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Delta SkyMiles® Platinum Business American Express Card

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The Delta SkyMiles Platinum Business Credit Card from American Express provides a way for small business owners to save some time and money when flying with Delta. You’ll get discounted access to Delta Sky Clubs, Priority Boarding, and extra miles per dollar on Delta purchases. However, depending on how much you spend on travel, the annual fee could feel a little steep.

American Express is a Credit Card Insider advertiser.

(Rates & Fees)

Our rating
Min. credit level: Good
Annual Fee: $250
Regular APR: 15.74% - 24.74% Variable

Delta SkyMiles® Platinum Business American Express Card

Our rating
Good Min. credit level
$250 Annual Fee
How To Apply Read Our Review

Highlights & Features

(Rates & Fees)


Spending Rewards
  • 3X SkyMiles per dollar for:
    • Purchases made directly with Delta
    • Hotels
  • 1.5X SkyMiles per dollar for purchases of $5,000 or more, up to 50,000 miles per year
  • 1X SkyMile per dollar for all other purchases
Introductory Bonus
  • 60,000 bonus miles, 5,000 MQMs, and a $100 statement credit for spending $3,000 in the first 3 months

Balance Transfers

A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR N/A
Balance Transfer Fee N/A
How to Transfer a Balance on a Credit Card


Penalty APR 29.24% Variable
Late Fee Up to $39
Returned Payment Fee $39
Additional Cards Annual Fee N/A
Foreign Transaction Fee None
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 25.24% Variable
Cash Advance Fee Either $5 or 3% of the amount of each cash advance, whichever is greater
How to Get a Cash Advance with a Credit Card

American Express Business

American Express Business has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-888-781-6736 or

Try a different phone number
See all Issuer Cards

The Delta SkyMiles Platinum Business Credit Card provides 3X SkyMiles per eligible dollar spent for purchases made directly with Delta Air Lines, in addition to the minimum of 5X miles you’ll earn for being a Delta member.

You can also earn quite a few bonus miles through the intro offer.

There’s an annual fee of $250 for this card. But you’ll get valuable airline benefits like discounted access to Delta Sky Clubs, priority boarding, free first checked bags, a free companion pass every year after your cardmember anniversary, and a 20% discount for in-flight purchases. And it also comes with Amex business benefits. That includes free employee cards, business-trained customer support reps, and account management features.

Enrollment required for select benefits; terms and limitations apply.

The information related to Delta SkyMiles® Platinum Business American Express Card has been collected by Credit Card Insider and has not been reviewed or provided by the issuer or provider of this product.

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