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The Plum Card® from American Express

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This American Express business card might be a good option for small business owners who need extra time to pay each month, giving you 60 days to pay your bills with no penalty. However, with no typical rewards or enticing features when compared to other cards at its pricing tier, the $250 annual fee could feel relatively steep.

The information related to The Plum Card® from American Express has been collected by Credit Card Insider and has not been reviewed or provided by the issuer or provider of this product.

American Express is a Credit Card Insider advertiser.

(Rates & Fees)

Our rating
Min. credit level: Excellent
Annual Fee: $0 introductory annual fee your first year, then $250.

The Plum Card® from American Express

Our rating
Excellent Min. credit level
$0 introductory annual fee your first year, then $250. Annual Fee
Apply Now Read our Review

Highlights & Features

(Rates & Fees)

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR N/A
Balance Transfer Fee N/A
How to Transfer a Balance on a Credit Card

Fees

Penalty APR N/A
Late Fee 1.5% then 2.99% of the past due amount (minimum: $39).
Returned Payment Fee $39
Additional Cards Annual Fee N/A
Foreign Transaction Fee None
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR N/A
Cash Advance Fee N/A
How to Get a Cash Advance with a Credit Card
The Plum Card® from American Express

Highlights

(Rates & Fees)
  • Paying early pays off: get a 1.5% Early Pay Discount, with no cap on what you can earn back.
  • Take up to 60 days to pay with no interest, when you pay your minimum due by the Payment Due Date.
  • Use the power of the Plum Card to buy big for your business.
  • No Foreign Transaction Fees.
  • Introductory annual fee of $0 for the first year, then $250
  • Terms & Restrictions Apply.
ABOUT THE ISSUER

American Express Business

American Express Business has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-243-3888 or

Try a different phone number
See all Issuer Cards

The Plum Card® from American Express provides you with flexible financing options to help give you some control over your finances.