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For small to midsize business owners, this no annual fee Lowe’s Business card from American Express offers 5% off at Lowe’s, and earns points on a variety of purchases (including Lowe’s!). There’s no cap on what you’ll earn, and you’ll also get purchase protection and extended warranty on eligible purchases.
The information related to Lowe’s Business Rewards Card has been collected by Credit Card Insider and has not been reviewed or provided by the issuer or provider of this product.
American Express is a Credit Card Insider advertiser.
Introductory Bonus |
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A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.
Intro Balance Transfer APR | N/A |
Regular Balance Transfer APR | N/A |
Balance Transfer Fee | N/A |
Penalty APR | 29.99% Variable |
Late Fee | Up to $39 |
Returned Payment Fee | $39 |
Additional Cards Annual Fee | N/A |
Foreign Transaction Fee | 2.7% |
Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
Cash Advance APR | 26.24% Variable |
Cash Advance Fee | 3%, $5 minimum |
American Express Business has several card types depending on your needs.
You can usually pay your bill online on your
Credit card issuer's websiteThe Lowe’s Business Rewards Card offers contractors a 5% discount on eligible purchases from Lowe’s as well as points for purchases.
If you’re approved for the card, you’ll get a $100 cash back signup bonus credited to your account within 8-12 weeks.
You’ll get 3X points per dollar at restaurants and office supply stores in the U.S., and on wireless telephone services purchased directly from U.S. service providers. You’ll get 2X points per dollar at Lowe’s, and 1X point per dollar on other purchases.
There’s also a 0% introductory APR for purchases for 6 months, and then your rate will be 16.74%–25.74% Variable.
This card has a $0 annual fee.
See our review and comparison of all the Lowe’s business cards in our Review of the Lowe’s Business Credit Card Account Options.