The Business Green Rewards Card from American Express® OPEN

The Business Green Rewards Card from American Express OPEN is a tool for business owners who need some extra capital as they grow their business and enjoy being rewarded for their hard work.

Along with a flexible spending limit that grows with your business, you can earn 2X Membership Rewards® points on travel expenses.

However, this card doesn’t offer a great value relative to the fee, compared to some other travel rewards cards. Check out the Business Gold Rewards Card from American Express (Review), for example.

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Confused about all the different amounts listed on your credit card bill? Read our guide to paying credit cards here.

Quick View

Quick View

  • Rewards
    • Earn 2 points for every $1 spent when you book on the American Express travel website
    • Earn 1 point for every $1 spent on all other purchases
    • Membership Rewards® Program – use rewards points on 500+ leading brands in travel, gift cards, merchandise, or entertainment
    • Points can be transferred to eligible frequent traveler programs as well
  • Signup Bonus 5,000 Membership Rewards® points after your make your first purchase
  • Chip Technology Chip-and-Signature
  • Foreign Transaction Fee 2.7%
  • Intro Balance Transfer APR -
  • Regular Balance Transfer APR N/A
  • Cash Advance APR N/A
  • Penalty APR -
  • Late Fee Up to $38 or 2.99% of any past due amount, whichever is greater
  • Returned Payment Fee $38

Card Benefits

Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.

Perks

  • Reports to Business Credit Bureaus

    Amex business cards report positive activity to Small Business Financial Exchange. Negative activity is reported to Dun & Bradstreet, Experian, Equifax, and TransUnion.

  • Amex Offers

    Get significant discounts at a wide variety of retailers, both online and in-store.

  • Save 10% on Utilities

    Occasionally you’ll be given the opportunity to save 10% on your cable, satellite TV, and/or cell phone bills.

  • Lowest Hotel Rates Guaranteed

    If you book an eligible prepaid hotel room through Amex Travel and then find the same room being advertised online for a lower price, you can be refunded for the difference.

  • Complimentary ShopRunner Membership

    Cardholders can enroll in ShopRunner for free, which provides free two-day shipping at participating retailers.

  • American Express Personal Loans

    Cardholders have the opportunity to apply for a loan through American Express (but only if they have been pre-approved).

  • Tier One Program

    Eligible businesses, spending at least $5 million per year, may be invited to join this program for enhanced benefits.

  • Entertainment Access®

    Exclusive access to ticket pre-sales and card member-only events in your city.

OPEN Business Services

  • Free Employee Cards

    Get up to 99 additional employee cards.

  • OPEN Forum®

    Online community for small business owners to connect with each other.

  • OPEN Savings®

    Extra savings on eligible purchases from participating merchants.

  • ReceiptMatchSM with QuickBooks®

    Track expenses with ReceiptMatch with QuickBooks®.

  • Account Alerts

    Get alerts about account information on your phone.

  • Account Manager

    Ability to give other people permission to manage your account.

Security

  • Dispute Resolution

    Help dealing with fraudulent and incorrect transactions.

Shopping

  • Extended Warranty

    For warranties of 5 years or less, get up to 1 extra year added to the original manufacturer’s warranty.

  • Purchase Protection

    Items purchased with your card are protected against accidental damage and theft within 90 days of the purchase.

  • Return Protection

    If a merchant won’t take back an item within 90 days, American Express may refund the purchase price (restrictions apply).

Travel

  • Global Assist® Hotline

    When you travel 100 miles or more from home, provides help with travel accidents like lost passports, the need for a lawyer, sudden illness, and more. You pay for all third-party service costs.

  • Baggage Insurance Plan

    Eligible lost, damaged, or stolen bags are covered up to $1,250 for carry-on baggage & checked bags together and up to $500 for checked baggage only.

  • Travel Accident Insurance

    Up to $100,000 in financial security if accident or death is caused when traveling by Common Carrier plane, train, ship, or bus.

  • Car Rental Loss and Damage Insurance

    Stolen or damaged vehicles are covered if you use your card to pay and reserve the rental, and you decline the collision damage waiver.

  • Premium Roadside Assistance

    Assistance with services such as towing, changing a flat, or boosting a battery in case of emergency (no cost for the first 4 times per year).

Visitor Reviews

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