Skip to content

Delta SkyMiles® Gold Business American Express Card

Advertiser Disclosure

Credit Card Insider is an independent, advertising supported website. Credit Card Insider receives compensation from some credit card issuers as advertisers. Advertiser relationships do not affect card ratings or our Editor’s Best Card Picks. Credit Card Insider has not reviewed all available credit card offers in the marketplace. Content is not provided or commissioned by any credit card issuers. Reasonable efforts are made to maintain accurate information, though all credit card information is presented without warranty. When you click on any ‘Apply Now’ button, the most up-to-date terms and conditions, rates, and fee information will be presented by the issuer. Credit Card Insider has partnered with CardRatings for our coverage of credit card products. Credit Card Insider and CardRatings may receive a commission from card issuers. A list of these issuers can be found on our Editorial Guidelines.

This is the least expensive option of the co-branded business Delta cards from American Express, and also the least rewarding. You’ll have no annual fee in the first year, 2X miles per dollar spent at Delta, and some travel amenities like Priority Boarding. But if you travel with Delta more frequently, you might get more out of the other co-branded Delta cards.

Enrollment required for select benefits; terms and limitations apply.

Enrollment required for select benefits; terms and limitations apply.

American Express is a Credit Card Insider advertiser.

(Rates & Fees)

Our rating
Min. credit level: Good
Annual Fee: $0 introductory annual fee for the first year, then $99
Regular APR: 15.74% - 24.74% Variable

Delta SkyMiles® Gold Business American Express Card

Our rating
Good Min. credit level
$0 introductory annual fee for the first year, then $99 Annual Fee
How To Apply Read Our Review

Highlights & Features

(Rates & Fees)


Spending Rewards
  • 2X SkyMiles per eligible dollar for:
    • Purchases made directly with Delta Air Lines
    • U.S. Shipping
    • U.S. Advertising in select media
    • Restaurants
  • 1X SkyMile per dollar on other eligible purchases
Introductory Bonus
  • 70,000 bonus miles and a $50 statement credit for spending $2,000 in the first 3 months (offer expires 11/20/2021)

Balance Transfers

A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR N/A
Balance Transfer Fee N/A
How to Transfer a Balance on a Credit Card


Penalty APR 29.24% Variable
Late Fee Up to $39
Returned Payment Fee $39
Additional Cards Annual Fee N/A
Foreign Transaction Fee None
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 25.24% Variable
Cash Advance Fee Either $5 or 3% of the amount of each cash advance, whichever is greater
How to Get a Cash Advance with a Credit Card

Card Benefits

  • Zero Liability on Unauthorized Charges

American Express Business

American Express Business has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-243-3888 or

Try a different phone number
See all Issuer Cards

If you travel frequently for business and fly on Delta Airlines, the Delta SkyMiles Gold Business Credit Card helps you earn miles and enjoy many discounts and advantages.

Using this card you’ll earn 2X SkyMiles per eligible dollar spent for purchases made directly with Delta Air Lines, as well as on U.S. shipping, U.S. advertising, and at restaurants. You’ll earn 1X SkyMile per dollar everywhere else.

There’s a $0 introductory annual fee for the first year, then $99, and there are no foreign transaction fees.

The information related to Delta SkyMiles® Gold Business American Express Card has been collected by Credit Card Insider and has not been reviewed or provided by the issuer or provider of this product.

Scroll to top