For People with
Excellent Credit
The Blue Cash Preferred® Card from American Express® has got a lot going for it. Though it comes with an annual fee of $95, you can get a $250 statement credit when you spend $1,000 in the first three months to help offset the cost.
There is also a Blue Cash Everyday® Card from American Express® (Review) version of this card with no annual fee, but lower reward earnings.
For People with
Excellent Credit
Want to pay a bill or check your balance?
A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.
How balance transfers work
Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
How cash advances workCheck your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.
Get significant discounts at a wide variety of retailers, both online and in-store.
If you book an eligible prepaid hotel room through Amex Travel and then find the same room being advertised online for a lower price, you can be refunded for the difference.
Exclusive discounts to events, concerts, sporting events, and shows.
Cardholders can enroll in ShopRunner for free, which provides free two-day shipping at participating retailers.
Cardholders have the opportunity to apply for a loan through American Express (but only if they have been pre-approved).
You won’t be held responsible for fraudulent charges with your card. Contact the card issuer if you suspect any unauthorized activity.
Provides help with fraudulent transactions, including negotiating with retailers.
For warranties of 5 years or less you can get up to one extra year added to the original manufacturer’s warranty.
Items purchased with your card are protected against accidental damage and theft within 90 days of the purchase.
If the merchant won’t take back an eligible item that you purchased on your card within 90 days from the date of purchase, American Express may refund the purchase price, minus shipping and handling, for up to $300 per item, up to $1000 per year for each account.
Assistance with services such as towing, changing a flat, or boosting a battery in case of emergency. You pay for all third-party service costs.
Stolen or damaged vehicles are covered if you use your card to pay and reserve the rental, and you decline the collision damage waiver. Not all rentals or vehicles are covered. Provides secondary coverage only, not liability coverage.
When you travel 100 miles or more from home you can get help with travel accidents such as a lost passport, the need for a lawyer, sudden illness, and more. You pay for all third-party service costs.
Added financial security if death or dismemberment is caused when traveling by plane, train, ship, or bus.
Not the card for you? Try one of these:
Read more about this card.
Read about experiences others have had with this card and leave your own review here.
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great credit card
I've had this card for about a year now and I use it for everything. I wanted it because the rewards are so great and I haven't been disappointed.
Looking for credit cards with car rental insurance? This post explains the different options and terms — and selects four cards with the best coverage.
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Looking for a new travel rewards credit card? Check out the Bank of America Premium Rewards card, offering 2X points on travel and dining for a $95 fee.
Read MoreIf you're looking for a simple, flat-rate cash back card, check out the Cash Magnet Card from American Express, offering 1.5% cash back with a $250 bonus.
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Perks
Security
Shopping
Travel
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