Business Platinum Card® from American Express OPEN


For People with
Excellent Credit

The Business Platinum Card from American Express OPEN carries a lot of prestige and is known as much for its generous rewards as it is for its hefty $450 annual fee.

It has an attractive introductory offer, as well as a bevy of other benefits that are sure to make frequent fliers smile, such as bonus points for trip purchases and complimentary airport lounge access. But with such a large annual fee and rewards aimed mostly at travelers, this card is not for every business owner.

This card is best for established businesses with a positive cash flow, a strong credit history and two or more years in business.

This card is one of our picks for the Best Credit Cards for Freelancers.

Card Quick Facts

Card Quick Facts

  • Welcome Offer: Get up to 75,000 Membership Rewards points after you spend $20,000 in purchases within your first 3 months of Card Membership.
  • The Business Platinum Card’s premium benefits include world-class platinum service, travel benefits, rewards that can help reduce expenses, and access to one-of-a-kind events.
  • Membership Rewards® Program: Get one point for each dollar of eligible purchases. There is no limit to the number of points you can get.
  • 35% Airline Bonus: Use Membership Rewards® Pay with Points for all or part of a flight with your selected qualifying airline, and you can get 35% of the points back.
  • Airport Lounge Access Program: Elevate your business travel experience with complimentary access to over 700 airport lounges worldwide.
  • Complimentary internet access: Enroll your Card with Gogo and Boingo and get 10 Gogo inflight internet passes annually and unlimited Wi-Fi at Boingo hotspots.
  • Terms & Restrictions Apply

For People with
Excellent Credit

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

  • Earn 5X Membership Rewards points per $1 spent on flights and prepaid hotels on the American Express Travel website
  • Earn 1.5X Membership Rewards points per $1 spent on eligible purchases of $5,000 or more (an extra .5 points per dollar, up to 1 million extra points per year)
  • Earn 1X Membership Rewards point per $1 spent on all other purchases
How to Redeem

Introductory Bonus

  • 50K Membership Rewards points for spending $10,000 and an extra 25K points for spending an additional $10,000, all in the first 3 months
Card Stats

Card Stats

Annual Fee $450
Additional Cards Annual Fee -
Regular Purchase APR Not Applicable - Paid in Full Monthly
Intro Purchase APR -
Foreign Transaction Fee 0%
Chip Technology Chip-and-Signature
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score Yes
Penalty APR -
Late Fee Up to $38 or 2.99%, whichever is greater
Returned Payment Fee $38
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR -
Balance Transfer Fee -
Cash Advances

Cash Advances

Cash Advance APR -
Cash Advance Fee -

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

Visitor Reviews

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