The Blue Business Plus Credit Card from American Express is a solid option for business owners who spend up to about $50,000 per year and want to earn rewards, but don’t want to pay an annual fee.
The simple rewards program makes it easy to earn Membership Rewards points without thinking too much about categories where you’re spending.
Since it’s a credit card and not a charge card, this card can afford you some extra flexibility when paying your bill.
See how it stacks up against other cards in The Business Gold Rewards Credit Card vs The Blue Business Plus Credit Card from American Express.
Confused about all the different amounts listed on your credit card bill? Read our guide to paying credit cards here.
- Annual Fee $0
- Intro Purchase APR 0% for 15 months
- Regular Purchase APR 12.24%, 16.24% or 20.24% Variable
- Earn 2 points for every dollar spent on the first $50,000 in purchases each year
- Earn 1 point for every $1 spent on all other purchases
- Signup Bonus None
- Chip Technology Chip-and-Signature
- Foreign Transaction Fee 2.7%
- Intro Balance Transfer APR 0% for 15 months
- Regular Balance Transfer APR 12.24%, 16.24% or 20.24% Variable
- Cash Advance APR N/A
- Penalty APR 29.99% Variable
- Late Fee Up to $38
- Returned Payment Fee $38
Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.
Exclusive access to ticket pre-sales and card member-only events in your city.
OPEN Business Services
Online community for small business owners to connect with each other.
Extra savings on eligible purchases from participating merchants.
ReceiptMatchSM with QuickBooks®
Track expenses with ReceiptMatch with QuickBooks®.
Get alerts about account information on your phone.
Ability to give other people permission to manage your account.
Help dealing with fraudulent and incorrect transactions.
For warranties of 5 years or less, get up to 1 extra year added to the original manufacturer’s warranty.
Items purchased with your card are protected against accidental damage and theft within 90 days of the purchase.
If a merchant won’t take back an item within 90 days, American Express may refund the purchase price (restrictions apply).
Global Assist® Hotline
When you travel 100 miles or more from home, provides help with travel accidents like lost passports, the need for a lawyer, sudden illness, and more. You pay for all third-party service costs.
Baggage Insurance Plan
Eligible lost, damaged, or stolen bags are covered up to $1,250 for carry-on baggage & checked bags together and up to $500 for checked baggage only.
Travel Accident Insurance
Up to $100,000 in financial security if accident or death is caused when traveling by Common Carrier plane, train, ship, or bus.
Car Rental Loss and Damage Insurance
Stolen or damaged vehicles are covered if you use your card to pay and reserve the rental, and you decline the collision damage waiver.
Premium Roadside Assistance
Assistance with services such as towing, changing a flat, or boosting a battery in case of emergency (no cost for the first 4 times per year).
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