Alliant Visa® Platinum Rewards Card


For People with
Good Credit

REVIEWS

Reviews

The Alliant Visa® Platinum Rewards Card offers a large credit line along with low introductory APRs for purchases and balance transfers, and a decent signup bonus.

You’ll get 5,000 bonus points after your first card use, and 2X points per dollar for all of your card purchases.

There’s an introductory interest rate, but it’s a bit different than with most cards. Your creditworthiness will determine whether or not you get the intro rate, and also the rate you get.

If you qualify for the introductory rate, you’ll have an APR of 0%–5.99% for purchases and balance transfers for 12 months, and then your rates will be 15.49%–25.49% Variable. If you don’t qualify for the intro rate you’ll go straight to the regular rate.

This card has no annual fee.

Card Quick Facts

Card Quick Facts

  • 2X points per dollar spent on all purchases
  • 5,000 bonus points after your first purchase
  • If you qualify for the introductory rate, you’ll have an intro APR of 0%–5.99% for purchases and balance transfers for 12 months, and then your rates will be 15.49%–25.49% Variable
  • No annual fee

For People with
Good Credit

REVIEWS

Reviews

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

  • 2X points per dollar spent on all purchases

Introductory Bonus

  • 5,000 bonus points after your first purchase
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR 15.49%–25.49% Variable
Intro Purchase APR 0%–5.99% for 12 months
Foreign Transaction Fee 2%
Chip Technology Chip-and-Signature
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR 25.49% Variable
Late Fee Up to $27
Returned Payment Fee Up to $27
Balance Transfers

Balance Transfers

Intro Balance Transfer APR 0%–5.99% for 12 months
Regular Balance Transfer APR 15.49%–25.49% Variable
Balance Transfer Fee 2%, $5 minimum
Cash Advances

Cash Advances

Cash Advance APR 20.49%–25.49% Variable
Cash Advance Fee 3%, $10 minimum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • $0 Fraud Liability Guarantee

    Cardholders are not held responsible for unauthorized purchases on this card.

  • Auto Rental Collision Damage Waiver

    Must decline the rental company’s collision insurance and charge the entire rental cost to your card. Coverage is provided for theft and collision damage for most rental cars in the U.S. and abroad. In the U.S., coverage is secondary to your personal insurance.

  • Roadside Dispatch

    If you have a roadside emergency, like needing a tow or jumpstart, call 1-800-847-2869 anytime for help. Roadside service fees will be provided when you call and will be billed to your card.

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