Lowe’s Business Rewards Card


For People with
Fair Credit

The Lowe’s Business Rewards Card offers contractors a 5% discount on eligible purchases from Lowe’s as well as points for other business-related purchases.

See our review and comparison of all the Lowe’s business cards in our Review of the Lowe’s Business Credit Card Options.

Card Quick Facts

Card Quick Facts

  • Earn 3 points for every $1 spent on restaurants, office supply stores, and wireless telephone services in the U.S.
  • Earn 2 points for every $1 spent at Lowe’s
  • Earn 1 point for every $1 spent on all other purchases
  • There is no limit to the amount of points you can earn

For People with
Fair Credit

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

  • Earn 3 points for every $1 spent on restaurants, office supply stores, and wireless telephone services in the U.S.
  • Earn 2 points for every $1 spent at Lowe’s
  • Earn 1 point for every $1 spent on all other purchases
  • There is no limit to the amount of points you can earn
How to Redeem

Introductory Bonus

  • None
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR 13.24%, 15.24%, or 18.24% (Variable)
Intro Purchase APR -
Foreign Transaction Fee 2.7%
Chip Technology Chip-and-Signature
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR 27.24% (Variable)
Late Fee Up to $38
Returned Payment Fee $38
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR -
Balance Transfer Fee -
Cash Advances

Cash Advances

Cash Advance APR 25.24% (Variable)
Cash Advance Fee 3%; Min:$5

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

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