Blue Cash Preferred® Card from American Express®


For People with
Excellent Credit

REVIEWS

Reviews

The Blue Cash Preferred® Card from American Express® has got a lot going for it. Though it comes with an annual fee of $95, you can get a $200 statement credit when you spend $1,000 in the first three months to help offset the cost. There is also a Blue Cash Everyday® Card from American Express® (Review) version of this card with no annual fee, but lower reward earnings.

Card Quick Facts

Card Quick Facts

  • Get $200 back after you spend $1,000 in purchases on your new Card in your first 3 months. You will receive the cash back in the form of a statement credit.
  • Hassle-free cash back: no enrollment required, the same great reward categories year-round.
  • Earn Cash Back: 6% US supermarkets up to $6,000 per year in purchases, 3% US gas stations & select US dept stores, 1% other purchases. Terms and limitations apply.
  • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
  • 0% intro APR on purchases and balance transfers for 12 months, then a variable rate, currently 14.24% to 25.24%, based on your creditworthiness and other factors.
  • Terms and limitations apply.

For People with
Excellent Credit

REVIEWS

Reviews

Manage My Card

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Card Details

Rewards

Rewards

  • Earn 6% cash back for every $1 spent at U.S. supermarkets, up to $6,000 per year in purchases, then you’ll earn 1% cash back
  • Earn 3% cash back at U.S. gas stations and department stores
  • Earn 1% cash back on all other purchases
How to Redeem

Introductory Bonus

  • Spend $1,000 in the first 3 months and get a $200 statement credit
Card Stats

Card Stats

Annual Fee $95
Additional Cards Annual Fee -
Regular Purchase APR 14.24%–25.24% Variable
Intro Purchase APR 0% for 12 months
Foreign Transaction Fee 2.7%
Chip Technology Chip-and-Signature
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score Yes
Penalty APR 29.99% Variable
Late Fee up to $38
Returned Payment Fee up to $38
Balance Transfers

Balance Transfers

Intro Balance Transfer APR 0.0% for 12 months
Regular Balance Transfer APR 14.24%–25.24% Variable
Balance Transfer Fee 3%; Min: $5
Cash Advances

Cash Advances

Cash Advance APR 26.49% Variable
Cash Advance Fee 3%; Min: $5

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

Visitor Reviews

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Average rating:  
 2 reviews
by jason
excellent

great credit card

by Kevin O.
Big fan!

I've had this card for about a year now and I use it for everything. I wanted it because the rewards are so great and I haven't been disappointed.

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