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Centurion® Card from American Express

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The Centurion Card, aka the Amex Black Card, is one of the most prestigious credit cards. It’s invitation only, and comes with a suite of luxury benefits you won’t find anywhere else.

American Express is a Credit Card Insider advertiser.

The information related to Centurion® Card from American Express has been collected by Credit Card Insider and has not been reviewed or provided by the issuer or provider of this product.

Our rating
Credit range: Excellent
Annual Fee: $5,000
Regular APR: Not Applicable - Paid in Full Monthly

Centurion® Card from American Express

Our rating
Excellent Credit range
$5,000 Annual Fee

Highlights & Features

Rewards

  • 1X Membership Rewards point per dollar on all purchases

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR N/A
Balance Transfer Fee N/A
How to Transfer a Balance on a Credit Card

Fees

Penalty APR N/A
Late Fee Up to $39
Returned Payment Fee Up to $39
Additional Cards Annual Fee $5,000
Foreign Transaction Fee None
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR Prime Rate + 21.99% Variable
Cash Advance Fee 5%, $10 minimum
How to Get a Cash Advance with a Credit Card
Centurion® Card from American Express

Highlights

  • Available by invitation only
  • Initiation fee of $10,000
  • Annual fee of $5,000
  • Made of anodized titanium
  • Many luxury benefits
  • Premium status at the world’s leading hotels and airlines
ABOUT THE ISSUER

American Express

American Express has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Speak to Customer Service

1-800-528-4800 or

Try a different phone number
See all Issuer Cards

The information related to Centurion® Card from American Express has been collected by Credit Card Insider and has not been reviewed or provided by the issuer or provider of this product.

The Centurion Card from American Express®, also referred to as the Amex Black Card, is a charge card that comes with an initiation fee of $10,000 and an annual membership fee of $5,000.

You can’t apply for this card. It is invitation only.

Little is known of what is required to get an invite for this card, but we do know that you typically need to be a Platinum cardholder (or a cardholder of other Amex cards) and you must have a substantial net worth.

Check out our blog post about the Centurion Card from American Express.