Marriott Bonvoy Business™ American Express® Card
Advertiser Disclosure
Credit Card Insider is an independent, advertising supported website. Credit Card Insider receives compensation from some credit card issuers as advertisers. Advertiser relationships do not affect card ratings or our Editor’s Best Card Picks. Credit Card Insider has not reviewed all available credit card offers in the marketplace. Content is not provided or commissioned by any credit card issuers. Reasonable efforts are made to maintain accurate information, though all credit card information is presented without warranty. When you click on any ‘Apply Now’ button, the most up-to-date terms and conditions, rates, and fee information will be presented by the issuer. Credit Card Insider has partnered with CardRatings for our coverage of credit card products. Credit Card Insider and CardRatings may receive a commission from card issuers. A list of these issuers can be found on our Editorial Guidelines.
The Marriott Bonvoy Business American Express Card provides some useful perks and benefits for the traveling business owner who prefers Marriott Bonvoy hotels, where you’ll earn a solid point rate for your money. For a reasonable annual fee, you’ll get instant enrollment into Marriott Bonvoy Silver Elite status and a yearly free night after your first cardmember anniversary, as well as some quality-of-life and business perks.
The information related to Marriott Bonvoy Business™ American Express® Card has been collected by Credit Card Insider and has not been reviewed or provided by the issuer or provider of this product.
American Express is a Credit Card Insider advertiser.
Marriott Bonvoy Business™ American Express® Card
Highlights & Features
(Rates & Fees)Rewards
- 6X Marriott Bonvoy Bonus points per dollar for eligible purchases charged on your Card directly with a hotel or resort within the Marriott Bonvoy Portfolio
- 4X Marriott Bonvoy Bonus points per dollar spent on:
- U.S. restaurants
- U.S. gas stations
- Wireless telephone services purchased directly from U.S. providers
- U.S. purchases of shipping
- 2X Marriott Bonvoy Bonus points per dollar spent on all other purchases
INTRODUCTORY BONUS
100,000 bonus points for spending $5,000 in the first 3 months; $150 in statement credits for eligible U.S. advertising in select media; complimentary Platinum Elite status for one year (2/1/21–1/31/22)BONUS RESTRICTIONS
Welcome bonus is not available for applicants who:
- Have or have had this card, or the Starwood Preferred Guest® Business Credit Card
- Have acquired any of the following cards in the past 30 days:
- Marriott Bonvoy™ Premier Business
- Marriott Rewards® Premier Plus Business
- Marriott Bonvoy Business™ Credit Card
- Marriott Rewards Business Credit Card
- Have acquired any of the following cards in the past 90 days:
- Have received a welcome bonus or upgrade offer for any of the following cards in the past 24 months:
Balance Transfers
A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.
| Intro Balance Transfer APR | N/A |
| Regular Balance Transfer APR | 15.74% - 24.74% Variable |
| Balance Transfer Fee | N/A |
Fees
| Penalty APR | 29.24% Variable |
| Late Fee | Up to $39 |
| Returned Payment Fee | $39 |
| Additional Cards Annual Fee | $0 |
| Foreign Transaction Fee | None |
Cash Advances
Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
| Cash Advance APR | 25.24% Variable |
| Cash Advance Fee | Either $5 or 3% of the amount of each cash advance, whichever is greater. |
ABOUT THE ISSUER
American Express Business
American Express Business has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Credit card issuer's websiteInsider tip
This card was formerly called the Starwood Preferred Guest® Business Credit Card from American Express.
Use the Marriott Bonvoy Business™ American Express® Card and earn points you can use for award nights at over 1,100 hotels and resorts in nearly 100 countries.
You’ll get 6X Marriott Bonvoy Bonus points per dollar for eligible purchases charged on your Card directly with a hotel or resort within the Marriott Bonvoy Portfolio, in addition to at least 11X Base points from your complimentary Silver Elite status.
Cardholders get a Free Night Award every year after their account anniversaries, along with free premium WiFi and other hotel perks.
The Bonvoy Business card has an annual fee of $125 per year. You’ll pay no foreign transaction fees when traveling outside the country or making purchases in foreign currency (Rates & Fees).
