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    Lowe’s Business Rewards Card

    Lowe’s Business Rewards Card

    For People with
    Fair Credit

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    The information related to Lowe’s Business Rewards Card has been collected by Credit Card Insider and has not been reviewed or provided by the issuer or provider of this product.

    The Lowe’s Business Rewards Card offers contractors a 5% discount on eligible purchases from Lowe’s as well as points for purchases.

    If you’re approved for the card, you’ll get a $100 cash back signup bonus credited to your account within 8-12 weeks.

    You’ll get 3X points per dollar at restaurants and office supply stores in the U.S., and on wireless telephone services purchased directly from U.S. service providers. You’ll get 2X points per dollar at Lowe’s, and 1X point per dollar on other purchases.

    There’s also a 0% introductory APR for purchases for 6 months, and then your rate will be 17.74%–26.74% Variable.

    This card has a $0 annual fee.

    See our review and comparison of all the Lowe’s business cards in our Review of the Lowe's Business Credit Card Account Options.

    Card Quick Facts

    Card Quick Facts

    • 3X points per dollar spent on restaurants, office supply stores, and wireless telephone services in the U.S.
    • 2X points per dollar spent at Lowe’s
    • 1X point per dollar spent on all other purchases
    • $100 cash back after card approval
    • 5% off every day on eligible Lowe’s purchases
    • There is no limit to the amount of points you can earn
    • Get discounted delivery with Lowe’s ProServices
    • 0% introductory APR for purchases for 6 months, and then your rate will be 17.74%–26.74% Variable
    • No annual fee
    Lowe’s Business Rewards Card

    For People with
    Fair Credit

    Apply Now

    REVIEWS

    Reviews
    Write a Review
    Read Our Full Review

    Manage My Card

    Want to pay a bill or check your balance?

    Pay My Bill

    Pay My Bill
    Request Credit Limit Increase

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    Speak to Customer Service
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    1-800-445-6937

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    Card Details

    Rewards

    Rewards

    • 3X points per dollar spent at:
      • U.S. restaurants
      • U.S. office supply stores
      • U.S. wireless telephone services
    • 2X points per dollar spent at Lowe’s
    • 1X point per dollar spent on all other purchases
    How to Redeem

    Introductory Bonus

    • $100 cash back after card approval
    Card Stats

    Card Stats

    Annual Fee $0
    Additional Cards Annual Fee -
    Regular Purchase APR 17.74%–26.74% Variable
    Intro Purchase APR 0% for 6 months
    Foreign Transaction Fee 2.7%
    Chip Technology Chip-and-Signature
    Minimum Credit Limit -
    Maximum Credit Limit -
    Free Credit Score No
    Penalty APR 29.99% Variable
    Late Fee Up to $39
    Returned Payment Fee Up to $39
    Balance Transfers

    Balance Transfers

    Intro Balance Transfer APR -
    Regular Balance Transfer APR -
    Balance Transfer Fee -

    A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

    How balance transfers work
    Cash Advances

    Cash Advances

    Cash Advance APR 27.24% Variable
    Cash Advance Fee 3%, $5 minimum

    Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

    How cash advances work

    Card Benefits

    Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

    Read about this specific card’s benefits
    Learn about credit card benefits

    • 5% Off

      On eligible Lowe’s purchases.

    • Lowe’s ProServices

      Includes discounted delivery, bulk rate pricing, and the Business Replenishment program.

    • Presale Tickets

      Get exclusive tickets on presale.

    • Entertainment Access

      Get first access to broadway shows, sporting events, and concerts in your area.

    • Lowest Hotel Rates Guarantee

      When you book a qualifying prepaid hotel rate on amextravel.com and find the same rate for the same room on the same dates elsewhere, you may be refunded the difference. Exclusions and terms apply.

    • Purchase Protection

      Purchases are covered for 90 days against theft or damage up to $1,000 per occurrence; not to exceed $50,000 in a calendar year.

    • Extended Warranty Protection

      Eligible warranties of five years or less can be extended by up to an additional year.

    • Travel Accident Insurance

      Provides coverage against accidental death and dismemberment when traveling by common carrier.

    • Car Rental Loss & Damage Insurance

      Coverage against damage and theft of eligible rented vehicles when you decline the rental company’s own insurance.

    • Baggage Insurance Plan

      If a common carrier loses your luggage or its stolen, this benefit provides secondary insurance to the applied primary insurance.

    • Global Assist Hotline

      When you travel 100 miles or more from home you can get help with travel accidents such as a lost passport, the need for a lawyer, sudden illness, and more. You pay for all third-party service costs.

    • Roadside Assistance Hotline

      Call 1-800-847-2869 if you need help while on the road, like a tow, locksmith, or tire change. Third party service fees apply.

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