The Blue for Business® Credit Card from American Express is a solid option for businesses that might carry a balance and want to take advantage of a 0% APR introductory.
The rewards program is unexceptional, however, there is an attractive points offer up front, and cardholders get a nice annual 30% points bonus based on purchases made during the prior anniversary year. Plus, no annual fee is always an attractive feature.
See how it stacks up against other cards in The Business Gold Rewards Credit Card vs The Blue for Business® Credit Card from American Express OPEN.
- Annual Fee $0
- Intro Purchase APR 0% for 9 months
- Regular Purchase APR 11.49%, 15.49%, or 19.49% *Variable
- Earn 2 points for every $1 spent on the American Express Travel website
- Earn 1 point for every $1 spent on all other purchases
- Annual Relationship Bonus: Earn 30% more rewards each year
- Signup Bonus 10,000 points for making your first purchase in the first 3 months
- Chip Technology Chip-and-Signature
- Foreign Transaction Fee 2.7%
- Intro Balance Transfer APR -
- Regular Balance Transfer APR N/A
- Cash Advance APR 25.49% *Variable
- Penalty APR 29.49% *Variable
- Late Fee Up to $38
- Returned Payment Fee $38
Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.
Exclusive access to ticket pre-sales and card member-only events in your city.
OPEN Business Services
Online community for small business owners to connect with each other.
Extra savings on eligible purchases from participating merchants.
ReceiptMatchSM with QuickBooks®
Track expenses with ReceiptMatch with QuickBooks®.
Get alerts about account information on your phone.
Ability to give other people permission to manage your account.
Help dealing with fraudulent and incorrect transactions.
For warranties of 5 years or less, get up to 1 extra year added to the original manufacturer’s warranty.
Items purchased with your card are protected against accidental damage and theft within 90 days of the purchase.
If a merchant won’t take back an item within 90 days, American Express may refund the purchase price (restrictions apply).
Global Assist® Hotline
When you travel 100 miles or more from home, provides help with travel accidents like lost passports, the need for a lawyer, sudden illness, and more. You pay for all third-party service costs.
Baggage Insurance Plan
Eligible lost, damaged, or stolen bags are covered up to $1,250 for carry-on baggage & checked bags together and up to $500 for checked baggage only.
Travel Accident Insurance
Up to $100,000 in financial security if accident or death is caused when traveling by Common Carrier plane, train, ship, or bus.
Car Rental Loss and Damage Insurance
Stolen or damaged vehicles are covered if you use your card to pay and reserve the rental, and you decline the collision damage waiver.
Premium Roadside Assistance
Assistance with services such as towing, changing a flat, or boosting a battery in case of emergency (no cost for the first 4 times per year).
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