The American Express Cash Magnet Card is a simple cash back card, offering a flat rate of 1.5% cash back for every purchase you make.
There’s a solid signup bonus of $150 for spending $1,000 in the first 3 months after account opening.
Cardholders get a 0% intro APR for both purchases and balance transfers for 15 months, providing over a year to pay off purchases or balances at no interest. After that you’ll get a rate of 15.24% - 26.24% Variable.
There are several shopping and travel protections, including Purchase Protection and Travel Accident Insurance. Complimentary ShopRunner membership is included.
You’ll pay no annual fee to use this card.