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American Express® Blue Business Cash Card

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American Express is a Credit Card Insider advertiser.

(Rates & Fees)

Our rating
Credit range: Good
Annual Fee: No annual fee
Regular APR: 14.74–20.74% Variable
Intro Balance Transfer APR: 0% for 12 months
Intro Purchase APR: 0% for 12 months

American Express® Blue Business Cash Card

Our rating
Good Credit range
No annual fee Annual Fee
Apply Now Read our Review

Highlights & Features

(Rates & Fees)

Rewards

  • 2% cash back for every purchase, up to $50,000 spent annually
  • 1% cash back for every purchase after that

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR 0% for 12 months
Regular Balance Transfer APR 14.74–20.74% Variable
Balance Transfer Fee Either $5 or 3% of the amount of each transfer, whichever is greater.
How to Transfer a Balance on a Credit Card

Fees

Penalty APR 29.99% Variable
Late Fee Up to $39
Returned Payment Fee $39
Additional Cards Annual Fee None
Foreign Transaction Fee 2.7%
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR None
Cash Advance Fee None
How to Get a Cash Advance with a Credit Card
ABOUT THE ISSUER

American Express

American Express has several card types depending on your needs.

Manage your Account & Pay your Bill

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Credit card issuer's website

Speak to Customer Service

1-800-519-6736 or

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American Express® Blue Business Cash Card

Highlights

  • Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement.
  • From workflow to inventory to floor plans, your business is constantly changing. That’s why you’ve got the power to spend beyond your credit limit with Expanded Buying Power§.
  • Just remember, the amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us and other factors.
  • 0.0% intro APR on purchases and balance transfers for 12 months, then a variable rate, 14.74%, 17.74%, or 20.74%, based on your creditworthiness and other factors as determined at the time of account opening.
  • No Annual Fee
  • Terms Apply
  • See Rates & Fees

The Blue Business Cash Card from American Express is a simple and straightforward cash back card — no bonus categories to worry about, and no point redemptions to deal with.

You’ll get 2% cash back for every purchase up to $50,000 annually, and then you’ll get 1% back for every purchase after that.

Unlike most reward cards, the cash back you earn with the Blue Business Cash is automatically credited to your statement each billing period.

Cardholders get a 0% intro APR for 12 months for both purchases and balance transfers, followed by a regular rate of 14.74–20.74% Variable.

There’s no annual fee to use this card (Rates & Fees).

This card is very much like The Blue Business® Plus Credit Card from American Express (Review), which offers Membership Rewards points rather than cash back.