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American Express® Corporate Purchasing Card

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This is a charge card designed for multimillion-dollar companies seeking greater control and transparency of corporate spending. If approved, you’ll get access to powerful software tools and valuable cash back/rebate offers from large organizations. Since this is a charge card, the balance must be paid off in full each month.

American Express is a Credit Card Insider advertiser.

Our rating
Min. credit level: Eligibility determined by business financials
Annual Fee: $0
Regular APR: Not Applicable - Paid in Full Monthly

American Express® Corporate Purchasing Card

Our rating
Eligibility determined by business financials Min. credit level
$0 Annual Fee
Apply Now Read Our Review

Highlights & Features

Balance Transfers

A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR N/A
Balance Transfer Fee N/A
How to Transfer a Balance on a Credit Card


Penalty APR N/A
Late Fee 2.99% of any past due Pay in Full amount, $39 minimum
Returned Payment Fee N/A
Additional Cards Annual Fee N/A
Foreign Transaction Fee 2.5%
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR N/A
Cash Advance Fee N/A
How to Get a Cash Advance with a Credit Card

Card Benefits

  • Roadside Assistance
American Express® Corporate Purchasing Card


  • 24/7 Global Assist Hotline
  • Expenselt Pro from Concur App
  • Roadside Assistance Hotline
  • Corporate Account Reconciliation tool
  • American Express @ Work Reporting
  • Get different cards to use for different purposes: individual cards, supplier cards, department cards, etc.
  • No annual fee
  • 2.5% foreign transaction fee
  • Charge card, must be paid in full each month

American Express Business

American Express Business has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-528-4800 or

Try a different phone number
See all Issuer Cards

Designed for companies looking to gain better control of corporate spending and increase transparency, the American Express Corporate Purchasing charge card offers tools and guidance to make financial management easier.

Along with 24-hour customer service, you’ll be assigned a dedicated account manager and a corporate helpdesk if your spend exceeds certain thresholds. Potential assistance includes reducing purchasing costs, increasing purchasing efficiency, and insights into process compliance and data management.

Employee cards are categorized so you can assign different cards to different departments in your company. You can choose from individual cards, supplier cards, department cards, and accounts payable cards. You can access employee cards to view transactions, track suppliers, monitor employee spending habits, and much more.

You’ll have access to some integrative software tools like American Express @ Work, ExpenseIt Pro from Concur App, and a web-based Corporate Account Reconciliation process to help reduce manual data entry.

There are a few requirements that would bar your company from getting approved. These include:

  • Company must be U.S.-based
  • Company must have a valid U.S. tax ID
  • Company must have gross annual revenues in excess of $4 million

You’ll get an unknown number of cash back deals/rebates with popular organizations, which may be similar to what the Brex Credit Cards offer.

There is no annual fee for this card, but you will be responsible for some other potential fees, such as an administrative suspense fee of $25, a reinstatement fee of $25, and possibly more.

Instead of submitting an application, you can submit some information to American Express and request a call back. Click the Apply button to learn more and find that form.

The information related to American Express® Corporate Purchasing Card has been collected by Credit Card Insider and has not been reviewed or provided by the issuer or provider of this product.

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