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American Express is a Credit Card Insider advertiser.
A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.
Intro Balance Transfer APR | N/A |
Regular Balance Transfer APR | See Terms |
Balance Transfer Fee | See Terms |
Penalty APR | See Terms |
Late Fee | See Terms |
Returned Payment Fee | See Terms |
Additional Cards Annual Fee | N/A |
Foreign Transaction Fee | See Terms |
Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
Cash Advance APR | N/A |
Cash Advance Fee | See Terms |
American Express Business has several card types depending on your needs.
You can usually pay your bill online on your
Credit card issuer's websiteThe SimplyCash® Plus Business Credit Card from American Express was designed with the needs of small business owners in mind. It offers cash back for common business purchases, and you as the cardholder can decide one of the categories you want to earn rewards in.
This card is unique because it allows you to spend a certain amount over your credit limit each month. This amount is limited, and it needs to be paid back in full by the due date or you’ll incur the penalty interest rate. The amount you can pay over the credit limit will be determined by your use of the card, your credit history, and other factors.
This card has no annual fee and the cash back is in the form of a statement credit.