Credit Card Insider is an independent, advertising supported website. Credit Card Insider receives compensation from some credit card issuers as advertisers. Advertiser relationships do not affect card ratings or our Editor’s Best Card Picks. Credit Card Insider has not reviewed all available credit card offers in the marketplace. Content is not provided or commissioned by any credit card issuers. Reasonable efforts are made to maintain accurate information, though all credit card information is presented without warranty. When you click on any ‘Apply Now’ button, the most up-to-date terms and conditions, rates, and fee information will be presented by the issuer. Credit Card Insider has partnered with CardRatings for our coverage of credit card products. Credit Card Insider and CardRatings may receive a commission from card issuers. A list of these issuers can be found on our Editorial Guidelines.
The contactless, eye-catching American Express Gold Card earns 4X points per dollar at U.S. supermarkets (up to $25K spent annually) and restaurants, while providing a solid selection of benefits and protections for shopping and travel. It’ll cost you $250 per year, but you’ll also get annual access to a $120 dining credit and $100 airline credit to soften the blow.
American Express is a Credit Card Insider advertiser.
American Express has several card types depending on your needs.
You can usually pay your bill online on yourCredit card issuer's website
1-800-243-3888 orTry a different phone number
The new Gold card is a metal charge card, unlike the old version. It’s currently available in a typical gold style, and was previously available in rose gold as well for regular applicants. For a limited time, you can get the rose gold version again if you apply through a friend’s Refer a Friend link.
It has contactless technology, so you can pay with the card by tapping on terminals that support this option. This is rare for metal credit cards.
The new Gold Card offers 4X Membership Points per dollar at restaurants worldwide and U.S. supermarkets. The supermarket rewards are limited to the first $25,000 spent per year, after which you’ll earn 1X point per dollar.
3X Membership Rewards points are earned for flights booked directly through airlines, or through amextravel.com.
Cardholders get a $120 Dining Credit each year, broken up into $10 per month. This credit is only good for purchases from Grubhub, Seamless, Boxed, The Cheesecake Factory, Ruth’s Chris Steak House, and participating Shake Shacks.
There’s also a $100 Airline Fee Credit every year, which is good for incidental charges at the airline of your choice. This covers incidental fees only, like baggage, and doesn’t cover flight tickets.
There are a variety of other perks too, like access to The Hotel Collection which can provide a $100 credit for every eligible hotel stay you book of two nights or more. Quite a few shopping and travel protections are included as well.
The Gold Card costs $250 per year, and has no foreign transaction fees (Rates & Fees).