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Blue Cash Everyday® Card from American Express

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The Blue Cash Everyday Card from American Express is a solid rewards card, offering cash back at U.S. supermarkets and U.S. gas stations, as well as a valuable statement credit. It comes with some handy benefits too, like access to Amex Offers and some shopping/travel protections. And as an added bonus, it carries no annual fee.

American Express is a Credit Card Insider advertiser.

(Rates & Fees)

Our rating
Min. credit level: Good
Annual Fee: $0
Regular APR: 13.99–23.99% Variable
Intro Purchase APR: 0% for 15 months

Blue Cash Everyday® Card from American Express

Our rating
Good Min. credit level
$0 Annual Fee
Apply Now Read our Review

Highlights & Features

(Rates & Fees)

Rewards

  • 3% cash back at U.S. supermarkets, up to $6,000 per year in purchases (then 1% back)
  • 2% cash back at U.S. gas stations and select U.S. department stores
  • 1% cash back on all other purchases

INTRODUCTORY BONUS

$150 statement credit for spending $1,000 in the first 3 months after account opening

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR N/A
Balance Transfer Fee N/A
How to Transfer a Balance on a Credit Card

Fees

Penalty APR 29.24% Variable
Late Fee Up to $40
Returned Payment Fee Up to $40
Additional Cards Annual Fee N/A
Foreign Transaction Fee 2.7%
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 25.24% Variable
Cash Advance Fee Either $10 or 5% of the amount of each cash advance, whichever is greater.
How to Get a Cash Advance with a Credit Card

Card Benefits

SECURITY
  • Zero Liability on Unauthorized Charges
SHOPPING
  • Discount Portal
TRAVEL
  • Auto Rental Insurance
  • Emergency Travel Assistance
Blue Cash Everyday® Card from American Express

Highlights

(Rates & Fees)
  • Earn a $150 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
  • 3% Cash Back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).
  • 2% Cash Back at U.S. gas stations and at select U.S. department stores.
  • 1% back on other purchases.
  • Low intro APR: 0% for 15 months on purchases from the date of account opening, then a variable rate, 13.99% to 23.99%.
  • Plan It® gives the option to select purchases of $100 or more to split up into monthly payments with a fixed fee and no interest.
  • Cash back is received in the form of Reward Dollars that can be redeemed for statement credits.
  • No annual fee.
  • Terms Apply.
  • See Rates & Fees
ABOUT THE ISSUER

American Express

American Express has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-243-3888 or

Try a different phone number
See all Issuer Cards

Due to the impact of COVID-19, for eligible card accounts approved from 12/1/19 through 5/31/20, the period to make eligible purchases to earn the welcome bonus will be extended for an additional three months.

The Blue Cash Everyday Card from American Express offer generous cash back rewards, bonuses, and a number of additional benefits.

You’ll be able to earn 3% cash back at U.S. supermarkets on up to $6,000 spent per year, then 1% back, 2% cash back at U.S. gas stations and select U.S. department stores, and 1% for all other purchases.

Cardholders get a long introductory APR of 0% for 15 months for purchases, followed by a regular rate of 13.99–23.99% Variable (Rates & Fees).

There’s also the Blue Cash Preferred® Card from American Express (Review), an upgraded version with better reward opportunities but, unlike this card, an annual fee (Rates & Fees).

Both of these cards feature contactless technology, allowing for quick tap-and-go payments.