Amazon Business Prime American Express Card

For People with
Good Credit



The Amazon Business Prime American Express Card is designed for small business owners who use Amazon Prime, and often make business purchases through Amazon or affiliated services.

This is a metal card which requires an Amazon Prime or Business Prime membership. If you don’t have a Prime membership you’ll get the Amazon Business American Express Card, which offers less in rewards and a shorter repayment period (it’s also made of metal).

Cardholders get 5% cash back at:

  • Amazon Business
  • Amazon Web Services (AWS)
  • Whole Foods Markets

And 2% cash back is earned at U.S. gas stations, U.S. restaurants, and U.S. providers of wireless telephone services.

After being approved for the card you’ll get a $125 gift card, with no spending requirement.

Instead of earning 5% cash back for Amazon purchases, cardholders can choose to get 90 days to pay without being charged interest. This is a rare feature, which could be very useful if your business needs some extra time to pay for expenses.

You’ll get some business benefits, including enhanced data views, the ability to transfer transactions to QuickBooks, and up to 99 employee cards, all for free. Extra discounts are available through the Amex Offers program, and there are a number of shopping and travel benefits.

The Amazon Business Prime American Express Card has no annual fee, and no foreign transaction fees. Balance transfers are not allowed with this card.

Where can I use my Amazon Business Prime American Express Card?

The Amazon Business Prime American Express Card can be used anywhere American Express is accepted.

Card Quick Facts

Card Quick Facts

  • 5% cash back at Amazon, Amazon Business, AWS, and Whole Foods Market
  • 2% cash back at U.S. restaurants, gas stations, and wireless telephone services
  • Option to take 90 days to pay for Amazon purchases, interest free, instead of earning cash back
  • $125 Amazon gift card upon account approval
  • Amazon Business enhanced data views
  • Discounts at select merchants through Amex Offers
  • Shopping and travel protections
  • No foreign transaction fees
  • No annual fee

For People with
Good Credit



Manage My Card

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Card Details



  • 5% cash back at:
    • Amazon Business
    • Amazon Web Services (AWS)
    • Whole Foods Market
  • 2% cash back at:
    • U.S. restaurants
    • U.S. gas stations
    • U.S. wireless telephone services
  • 1% cash back for all other purchases

Introductory Bonus

  • $125 gift card upon account approval
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR 16.24%–24.24% Variable
Intro Purchase APR -
Foreign Transaction Fee None
Chip Technology Chip-and-Signature
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score Yes
Penalty APR 29.99% Variable
Late Fee Up to $38
Returned Payment Fee $38
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR -
Balance Transfer Fee -
Cash Advances

Cash Advances

Cash Advance APR 26.99% Variable
Cash Advance Fee -

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • Employee Cards

    Get up to 99 employee cards, all for free.

  • Amazon Business Enhanced Data Views

    Check all purchases item by item in an easily downloadable statement.

  • Amex Offers

    Get discounts and extra cash back at select retailers.

  • Relationship Care Service

    Call to speak with a specially trained business-oriented customer support team.

  • Account Manager

    Designate a trusted employee or business partner to handle tasks like making payments and reviewing statements.

  • Spend Manager

    Add receipts and notes to your transactions.

  • Connect to QuickBooks

    Easily transfer transaction data to QuickBooks.

  • Year-End Summary

    A complete summary of transactions, categorized by month and purchase type.

  • Dispute Resolution

    Help dealing with fraudulent and unauthorized transactions.

  • Account Alerts

    Set alerts to notify you when payments are due, when employees make purchases, and more.

  • Purchase Protection

    Eligible purchases are covered against damage and theft for 120 days, up to $1,000 per occurrence.

  • Extended Warranty

    Eligible manufacturer’s warranties of 5 years or less can be doubled by up to 2 additional years.

  • Travel Accident Insurance

    Up to $100,000 in coverage against accidental death and dismemberment when traveling by common carrier.

  • Baggage Insurance Plan

    Covers eligible lost, stolen, or damaged luggage, up to $1,250 for carry-on bags and $500 for checked bags.

  • Global Assist Hotline

    Call for help when traveling more than 100 miles from home. Third party service charges will apply.

  • Roadside Assistance Hotline

    Call for help when driving, for assistance finding services like towing, tire changes, jumpstarts, and more.

  • Car Rental Loss and Damage Insurance

    Decline the car rental company’s insurance to get coverage against collision damage and theft of eligible rental vehicles.

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