The Business Gold Rewards Card from American Express


For People with
Excellent Credit

Complete with an enticing introductory offer, the Business Gold Rewards Card from American Express OPEN offers a rather unique rewards program that lets cardholders choose how many points they’d like to earn in a number of different categories, including airfare, advertising, and shipping costs.

The card offers additional benefits that come in handy for business owners and employees, including purchase protection and insurance while traveling. The flexible spending limit can be adjusted over time, and the $175 annual fee is waived the first year.

See how this card compares to others in:

Card Quick Facts

Card Quick Facts

  • Get 50,000 Membership Rewards® points after you spend $5,000 in purchases on the Card within the first 3 months of Card Membership
  • Get 3x points – Choose 1 out of 5 categories
  • Plus, 2X points on the 4 remaining categories and 1X points on other purchases
  • Redeem points for everyday business expenses, to help with travel costs or to reward employees and entertain clients
  • Track, organize, and stay on top of your business expenses with powerful expense-tracking tools
  • New: No foreign transaction fees
  • $0 introductory annual fee for the first year, then $175
  • Terms and limitations apply

For People with
Excellent Credit

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

  • Earn 3 points for every $1 spent on 1 category of your choice: airfare purchased directly from airlines, U.S. purchases for advertising in select media, U.S. purchases at gas stations, U.S. purchases for shipping, U.S. computer hardware, software, and cloud computing purchases made directly from select providers.
  • Earn 2 points for every $1 spent on the remaining 4 categories
  • Earn 1 point for every $1 spent on all other purchases
How to Redeem

Introductory Bonus

  • 50,000 points if you spend $5,000 in the first 3 months
Card Stats

Card Stats

Annual Fee $175 (waived for the first year)
Additional Cards Annual Fee -
Regular Purchase APR Not Applicable - Paid in Full Monthly
Intro Purchase APR -
Foreign Transaction Fee 0%
Chip Technology Chip-and-Signature
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR N/A
Late Fee Up to $38 or 2.99%, whichever is greater
Returned Payment Fee $38
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR Not Applicable - Paid in Full Monthly
Balance Transfer Fee -
Cash Advances

Cash Advances

Cash Advance APR N/A
Cash Advance Fee -

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

Visitor Reviews

Read about experiences others have had with this card and leave your own review here.

Submit your review
1
2
3
4
5
Submit
     
Cancel

Create your own review

The Insider

Susan Shain
The Ultimate Guide to Air Miles Credit Cards (Plus Our 8 Favorites)
Susan Shain | Sep 19, 2018

Wondering how air miles credit cards work — and which one to choose? We'll help you start earning major travel rewards with our top 8 favorite cards.

Read More
Kat Tretina
Review of the Southwest Rapid Rewards® Priority Card
Kat Tretina | Sep 19, 2018

The Southwest Airlines Rapid Rewards Priority Card is an excellent pick for Southwest enthusiasts, with 40,000 bonus points and an annual $75 flight credit.

Read More
Susan Shain
Can I Pay My Taxes With a Credit Card? Yes, But You Might Not Want To
Susan Shain | Sep 13, 2018

Whether you can't afford your taxes or want to earn extra rewards, you're wondering "Can I pay my taxes with a credit card?" Let's weigh the pros and cons.

Read More