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A simple way to earn rewards on your spending, the American Express Cash Magnet Card offers a flat 1.5% cash back on all purchases. It has no annual fee, a long 0% introductory APR for purchases and balance transfers, and some useful shopping and travel protections.
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American Express has several card types depending on your needs.
You can usually pay your bill online on yourCredit card issuer's website
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The American Express Cash Magnet Card is a simple cash back card, offering a flat rate of 1.5% cash back for every purchase you make.
Cardholders get a 0% intro APR for both purchases and balance transfers for 15 months, providing over a year to pay off purchases or balances at no interest. After that you’ll get a rate of 14.49–25.49% Variable (Rates & Fees).
There are several shopping and travel protections, including Purchase Protection and a Complimentary ShopRunner membership is included.
You’ll pay no annual fee to use this card .