Platinum Delta SkyMiles® Business Credit Card


For People with
Excellent Credit

The Platinum Delta SkyMiles Business Credit Card provides 2X miles per dollar for purchases directly from Delta. You can also earn quite a few bonus miles through the signup offer. That includes 5,000 Medallion Qualification Miles to help you gain a higher status level more quickly.

There’s a $195 annual fee for this card. But you’ll get valuable airline benefits like priority boarding, a free companion pass every year, and a 20% discount for in-flight purchases. And it also comes with Amex OPEN business benefits. That includes free employee cards, business-trained customer support reps, and account management features.

Card Quick Facts

Card Quick Facts

  • 2X miles per dollar spent on purchases directly from Delta
  • 1x mile per dollar spent on all other purchases
  • 35K bonus miles and 5K MQMs for spending $1,000 in first 3 months
  • $100 statement credit for making a Delta purchase in first 3 months
  • Reports positive activity to Small Business Financial Exchange
  • 20% discount on in-flight purchases (via a statement credit)
  • First checked bag is free
  • Priority boarding
  • No foreign transaction fees
  • $195 annual fee

For People with
Excellent Credit

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

  • 2X miles per dollar on purchases made directly from Delta
  • 1X mile per dollar on all other purchases
How to Redeem

Introductory Bonus

  • 35,000 bonus miles and 5,000 Medallion® Qualification Miles (MQMs) when you spend $1,000 in the first 3 months; $100 statement credit after you make a Delta purchase in the first 3 months
Card Stats

Card Stats

Annual Fee $195
Additional Cards Annual Fee -
Regular Purchase APR 17.74%, 21.74%, or 26.74% Variable
Intro Purchase APR -
Foreign Transaction Fee None
Chip Technology Chip-and-Signature
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score Yes
Penalty APR 29.99% Variable
Late Fee Up to $38
Returned Payment Fee Up to $38
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR -
Balance Transfer Fee -
Cash Advances

Cash Advances

Cash Advance APR 27.24% Variable
Cash Advance Fee 3%, $5 minimum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • Annual Miles Boost

    If you spend $25K in purchases in a calendar year, you’ll earn 10K bonus miles and 10K MQMs. Make $50K in purchases to get an additional 10K bonus miles and 10K MQMs.

  • Annual Companion Airfare Certificate

    Good for one Delta domestic main cabin round trip each year. Must purchase an eligible adult ticket to use.

  • First Checked Bag Free

    You and up to eight companions can check your first bag for free on Delta flights.

  • Priority Boarding

    Zone 1 priority boarding for you and your companions on Delta flights.

  • 20% In-Flight Savings

    A 20% discount on eligible expenses like pre-purchased meals and in-flight food, beverages, and audio headsets.

  • Delta Sky Club Discounted Rates

    The cardholder and up to two guests can enter Delta Sky Clubs for a fee of $29. Must be paid with the card. Must be used with same-day ticketed air travel on any airline.

  • Reports to the Business Credit Bureaus

    Amex business cards in positive standing report to Small Business Financial Exchange. If they enter a negative status they will be reported to Dun & Bradstreet, along with the regular consumer bureaus.

  • Free Employee Cards

    You can get up to 99 employee versions of this card at no additional cost. You can set individual spending limits and earn rewards from their purchases.

  • Amex Offers

    Get a variety of valuable discounts at many different merchants. Must be added to the card manually online.

  • The Hotel Collection

    Get a credit of up to $75 for eligible hotel expenses booked through Amex. Does not cover the cost of the room.

  • Lowest Hotel Rates Guaranteed

    Applies to eligible rooms booked through Amex Travel. If you find your room being advertised for a lesser price you can be reimbursed.

  • Entertainment Access®

    Exclusive access to ticket pre-sales and card member-only events in your city.

  • OPEN Forum®

    Online community for small business owners to connect with each other.

  • OPEN Savings®

    Extra savings on eligible purchases from participating merchants.

  • OPEN Relationship Care® Service

    Call the number on the back of your card to speak with a specially-trained, business-oriented customer support representative.

  • ReceiptMatchSM with QuickBooks®

    Track expenses with ReceiptMatch with QuickBooks®.

  • Account Alerts

    Get alerts about account information on your phone.

  • Account Manager

    Ability to give other people permission to manage your account.

  • Premium Roadside Assistance

    Assistance with services such as towing, changing a flat, or boosting a battery in case of emergency (no cost for the first 4 times per year).

  • Global Assist® Hotline

    When you travel 100 miles or more from home, provides help with travel accidents like lost passports, the need for a lawyer, sudden illness, and more. You pay for all third-party service costs.

  • Dispute Resolution

    Help dealing with fraudulent and incorrect transactions.

  • Purchase Protection

    Items purchased with your card are protected against accidental damage and theft within 90 days of the purchase.

  • Return Protection

    If a merchant won’t take back an item within 90 days, American Express may refund the purchase price (restrictions apply).

  • Extended Warranty

    For warranties of 5 years or less, get up to 1 extra year added to the original manufacturer’s warranty.

  • Baggage Insurance Plan

    Eligible lost, damaged, or stolen bags are covered up to $1,250 for carry-on baggage & checked bags together and up to $500 for checked baggage only.

  • Travel Accident Insurance

    Up to $100,000 in financial security if accident or death is caused when traveling by common carrier plane, train, ship, or bus.

  • Car Rental Loss and Damage Insurance

    Stolen or damaged vehicles are covered if you use your card to pay and reserve the rental, and you decline the collision damage waiver.

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