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    Blue Cash Preferred® Card from American Express

    Blue Cash Preferred® Card from American Express

    For People with
    Good Credit

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    The Blue Cash Preferred® Card from American Express has got a lot going for it. Though it comes with an annual fee of $95 (Rates & Fees), you can get a $250 statement credit when you spend $1,000 in the first three months to help offset the cost.

    This is probably the best credit card for buying groceries, with 6% cash back at U.S. supermarkets (on up to $6,000 per year, then 1%) and on select U.S. streaming services. 3% cash back is earned at U.S. gas stations and on transit.

    There is also a Blue Cash Everyday® Card from American Express (Review) version of this card with no annual fee, but lower reward earnings.

    Both of these cards feature contactless technology, allowing for quick tap-and-go payments.

    Card Quick Facts

    Card Quick Facts

    • Earn a $250 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
    • New 6% Cash Back on select U.S. streaming subscriptions.
    • New 3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more.
    • 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). 3% Cash Back at U.S. gas stations. 1% Cash Back on other purchases.
    • Over 3 million more places in the U.S. started accepting American Express® Cards in 2017 and 2018.
    • Low intro APR: 0% for 12 months on purchases and balance transfers, then a variable rate, currently 14.74% to 25.74%
    • $95 annual fee.
    • Terms Apply.
    • See Rates & Fees
    Blue Cash Preferred® Card from American Express

    For People with
    Good Credit

    Apply Now

    American Express is a Credit Card Insider advertiser

    (Rates & Fees)

    REVIEWS

    Reviews
    Read Our Full Review
    Best Pick

    BEST PICK

    Best Pick
    Best Cash Back Credit Cards
    Best Credit Card Signup Bonus Offers

    Manage My Card

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    Card Details

    Rewards

    Rewards

    • 6% cash back:
      • U.S. supermarkets, up to $6,000 per year in purchases (then 1%)
      • Select U.S. streaming subscriptions
    • 3% cash back:
      • U.S. gas stations
      • Transit
    • 1% cash back on all other purchases
    How to Redeem

    Introductory Bonus

    • $250 statement credit for spending $1,000 in the first 3 months
    Card Stats

    Card Stats

    Annual Fee $95
    Additional Cards Annual Fee $0
    Regular Purchase APR 14.74–25.74% Variable
    Intro Purchase APR 0% for 12 months
    Foreign Transaction Fee 2.7%
    Chip Technology Chip-and-Signature
    Minimum Credit Limit -
    Maximum Credit Limit -
    Free Credit Score Yes
    Penalty APR 29.99% Variable
    Late Fee Up to $39
    Returned Payment Fee Up to $39
    Balance Transfers

    Balance Transfers

    Intro Balance Transfer APR 0% for 12 months
    Regular Balance Transfer APR 14.74–25.74% Variable
    Balance Transfer Fee Either $5 or 3% of the amount of each transfer, whichever is greater.

    A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

    How balance transfers work
    Cash Advances

    Cash Advances

    Cash Advance APR 26.99% Variable
    Cash Advance Fee Either $10 or 5% of the amount of each cash advance, whichever is greater.

    Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

    How cash advances work

    Card Benefits

    Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

    Read about this specific card’s benefits
    Learn about credit card benefits

    • Amex Offers

      Get significant discounts at a wide variety of retailers, both online and in-store.

    • Lowest Hotel Rates Guaranteed

      If you book an eligible prepaid hotel room through Amex Travel and then find the same room being advertised online for a lower price, you can be refunded for the difference.

    • Entertainment Access

      Exclusive discounts to events, concerts, sporting events, and shows.

    • Complimentary ShopRunner Membership

      Cardholders can enroll in ShopRunner for free, which provides free two-day shipping at participating retailers.

    • American Express Personal Loans

      Cardholders have the opportunity to apply for a loan through American Express (but only if they have been pre-approved).

    • Fraud Protection

      You won’t be held responsible for fraudulent charges with your card. Contact the card issuer if you suspect any unauthorized activity.

    • Dispute Resolution

      Provides help with fraudulent transactions, including negotiating with retailers.

    • Extended Warranty

      For warranties of 5 years or less you can get up to one extra year added to the original manufacturer’s warranty.

    • Purchase Protection

      Items purchased with your card are protected against accidental damage and theft within 90 days of the purchase.

    • Return Protection

      If the merchant won’t take back an eligible item that you purchased on your card within 90 days from the date of purchase, American Express may refund the purchase price, minus shipping and handling, for up to $300 per item, up to $1,000 per year for each account.

    • Roadside Assistance Hotline

      Assistance with services such as towing, changing a flat, or boosting a battery in case of emergency. You pay for all third-party service costs.

    • Car Rental Loss and Damage Insurance

      Stolen or damaged vehicles are covered if you use your card to pay and reserve the rental, and you decline the collision damage waiver. Not all rentals or vehicles are covered. Provides secondary coverage only, not liability coverage.

    • Global Assist® Hotline

      When you travel 100 miles or more from home you can get help with travel accidents such as a lost passport, the need for a lawyer, sudden illness, and more. You pay for all third-party service costs.

    • Travel Accident Insurance

      Added financial security if death or dismemberment is caused when traveling by common carrier.

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    Blue Cash Preferred Card
    Average rating:  
     2 reviews
    by jason
    excellent

    great credit card

    by Kevin O.
    Big fan!

    I've had this card for about a year now and I use it for everything. I wanted it because the rewards are so great and I haven't been disappointed.

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