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Delta SkyMiles® Platinum Business American Express Card

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The Delta SkyMiles Platinum Business Credit Card from American Express provides a way for small business owners to save some time and money when flying with Delta. You’ll get discounted access to Delta Sky Clubs, Priority Boarding, and extra miles per dollar on Delta purchases. However, depending on how much you spend on travel, the annual fee could feel a little steep.

The information related to Delta SkyMiles® Platinum Business American Express Card has been collected by Credit Card Insider and has not been reviewed or provided by the issuer or provider of this product.

American Express is a Credit Card Insider advertiser.

(Rates & Fees)

Our rating
Min. credit level: Excellent
Annual Fee: $250
Regular APR: 15.74–24.74% Variable

Delta SkyMiles® Platinum Business American Express Card

Our rating
Excellent Min. credit level
$250 Annual Fee
Apply Now Read our Review

Highlights & Features

(Rates & Fees)


  • 3X SkyMiles per dollar for:
    • Purchases made directly with Delta
    • Hotels
  • 1.5X SkyMiles per dollar for purchases of $5,000 or more, up to 50,000 miles per year
  • 1X SkyMile per dollar for all other purchases


45,000 bonus miles and 5,000 MQMs for spending $3,000 in the first 3 months; $100 statement credit after first Delta purchase in the first 3 months

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR N/A
Balance Transfer Fee See Terms
How to Transfer a Balance on a Credit Card


Penalty APR 29.24% Variable
Late Fee Up to $39
Returned Payment Fee $39
Additional Cards Annual Fee N/A
Foreign Transaction Fee None
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 25.24% Variable
Cash Advance Fee Either $5 or 3% of the amount of each cash advance, whichever is greater.
How to Get a Cash Advance with a Credit Card
Delta SkyMiles® Platinum Business American Express Card


(Rates & Fees)
  • Welcome Offer: Earn 45,000 bonus miles and 5,000 Medallion® Qualification Miles (MQMs) after you spend $3,000 in purchases on your new Card in the first 3 months. Plus, earn a $100 Statement Credit after your first Delta purchase on your new Card in the first 3 months.
  • Earn 3 Miles on every dollar spent on eligible purchases made directly with Delta and on every eligible dollar spent on purchases made directly with hotels.
  • Status-like benefits: First Check Bag Free on Delta flights + Main Cabin 1 Priority Boarding
  • Earn 1.5 miles per dollar on single eligible purchases of $5,000 or more (that’s an extra half point per dollar), up to 50,000 additional miles per year. 1 Mile on every eligible dollar spent on other purchases.
  • Get closer to status with Status Boost™. Spend $25,000 in purchases on the Card in a calendar year and earn 10,000 Medallion® Qualification Miles (MQMs); spend a total of $50,000 in eligible purchases on the Card in a calendar year and earn an additional 10,000 MQMs. MQMs are used to determine Medallion Status and are different from the miles you earn toward flights.
  • Terms and limitations apply.
  • See Rates & Fees

American Express Business

American Express Business has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-888-781-6736 or

Try a different phone number
See all Issuer Cards

Due to the impact of COVID-19, for eligible card accounts approved from 12/1/19 through 5/31/20, the period to make eligible purchases to earn the welcome bonus will be extended for an additional three months.

The Delta SkyMiles Platinum Business Credit Card provides 3X SkyMiles per eligible dollar spent for purchases made directly with Delta Air Lines, in addition to the minimum of 5X miles you’ll earn for being a Delta member.

You can also earn quite a few bonus miles through the intro offer.

There’s an annual fee of $250 for this card. But you’ll get valuable airline benefits like discounted access to Delta Sky Clubs, priority boarding, free first checked bags, a free companion pass every year after your cardmember anniversary, and a 20% discount for in-flight purchases. And it also comes with Amex business benefits. That includes free employee cards, business-trained customer support reps, and account management features.