Lowe’s Business Rewards Card
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For small to midsize business owners, this no annual fee Lowe’s Business card from American Express offers 5% off at Lowe’s, and earns cash back on a variety of purchases (including Lowe’s!). There’s no cap on what you’ll earn, and you’ll also get purchase protection and extended warranty on eligible purchases.
American Express is a Credit Card Insider advertiser.
Lowe’s Business Rewards Card
Highlights & Features
Rewards
| Spending Rewards |
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| Introductory Bonus |
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Balance Transfers
A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.
| Intro Balance Transfer APR | N/A |
| Regular Balance Transfer APR | N/A |
| Balance Transfer Fee | N/A |
Fees
| Penalty APR | 29.24% Variable |
| Late Fee | Up to $39 |
| Returned Payment Fee | $39 |
| Additional Cards Annual Fee | N/A |
| Foreign Transaction Fee | 2.7% |
Cash Advances
Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
| Cash Advance APR | 25.24% Variable |
| Cash Advance Fee | 3%, $5 minimum |
Card Benefits
SECURITY
- Zero Liability on Unauthorized Charges
SHOPPING
- Purchase Protection
- Extended Warranty Protection
TRAVEL
- Auto Rental Insurance
Lowe’s Business Rewards Card
Highlights
- 2% cash back at U.S. restaurants, U.S. office supply stores, U.S. wireless telephone services
- 2% cash back on Lowe’s purchases
- 1% cash back on all other purchases
- $100 cash back after card approval; 5% cash back at Lowe's for the first 6 months
- 5% off every day on eligible Lowe’s purchases
- There is no limit to the amount of points you can earn
- Get discounted delivery with Lowe’s ProServices
- No annual fee
ABOUT THE ISSUER
American Express Business
American Express Business has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Credit card issuer's websiteThe Lowe’s Business Rewards Card offers contractors a 5% discount on eligible purchases from Lowe’s, as well as cash back on a number of other purchases.
You’ll get 2% cash back at restaurants and office supply stores in the U.S., and on wireless telephone services purchased directly from U.S. service providers. You’ll get 2% cash back at Lowe’s, and 1% cash back on all other purchases.
This card has no annual fee.
See our review and comparison of all the Lowe’s business cards in our Review of the Lowe’s Business Credit Card Account Options.
The information related to Lowe’s Business Rewards Card has been collected by Credit Card Insider and has not been reviewed or provided by the issuer or provider of this product.
