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ABOC Platinum Rewards Mastercard® Credit Card

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Our rating
Min. credit level: Good
Annual Fee: $0
Regular APR: 12.90% - 22.90% Variable
Intro Purchase APR: 0% for 12 months after that the variable APR will be 12.90% - 22.90% , based on your creditworthiness

ABOC Platinum Rewards Mastercard® Credit Card

Our rating
Good Min. credit level
$0 Annual Fee
Apply Now

Highlights & Features

Rewards

  • 5X ABOC Rewards Points per dollar on up to $1,500 in select categories each quarter:
    • January – March: Qualifying Monthly Bills
    • April – June: Groceries, Restaurants, Eligible Transportation
    • July – August: Travel
    • October – December: Department/Electronics Stores, Superstores, Major Online Retailers
  • 1X ABOC Rewards Point per dollar on all other purchases

INTRODUCTORY BONUS

$150 statement credit after you spend $1,200 on purchases within the first 90 days

BONUS RESTRICTIONS

This offer is only available for new accounts.

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR 12.90% - 22.90% Variable
Balance Transfer Fee 3% of each balance transfer (minimum $5)
How to Transfer a Balance on a Credit Card

Fees

Penalty APR N/A
Late Fee Up to $35
Returned Payment Fee Up to $25
Additional Cards Annual Fee N/A
Foreign Transaction Fee None
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 24.99%
Cash Advance Fee 5% of each advance (minimum $10)
How to Get a Cash Advance with a Credit Card
ABOC Platinum Rewards Mastercard® Credit Card

Highlights

  • 0% Intro APR on Purchases for 12 months; after that the variable APR will be 12.90% – 22.90% (V), based on your creditworthiness
  • Earn 5x rewards on up to $1,500 in combined purchases each quarter in popular categories such as dining, groceries, travel, and automotive
  • No upper limit on the points you can accumulate, and since points never expire, you can save up for a big award!
  • Earn Points on Every Purchase! It’s simple: $1 = 1 Point
  • No Annual Fee or Foreign Transaction Fee
  • Select Your Rewards Your Way
  • No Foreign Transaction Fee
ABOUT THE ISSUER

Amalgamated Bank of Chicago

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-312-822-3000 or

Try a different phone number

The ABOC Platinum Rewards Credit Card is a Mastercard from the Amalgamated Bank of Chicago. It earns reward points that can be redeemed for statement credits, gift cards, merchandise, airline miles, or a combination of those choices.

Cardholders get 5X ABOC Rewards Points on up to $1,500 in combined purchases each quarter in rotating categories. For all other purchases, you’ll get 1X ABOC Rewards Point per dollar. The value of each point varies depending on how you redeem.

This card has no annual fee and no foreign transaction fees (see complete pricing & rewards information here).