The Blue Business Cash Card from American Express is a simple and straightforward cash back card — no bonus categories to worry about, and no point redemptions to deal with.
You’ll get 2% cash back for every purchase up to $50,000 annually, and then you’ll get 1% back for every purchase after that.
Unlike most reward cards, the cash back you earn with the Blue Business Cash is automatically credited to your statement each billing period.
Cardholders get a 0% intro APR for 12 months for both purchases and balance transfers, followed by a regular rate of 15.24–21.24% Variable.
There’s no annual fee to use this card (Rates & Fees).