Submit
     
Cancel

Create your own review

Average rating:  
 1 reviews
by BigJollyGreen
Had a Centurion Black card for 4 years

I've had the Centurion card for a few years now, and there are lots of benefits that are worthy of awe. The points rewards system is 3 points per $1 AUD, except for overseas purchases, which are 3x3 points. There are many free benefits like top-tier memberships to almost all hotel and car rental programs (I have 6 loyalty cards through this) and invitations to monthly exclusive events.
However, the exclusive events mostly have a premium cost, their concierge and lifestyle assistance will book flights and hotels often with no discount (sometimes even with extra fees!) - and recently I have ended up doing my own bookings for flights etc. as I want to save money.
They have made mistakes (once booking a flight to Dublin instead of Dubai) and missed offering me specials that I later found out about - so the Centurion service is not really much better than Amex Platinum service.
I don't think it's worth the $5000 AUD annual fee - if it was $1000 then it would be better.
But, I did earn enough points from a single purchase of $122,000 that meant I could get return business class tickets from Sydney to London and a stay in the Savoy hotel - for free.
It's also very cool when people are amazed at the weight and thickness of the titanium card - it often draws comments and questions.

The Insider

Abigail Welles
How to Protect Yourself From Credit Card Fraud: Scams, Skimmers, and Phishing
Abigail Welles | Sep 20, 2019

Do you know what a credit card skimmer is? You may have swiped your card through one without even knowing, leaving your information in the hands of a thief.

Read More
Jacob Lunduski
2019 Survey: 40% of Retail Store Credit Cardholders Regret Applying
Jacob Lunduski | Sep 19, 2019

Do you have a retail store credit card? Is it useful, or do you get hit with interest and fees? Learn why so many people regret getting store cards here.

Read More
Abigail Welles
What Is a Data Breach and What Should I Do If I Am a Victim of One?
Abigail Welles | Sep 17, 2019

Data breaches are more common than ever, exposing the confidential information of millions of Americans each year. Have you been involved in a breach?

Read More