Skip to content

Blue Cash Everyday® Card from American Express

Advertiser Disclosure

Credit Card Insider is an independent, advertising supported website. Credit Card Insider receives compensation from some credit card issuers as advertisers. Advertiser relationships do not affect card ratings or our Editor’s Best Card Picks. Credit Card Insider has not reviewed all available credit card offers in the marketplace. Content is not provided or commissioned by any credit card issuers. Reasonable efforts are made to maintain accurate information, though all credit card information is presented without warranty. When you click on any ‘Apply Now’ button, the most up-to-date terms and conditions, rates, and fee information will be presented by the issuer. Credit Card Insider has partnered with CardRatings for our coverage of credit card products. Credit Card Insider and CardRatings may receive a commission from card issuers. A list of these issuers can be found on our Editorial Guidelines.

The Blue Cash Everyday Card from American Express is a solid rewards card, offering cash back at U.S. supermarkets and U.S. gas stations, as well as a valuable statement credit. It comes with some handy benefits too, like access to Amex Offers and some shopping/travel protections. And as an added bonus, it carries no annual fee.

Apply Now Read our Review

American Express is a Credit Card Insider advertiser.

(Rates & Fees)

BEST PICK Best 0% APR Credit Cards
RUNNER UP Best Balance Transfer Credit Cards Best Cards for Good or Excellent Credit Best Cash Back Credit Cards Best No Annual Fee Credit Cards
Our rating
Min. credit level: Good
Annual Fee: $0
Regular APR: 12.99–23.99% Variable
Intro Balance Transfer APR: 0% for 15 months
Intro Purchase APR: 0% for 15 months

Blue Cash Everyday® Card from American Express

Our rating
Good Min. credit level
$0 Annual Fee
Apply Now Read our Review

Highlights & Features

(Rates & Fees)

Rewards

  • 3% cash back at U.S. supermarkets, up to $6,000 per year in purchases (then 1% back)
  • 2% cash back at U.S. gas stations and select U.S. department stores
  • 1% cash back on all other purchases

INTRODUCTORY BONUS

$150 statement credit for spending $1,000 in the first 3 months after account opening

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR 0% for 15 months
Regular Balance Transfer APR 12.99–23.99% Variable
Balance Transfer Fee Either $5 or 3% of the amount of each transfer, whichever is greater.
How to Transfer a Balance on a Credit Card

Fees

Penalty APR 29.24% Variable
Late Fee Up to $40
Returned Payment Fee Up to $40
Additional Cards Annual Fee N/A
Foreign Transaction Fee 2.7%
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 25.24% Variable
Cash Advance Fee Either $10 or 5% of the amount of each cash advance, whichever is greater.
How to Get a Cash Advance with a Credit Card
Blue Cash Everyday® Card from American Express

Highlights

(Rates & Fees)
  • Earn a $150 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
  • 3% Cash Back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).
  • 2% Cash Back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases.
  • Low intro APR: 0% for 15 months on purchases and balance transfers from the date of account opening, then a variable rate, currently 12.99% to 23.99%.
  • Don’t wait for your Card in the mail. Start earning cash back before your card even arrives, if eligible for Instant Card Number.
  • Cash back is received in the form of Reward Dollars that can be redeemed for statement credits.
  • No annual fee.
  • Terms Apply.
  • See Rates & Fees
ABOUT THE ISSUER

American Express

American Express has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-243-3888 or

Try a different phone number
See all Issuer Cards

The Blue Cash Everyday Card from American Express offer generous cash back rewards, bonuses, and a number of additional benefits.

You’ll be able to earn 3% cash back at U.S. supermarkets on up to $6,000 spent per year, then 1% back, 2% cash back at U.S. gas stations and select U.S. department stores, and 1% for all other purchases.

Cardholders get a long introductory APR of 0% for 15 months for purchases and balance transfers, followed by a regular rate of 12.99–23.99% Variable (Rates & Fees).

There’s also the Blue Cash Preferred® Card from American Express (Review), an upgraded version with better reward opportunities but, unlike this card, an annual fee (Rates & Fees).

Both of these cards feature contactless technology, allowing for quick tap-and-go payments.