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The Blue Cash Everyday Card from American Express is a solid rewards card, offering cash back at U.S. supermarkets and U.S. gas stations, as well as a valuable statement credit. It comes with some handy benefits too, like access to Amex Offers and some shopping/travel protections. And as an added bonus, it carries no annual fee.
American Express is a Credit Card Insider advertiser.
Spending Rewards |
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Introductory Bonus |
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A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.
Intro Balance Transfer APR | N/A |
Regular Balance Transfer APR | N/A |
Balance Transfer Fee | N/A |
Penalty APR | 29.24% Variable |
Late Fee | Up to $40 |
Returned Payment Fee | Up to $40 |
Additional Cards Annual Fee | N/A |
Foreign Transaction Fee | 2.7% of each transaction after conversion to US dollars. |
Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
Cash Advance APR | 25.24% Variable |
Cash Advance Fee | Either $10 or 5% of the amount of each cash advance, whichever is greater. |
American Express has several card types depending on your needs.
You can usually pay your bill online on your
Credit card issuer's websiteThe Blue Cash Everyday Card from American Express offer generous cash back rewards, bonuses, and a number of additional benefits.
You’ll be able to earn 3% cash back at U.S. supermarkets on up to $6,000 spent per year, then 1% back, 2% cash back at U.S. gas stations and select U.S. department stores, and 1% for all other purchases.
Cardholders get a long introductory APR of 0% for 15 months for purchases, followed by a regular rate of 13.99% - 23.99% Variable (Rates & Fees).
There’s also the Blue Cash Preferred® Card from American Express (Review), an upgraded version with better reward opportunities but, unlike this card, an annual fee (Rates & Fees).
Both of these cards feature contactless technology, allowing for quick tap-and-go payments.
For rates and fees of the Blue Cash Preferred® Card from American Express, please click here.