The American Express Business Gold Card has replaced the old Business Gold Rewards Card, with a new rewards program and valuable first-year offers.
The Business Gold Card provides 4X Membership Rewards points in the two categories your business spends the most in, out of six possible categories:
- Airfare purchased directly from airlines
- U.S. advertising purchases: online, TV, radio
- U.S. providers of computer hardware, software, and cloud solutions
- U.S. gas stations
- U.S. restaurants
- U.S. shipping
Each month American Express will calculate the two categories that your business spent the most in, and those purchases will retroactively earn 4X points. The 4X rate is available for the first $150,000 in combined purchases per year.
2X Membership Rewards points are awarded for eligible purchases from Amex Travel, with 1X Membership Rewards point for every other purchase. You’ll also get up to $500 back for eligible FedEx purchases in the first 3 months.
When using points to book airfare you’ll get a 25% Airline Bonus, in the form of 25% of your points back. You can also transfer your points to a variety of airline and hotel loyalty programs.
This is a charge card, which means you need to pay off the balance in full each month. However, you’ll also have the Pay Over Time option, which lets you pay over time for purchases of $100 or more at a given interest rate. We don’t recommend doing so because you’ll be charged interest, and it would be cheaper to pay your statement balance in full every month.
The Business Gold Card costs $295 per year (Rates & Fees).