Centurion® Card from American Express


Centurion® Card from American Express

For People with
Excellent Credit

REVIEWS

Reviews

The Centurion Card from American Express® comes with an initiation fee of $7,500 and an annual membership fee of $2,500.

You can’t apply for this card. It is invitation-only.

Check out our blog post about the Centurion Card from American Express.

Card Quick Facts

Card Quick Facts

  • Available by invitation only
  • Initiation Fee of $7,500
  • Annual Fee of $2,500
  • Made of Anodized Titanium
  • Premium status at the world’s leading hotels and airlines
Centurion® Card from American Express

For People with
Excellent Credit

REVIEWS

Reviews

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

  • Earn 1 point for every $1 spent as part of the Membership Rewards First Program

Introductory Bonus

  • None
Card Stats

Card Stats

Annual Fee $2,500
Additional Cards Annual Fee -
Regular Purchase APR Not Applicable - Paid in Full Monthly
Intro Purchase APR -
Foreign Transaction Fee None
Chip Technology Chip-and-Signature
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR None
Late Fee Up to $38 or 2.99%, whichever is greater
Returned Payment Fee Up to $38
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR -
Balance Transfer Fee -
Cash Advances

Cash Advances

Cash Advance APR -
Cash Advance Fee -

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

Visitor Reviews

Read about experiences others have had with this card and leave your own review here.

Submit your review
1
2
3
4
5
Submit
     
Cancel

Create your own review

Average rating:  
 1 reviews
by BigJollyGreen
Had a Centurion Black card for 4 years

I've had the Centurion card for a few years now, and there are lots of benefits that are worthy of awe. The points rewards system is 3 points per $1 AUD, except for overseas purchases, which are 3x3 points. There are many free benefits like top-tier memberships to almost all hotel and car rental programs (I have 6 loyalty cards through this) and invitations to monthly exclusive events.
However, the exclusive events mostly have a premium cost, their concierge and lifestyle assistance will book flights and hotels often with no discount (sometimes even with extra fees!) - and recently I have ended up doing my own bookings for flights etc. as I want to save money.
They have made mistakes (once booking a flight to Dublin instead of Dubai) and missed offering me specials that I later found out about - so the Centurion service is not really much better than Amex Platinum service.
I don't think it's worth the $5000 AUD annual fee - if it was $1000 then it would be better.
But, I did earn enough points from a single purchase of $122,000 that meant I could get return business class tickets from Sydney to London and a stay in the Savoy hotel - for free.
It's also very cool when people are amazed at the weight and thickness of the titanium card - it often draws comments and questions.

The Insider

Ellen Sirull
Credit Card Return Protection Benefits: How to Use Them to Get a Refund
Ellen Sirull | Jun 19, 2019

Does your credit card offer return protection? If so, you can use it to get reimbursed for certain purchases that merchants won't accept for returns.

Read More
Sean Messier
Can You Apply for a Small Business Credit Card With Only Your EIN?
Sean Messier | Jun 19, 2019

Can you apply for a credit card with only an EIN? Absolutely — but that doesn't mean your personal credit won't play a role in the process.

Read More
Brendan Harkness
The Best Charge Cards: For Travelers, Foodies, and Business Owners
Brendan Harkness | Jun 13, 2019

Charge cards are different from credit cards: They need to be paid off in full each month, but you may get a higher spending limit. See our favorites here.

Read More