Starwood Preferred Guest® Business Credit Card from American Express

For People with
Excellent Credit

Use the Starwood Preferred Guest® Business Credit Card from American Express, and earn points for Award Nights at over 1,100 hotels and resorts in nearly 100 countries.

You’ll get 6X Bonus points per dollar from the card, in addition to at least 11X Base points from your complimentary Silver Elite status with Marriott. An introductory bonus of 100,000 points can be earned by spending $5,000 in the first 3 months.

Cardholders get a Free Night Award every year after their account anniversaries, along with free premium WiFi and other hotel perks.

The SPG Business card has an annual fee of $95 per year, waived the first year. You’ll pay no foreign transaction fees when traveling outside the country or making purchases in foreign currency.

Card Quick Facts

Card Quick Facts

  • Limited Time Offer: Earn 25,000 bonus Starpoints® after you use your Card to make $5,000 in purchases within the first 3 months.
  • No Foreign Transaction Fees on international purchases.
  • Receive free in-room, premium internet access. Booking requirements apply.
  • Enjoy complimentary, unlimited Boingo Wi-Fi at more than 1,000,000 Boingo hotspots worldwide. Enrollment required.
  • Earn free nights at over 1,200 hotels and resorts in nearly 100 countries with no blackout dates.
  • Some hotels and resorts have mandatory service charges.
  • $0 introductory annual fee for the first year, then $95.
  • Terms and limitations apply.

For People with
Excellent Credit

Manage My Card

Want to pay a bill or check your balance?

Card Details



  • Earn up to 5 points for every $1 spent on eligible purchases at participating SPG hotels (2 points as a card member and 2-3 points as an SPG member)
  • Earn 2 points per every $1 of eligible purchases at participating Marriott Rewards hotels
  • Earn 1 point for every $1 spent on all other purchases
How to Redeem

Introductory Bonus

  • 75,000 bonus points if you spend $3,000 in the first 3 months
Card Stats

Card Stats

Annual Fee $95, $0 first year
Additional Cards Annual Fee $0
Regular Purchase APR 17.74%–26.74% Variable
Intro Purchase APR -
Foreign Transaction Fee None
Chip Technology Chip-and-Signature
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR 29.99% Variable
Late Fee Up to $38
Returned Payment Fee $38
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR -
Balance Transfer Fee -
Cash Advances

Cash Advances

Cash Advance APR 27.24% Variable
Cash Advance Fee 3%, $5 minimum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

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