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Marriott Bonvoy Business™ American Express® Card

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The Marriott Bonvoy Business American Express Card provides some useful perks and benefits for the traveling business owner who prefers Marriott Bonvoy hotels, where you’ll earn a solid point rate for your money. For a reasonable annual fee, you’ll get instant enrollment into Marriott Bonvoy Silver Elite status and a yearly free night after your first cardmember anniversary, as well as some quality-of-life and business perks.

American Express is a Credit Card Insider advertiser.

(Rates & Fees)

Our rating
Min. credit level: Good
Annual Fee: $125
Regular APR: 15.74% - 24.74% Variable

Marriott Bonvoy Business™ American Express® Card

Our rating
Good Min. credit level
$125 Annual Fee
How To Apply Read Our Review

Highlights & Features

(Rates & Fees)


Spending Rewards
  • 6X Marriott Bonvoy Bonus points per dollar for eligible purchases charged on your Card directly with a hotel or resort within the Marriott Bonvoy Portfolio
  • 4X Marriott Bonvoy Bonus points per dollar spent on:
    • U.S. restaurants
    • U.S. gas stations
    • Wireless telephone services purchased directly from U.S. providers
    • U.S. purchases of shipping
  • 2X Marriott Bonvoy Bonus points per dollar spent on all other purchases
Introductory Bonus
  • 75,000 bonus points for spending $3,000 in the first 3 months; $150 in statement credits for eligible purchases made in the first 3 months

Balance Transfers

A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR N/A
Balance Transfer Fee N/A
How to Transfer a Balance on a Credit Card


Penalty APR 29.24% Variable
Late Fee Up to $39
Returned Payment Fee $39
Additional Cards Annual Fee $0
Foreign Transaction Fee None
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 25.24% Variable
Cash Advance Fee Either $5 or 3% of the amount of each cash advance, whichever is greater
How to Get a Cash Advance with a Credit Card

American Express Business

American Express Business has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-528-4800 or

Try a different phone number
See all Issuer Cards
Insider tip

This card was formerly called the Starwood Preferred Guest® Business Credit Card from American Express.

Use the Marriott Bonvoy Business™ American Express® Card and earn points you can use for award nights at over 1,100 hotels and resorts in nearly 100 countries.

You’ll get 6X Marriott Bonvoy Bonus points per dollar for eligible purchases charged on your Card directly with a hotel or resort within the Marriott Bonvoy Portfolio, in addition to at least 11X Base points from your complimentary Silver Elite status.

Cardholders get a Free Night Award every year after their account anniversaries, along with free premium WiFi and other hotel perks.

The Bonvoy Business card has an annual fee of $125 per year. You’ll pay no foreign transaction fees when traveling outside the country or making purchases in foreign currency (Rates & Fees).

Enrollment required for select benefits; terms and limitations apply.

The information related to Marriott Bonvoy Business™ American Express® Card has been collected by Credit Card Insider and has not been reviewed or provided by the issuer or provider of this product.

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