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Blue Cash Preferred® Card from American Express

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Our rating
Credit range: Good
Annual Fee: $95
Regular APR: 14.49–25.49% Variable
Intro Balance Transfer APR: 0% for 12 months
Intro Purchase APR: 0% for 12 months

Blue Cash Preferred® Card from American Express

Our rating
Good Credit range
$95 Annual Fee
Apply Now Read our Review

Highlights & Features

(Rates & Fees)

Rewards

  • 6% cash back:
    • U.S. supermarkets, up to $6,000 per year in purchases (then 1%)
    • Select U.S. streaming subscriptions
  • 3% cash back:
    • U.S. gas stations
    • Transit
  • 1% cash back on all other purchases

INTRODUCTORY BONUS

$250 statement credit for spending $1,000 in the first 3 months

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR 0% for 12 months
Regular Balance Transfer APR 14.49–25.49% Variable
Balance Transfer Fee Either $5 or 3% of the amount of each transfer, whichever is greater.
How to Transfer a Balance on a Credit Card

Fees

Penalty APR 29.99% Variable
Late Fee Up to $39
Returned Payment Fee Up to $39
Additional Cards Annual Fee $0
Foreign Transaction Fee 2.7%
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 26.74% Variable
Cash Advance Fee Either $10 or 5% of the amount of each cash advance, whichever is greater.
How to Get a Cash Advance with a Credit Card
Blue Cash Preferred® Card from American Express

Highlights

  • Earn a $250 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
  • New 6% Cash Back on select U.S. streaming subscriptions.
  • New 3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more.
  • 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). 3% Cash Back at U.S. gas stations. 1% Cash Back on other purchases.
  • Over 3 million more places in the U.S. started accepting American Express® Cards in 2017 and 2018.
  • Low intro APR: 0% for 12 months on purchases and balance transfers, then a variable rate, currently 14.49% to 25.49%
  • $95 annual fee.
  • Terms Apply.
  • See Rates & Fees
ABOUT THE ISSUER

American Express

American Express has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-243-3888 or

Try a different phone number
See all Issuer Cards

The Blue Cash Preferred® Card from American Express has got a lot going for it. It comes with an annual fee of $95 (Rates & Fees).

This is probably the best credit card for buying groceries, with 6% cash back at U.S. supermarkets (on up to $6,000 per year, then 1%) and on select U.S. streaming services. 3% cash back is earned at U.S. gas stations and on transit.

There is also a Blue Cash Everyday® Card from American Express (Review) version of this card with no annual fee, but lower reward earnings .

Both of these cards feature contactless technology, allowing for quick tap-and-go payments.