Delta SkyMiles® Reserve Business American Express Card
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If you’re a frequent Delta flyer and small business owner, the high-end Delta SkyMiles®️ Reserve Business American Express Card could be a viable option. It comes with some nice travel amenities like Delta Sky Club access and Priority Boarding, and also provides some solid business benefits via Amex OPEN. Being a high-end card, it does come with a high-end annual fee.
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Delta SkyMiles® Reserve Business American Express Card
Highlights & Features
(Rates & Fees)Rewards
- 3X SkyMiles per eligible dollar spent for purchases made directly with Delta Air Lines
- 1.5X SkyMiles per eligible dollar spent on all purchases for the rest of the year after spending $150,000 in a calendar year
- 1X SkyMile per eligible dollar spent on all other purchases
INTRODUCTORY BONUS
80,000 bonus miles and 20,000 MQMs for spending $5,000 in the first 3 months; 20,000 bonus miles after your first cardmember anniversary (expires 4/1/2020)Balance Transfers
A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.
| Intro Balance Transfer APR | N/A |
| Regular Balance Transfer APR | N/A |
| Balance Transfer Fee | See Terms |
Fees
| Penalty APR | 29.24% Variable |
| Late Fee | Up to $39 |
| Returned Payment Fee | $39 |
| Additional Cards Annual Fee | N/A |
| Foreign Transaction Fee | None |
Cash Advances
Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
| Cash Advance APR | 25.24% Variable |
| Cash Advance Fee | Either $5 or 3% of the amount of each cash advance, whichever is greater. |
Delta SkyMiles® Reserve Business American Express Card
Highlights
(Rates & Fees)- Limited Time Offer: Earn up to 100,000 bonus miles and 20,000 Medallion® Qualification Miles (MQMs). Earn 80,000 bonus miles and 20,000 MQMs after you spend $5,000 in purchases on your new Card in your first 3 months. Plus, earn an additional 20,000 bonus miles after your first anniversary of Card Membership.
- With Status Boost™, earn 15,000 Medallion® Qualification Miles (MQMs) after you spend $30,000 in purchases on your new Card in a calendar year, up to four times per year getting you closer to Medallion Status. MQMs are used to determine Medallion Status and are different from the miles you earn toward flights.
- Complimentary Delta Sky Club® Access and complimentary access to The Centurion Lounge when flying on a same-day Delta-marketed or Delta-operated flight. The eligible flight must be booked on a U.S. issued American Express Credit Card.
- After you spend $150,000 on your Card in a calendar year, you earn 1.5 Miles per dollar (that’s an extra half mile per dollar) on eligible purchases the rest of the year. Eligible purchases after spending $150,000 do not include Delta purchases.
- Pay no foreign transaction fees when you spend overseas.
- Earn 3 Miles on every dollar spent on eligible purchases made directly with Delta.
- Terms and limitations apply.
- See Rates & Fees
ABOUT THE ISSUER
American Express Business
American Express Business has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Credit card issuer's websiteThe Delta SkyMiles Reserve Business American Express Card is a high-end travel rewards card for small business owners. Cardholders get 3X SkyMiles per eligible dollar spent for purchases made directly with Delta Air Lines, plus at least another 5X miles for being Delta members. There’s a decent intro bonus, and a Status Boost offer as well.
There are quite a few airline perks to be had, like complimentary Delta Sky Club and Centurion Lounge access, Priority Boarding, and free first checked bags. There’s also a 20% in-flight discount on eligible purchases, plus a companion certificate you’ll get every year. There’s a nice set of business benefits provided by Amex OPEN as well.
This card has an annual fee of $550 and no foreign transaction fees (Rates & Fees).
