The American 1 Rewards Credit Card, issued by the American 1 Credit Union, offers a potentially low rate for qualified applicants.
The APR for purchases, balance transfers, and cash advances will be 9.49%–18.00% Variable, depending on creditworthiness. You may or may not qualify for a fixed rate.
Cardholders will earn 1X ScoreCard Rewards point per dollar for every purchase. A few benefits are included as well, such as Lost Luggage Reimbursement.
There are over 100 card designs to choose from. If you pick a design that’s designated to a particular charity, 100% of your card fees will be donated to that charity.
This card has no annual fee, no balance transfer fee, and no cash advance fee.