Blue from American Express®


For People with
Fair Credit

REVIEWS

Reviews

The Blue from American Express® card has a pretty meager rewards program:

  • 2X Membership Rewards points per dollar at Amex Travel
  • 1X Membership Rewards point per dollar on all other purchases

You’ll also get some very basic American Express benefits.

This card does not provide any introductory offers or yearly bonuses, and only offers lackluster point earnings.

American Express also offers the Blue Cash Everyday® Card from American Express (Review), and the Blue Cash Preferred® Card from American Express (Review).

This card has no annual fee.

Card Quick Facts

Card Quick Facts

  • 2X points per dollar spent at Amextravel.com
  • 1X point per dollar spent on all other purchases
  • Membership Rewards® Program – use rewards points on 500+ leading brands in travel, gift cards, merchandise, or entertainment
  • May receive an instant card number upon acceptance of application
  • No annual fee

For People with
Fair Credit

REVIEWS

Reviews

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

  • 2X Membership Rewards points per dollar at Amex Travel
  • 1X Membership Rewards point per dollar on all other purchases
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR 26.24% Variable
Intro Purchase APR -
Foreign Transaction Fee 2.7%
Chip Technology Chip-and-Signature
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR 29.99% Variable
Late Fee Up to $38
Returned Payment Fee Up to $38
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR 26.24% Variable
Balance Transfer Fee 3%, $5 minimum
Cash Advances

Cash Advances

Cash Advance APR 27.49% Variable
Cash Advance Fee 3%, $5 minimum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • ShopRunner Membership

    ShopRunner provides free two-day shipping and returns at participating online merchants.

  • Amex Offers

    Earn extra points and discounts at a changing selection of retailers.

  • Fraud Protection

    Your card account will be monitored 24/7 for suspicious activity, and you won’t be held responsible for fraudulent charges.

  • Dispute Resolution

    Help dealing with fraudulent and unauthorized transactions.

  • Extended Warranty

    For warranties of 5 years or less you can get up to one extra year added to the original manufacturer’s warranty.

  • Purchase Protection

    Items purchased with your card are protected against accidental damage and theft within 90 days of the purchase.

  • Return Protection

    If the merchant won’t take back an eligible item that you purchased on your card within 90 days from the date of purchase, American Express may refund the purchase price, minus shipping and handling, for up to $300 per item, up to $1000 per year for each account.

  • Entertainment Access

    Discounts to card member-only events, concerts, sporting events, and shows.

  • Roadside Assistance Hotline

    Assistance with services such as towing, changing a flat, or boosting a battery in case of emergency. You pay for all third-party service costs.

  • Car Rental Loss and Damage Insurance

    Stolen or damaged vehicles are covered if you use your card to pay and reserve the rental, and you decline the collision damage waiver. Not all rentals or vehicles are covered. Provides secondary coverage only, not liability coverage.

  • Global Assist® Hotline:

    When you travel 100 miles or more from home you can get help with travel accidents such as a lost passport, the need for a lawyer, sudden illness, and more. You pay for all third-party service costs.

  • Travel Accident Insurance:

    Added financial security if a death is caused when traveling by plane, train, ship, or bus.

Visitor Reviews

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Average rating:  
 1 reviews
by Arti Villa
Sweet payback

I've been using Amex for the past 3 years and so far I've received a lot of cash points for purchases. It's great and i'd highly recommend it. It's downside. Lot of places don't accept Amex so have a backup card.

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