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RATING

Blue Cash Everyday® Card from American Express

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The Blue Cash Everyday Card from American Express is a solid rewards card, offering cash back at U.S. supermarkets and U.S. gas stations, as well as a valuable statement credit. It comes with some handy benefits too, like access to Amex Offers and some shopping/travel protections. And as an added bonus, it carries no annual fee.

Enrollment required for select benefits; terms and limitations apply.

Apply Now Read Our Review

Enrollment required for select benefits; terms and limitations apply.

American Express is a Credit Card Insider advertiser.

(Rates & Fees)

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Our rating
Min. credit level: Good
Annual Fee: $0
Regular APR: 13.99% - 23.99% Variable
Intro Purchase APR: 0% on purchases for 15 months

Blue Cash Everyday® Card from American Express

Our rating
Good Min. credit level
$0 Annual Fee
Apply Now Read Our Review

Highlights & Features

(Rates & Fees)

Rewards

Spending Rewards
  • 3% cash back at U.S. supermarkets (earned as a statement credit; up to $6,000 per year in purchases, then 1%)
  • 2% cash back at:
    • U.S. gas stations
    • Select U.S. department stores
  • 1% cash back on other eligible purchases
Introductory Bonus
  • $200 statement credit for spending $2,000 in the first 6 months.

Balance Transfers

A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR N/A
Balance Transfer Fee N/A
How to Transfer a Balance on a Credit Card

Fees

Penalty APR 29.99% Variable
Late Fee Up to $40
Returned Payment Fee Up to $40
Additional Cards Annual Fee N/A
Foreign Transaction Fee 2.7% of each transaction after conversion to US dollars
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 25.24% Variable
Cash Advance Fee Either $10 or 5% of the amount of each cash advance, whichever is greater
How to Get a Cash Advance with a Credit Card

Card Benefits

SECURITY
  • Zero Liability on Unauthorized Charges
SHOPPING
  • Discount Portal
TRAVEL
  • Auto Rental Insurance
  • Emergency Travel Assistance
Blue Cash Everyday® Card from American Express

Highlights

(Rates & Fees)
  • Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.
  • Buy Now, Pay Later: Enjoy $0 plan fees when you use Plan It® to split up large purchases into monthly installments. Pay $0 plan fees on plans created during the first 15 months after account opening. Plans created after that will have a plan fee up to 1.33% of each purchase amount moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase, and other factors.
  • Low intro APR: 0% for 15 months on purchases from the date of account opening, then a variable rate, 13.99% to 23.99%.
  • 3% Cash Back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).
  • 2% Cash Back at U.S. gas stations and at select U.S. department stores.
  • 1% Cash Back on other purchases.
  • Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits.
  • No annual fee.
  • Terms Apply.
ABOUT THE ISSUER

American Express

American Express has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-243-3888 or

Try a different phone number
See all Issuer Cards

The Blue Cash Everyday Card from American Express offer generous cash back rewards, bonuses, and a number of additional benefits.

You’ll be able to earn 3% cash back at U.S. supermarkets, 2% cash back at U.S. gas stations and select U.S. department stores, and 1% for all other purchases.

Cardholders get a long introductory APR of 0% for 15 months for purchases, followed by a regular rate of 13.99% - 23.99% Variable.

There’s also the Blue Cash Preferred® Card from American Express (Review), an upgraded version with better reward opportunities but, unlike this card, an annual fee (Rates & Fees).

Both of these cards feature contactless technology, allowing for quick tap-and-go payments.

Enrollment required for select benefits; terms and limitations apply.

For rates and fees of the Blue Cash Preferred® Card from American Express, please click here.

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