Blue Cash Preferred® Card from American Express


The Blue Cash Preferred® Card from American Express has got a lot going for it. Though it comes with an annual fee of $95, you can get a $250 statement credit when you spend $1,000 in the first three months to help offset the cost.

This is probably the best credit card for buying groceries, with 6% cash back at U.S. supermarkets (on up to $6,000 per year, then 1%) and on select U.S. streaming services. 3% cash back is earned at U.S. gas stations and on transit, and previous cardholders will earn 3% cash back at select U.S. department stores until 7/31/19.

There is also a Blue Cash Everyday® Card from American Express (Review) version of this card with no annual fee, but lower reward earnings.

Both of these cards feature contactless technology, allowing for quick tap-and-go payments.

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Card Details

Rewards

Rewards

  • 6% cash back:
    • U.S. supermarkets, up to $6,000 per year in purchases (then 1%)
    • Select U.S. streaming subscriptions
  • 3% cash back:
    • U.S. gas stations
    • Select U.S. department stores (former cardholders only, until 7/31/19)
    • Transit
  • 1% cash back on all other purchases
How to Redeem

Introductory Bonus

  • $250 statement credit for spending $1,000 in the first 3 months
Card Stats

Card Stats

Annual Fee $95
Additional Cards Annual Fee $0
Regular Purchase APR 15.24% - 26.24% Variable
Intro Purchase APR 0% on purchases for 12 months
Foreign Transaction Fee 2.7% of each transaction after conversion to US dollars.
Chip Technology Chip-and-Signature
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score Yes
Penalty APR 29.99% Variable
Late Fee Up to $38
Returned Payment Fee Up to $38
Balance Transfers

Balance Transfers

Intro Balance Transfer APR 0% on balance transfers for 12 months
Regular Balance Transfer APR 15.24% - 26.24% Variable
Balance Transfer Fee Either $5 or 3% of the amount of each transfer, whichever is greater.
Cash Advances

Cash Advances

Cash Advance APR 27.49% Variable
Cash Advance Fee 3%, $5 minimum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • Amex Offers

    Get significant discounts at a wide variety of retailers, both online and in-store.

  • Lowest Hotel Rates Guaranteed

    If you book an eligible prepaid hotel room through Amex Travel and then find the same room being advertised online for a lower price, you can be refunded for the difference.

  • Entertainment Access

    Exclusive discounts to events, concerts, sporting events, and shows.

  • Complimentary ShopRunner Membership

    Cardholders can enroll in ShopRunner for free, which provides free two-day shipping at participating retailers.

  • American Express Personal Loans

    Cardholders have the opportunity to apply for a loan through American Express (but only if they have been pre-approved).

  • Fraud Protection

    You won’t be held responsible for fraudulent charges with your card. Contact the card issuer if you suspect any unauthorized activity.

  • Dispute Resolution

    Provides help with fraudulent transactions, including negotiating with retailers.

  • Extended Warranty

    For warranties of 5 years or less you can get up to one extra year added to the original manufacturer’s warranty.

  • Purchase Protection

    Items purchased with your card are protected against accidental damage and theft within 90 days of the purchase.

  • Return Protection

    If the merchant won’t take back an eligible item that you purchased on your card within 90 days from the date of purchase, American Express may refund the purchase price, minus shipping and handling, for up to $300 per item, up to $1,000 per year for each account.

  • Roadside Assistance Hotline

    Assistance with services such as towing, changing a flat, or boosting a battery in case of emergency. You pay for all third-party service costs.

  • Car Rental Loss and Damage Insurance

    Stolen or damaged vehicles are covered if you use your card to pay and reserve the rental, and you decline the collision damage waiver. Not all rentals or vehicles are covered. Provides secondary coverage only, not liability coverage.

  • Global Assist® Hotline

    When you travel 100 miles or more from home you can get help with travel accidents such as a lost passport, the need for a lawyer, sudden illness, and more. You pay for all third-party service costs.

  • Travel Accident Insurance

    Added financial security if death or dismemberment is caused when traveling by common carrier.

Visitor Reviews

Read about experiences others have had with this card and leave your own review here.

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Average rating:  
 2 reviews
by jason
excellent

great credit card

by Kevin O.
Big fan!

I've had this card for about a year now and I use it for everything. I wanted it because the rewards are so great and I haven't been disappointed.

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