Blue Delta SkyMiles® Credit Card

For People with
Fair Credit



The Blue Delta SkyMiles Credit Card is a simple offer with no annual fee, designed for travelers who occasionally fly with Delta.

Cardholders get 2X miles per dollar for Delta purchases, and at restaurants too. 1X mile is provided for every other purchase.

A signup bonus of 10,000 miles can be earned by spending $500 in the first 3 months, quite an easy bonus to attain compared to some other cards.

You won’t get many airline perks with this card — the main feature is a 20% discount on in-flight purchases on Delta flights. Other benefits include complimentary ShopRunner membership, along with some basic shopping and travel protections.

A 2.7% foreign transaction fee is charged for purchases made in foreign currency.

The Blue Delta SkyMiles is one of seven co-branded Delta cards from American Express, including three business credit cards. You can check out those other options for flying Delta below.

Card Quick Facts

Card Quick Facts

  • 2X miles per dollar for Delta purchases and at restaurants
  • 1X mile per dollar for all other purchases
  • 20% discount on in-flight purchases on Delta flights
  • Complimentary ShopRunner membership
  • Shopping and travel protections
  • 2.7% foreign transaction fee
  • No annual fee

For People with
Fair Credit



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Card Details



  • 2X miles per dollar at Delta Air Lines and restaurants
  • 1X mile per dollar for all other purchases

Introductory Bonus

  • 10,000 bonus miles for spending $500 in the first 3 months after account opening
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR 17.49%–26.49% Variable
Intro Purchase APR -
Foreign Transaction Fee 2.7%
Chip Technology Chip-and-Signature
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score Yes
Penalty APR 29.99% Variable
Late Fee Up to $38
Returned Payment Fee Up to $38
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR 17.49%–26.49% Variable
Balance Transfer Fee See Terms
Cash Advances

Cash Advances

Cash Advance APR 26.99% Variable
Cash Advance Fee 3%, $5 minimum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

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