Centurion® Card from American Express


Centurion® Card from American Express

For People with
Excellent Credit

REVIEWS

Reviews

The Centurion Card from American Express® comes with an initiation fee of $7,500 and an annual membership fee of $2,500.

You can’t apply for this card. It is invitation-only.

Check out our blog post about the Centurion Card from American Express.

Card Quick Facts

Card Quick Facts

  • Available by invitation only
  • Initiation Fee of $7,500
  • Annual Fee of $2,500
  • Made of Anodized Titanium
  • Premium status at the world’s leading hotels and airlines
Centurion® Card from American Express

For People with
Excellent Credit

REVIEWS

Reviews

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

  • Earn 1 point for every $1 spent as part of the Membership Rewards First Program

Introductory Bonus

  • None
Card Stats

Card Stats

Annual Fee $2,500
Additional Cards Annual Fee -
Regular Purchase APR Not Applicable - Paid in Full Monthly
Intro Purchase APR -
Foreign Transaction Fee None
Chip Technology Chip-and-Signature
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR -
Late Fee Up to $38 or 2.99%, whichever is greater
Returned Payment Fee Up to $38
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR -
Balance Transfer Fee -
Cash Advances

Cash Advances

Cash Advance APR -
Cash Advance Fee -

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

Visitor Reviews

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Average rating:  
 1 reviews
by BigJollyGreen
Had a Centurion Black card for 4 years

I've had the Centurion card for a few years now, and there are lots of benefits that are worthy of awe. The points rewards system is 3 points per $1 AUD, except for overseas purchases, which are 3x3 points. There are many free benefits like top-tier memberships to almost all hotel and car rental programs (I have 6 loyalty cards through this) and invitations to monthly exclusive events.
However, the exclusive events mostly have a premium cost, their concierge and lifestyle assistance will book flights and hotels often with no discount (sometimes even with extra fees!) - and recently I have ended up doing my own bookings for flights etc. as I want to save money.
They have made mistakes (once booking a flight to Dublin instead of Dubai) and missed offering me specials that I later found out about - so the Centurion service is not really much better than Amex Platinum service.
I don't think it's worth the $5000 AUD annual fee - if it was $1000 then it would be better.
But, I did earn enough points from a single purchase of $122,000 that meant I could get return business class tickets from Sydney to London and a stay in the Savoy hotel - for free.
It's also very cool when people are amazed at the weight and thickness of the titanium card - it often draws comments and questions.

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