Credit Card Insider is an independent, advertising supported website. Credit Card Insider receives compensation from some credit card issuers as advertisers. Advertiser relationships do not affect card ratings or our Editor’s Best Card Picks. Credit Card Insider has not reviewed all available credit card offers in the marketplace. Content is not provided or commissioned by any credit card issuers. Reasonable efforts are made to maintain accurate information, though all credit card information is presented without warranty. When you click on any ‘Apply Now’ button, the most up-to-date terms and conditions, rates, and fee information will be presented by the issuer. Credit Card Insider has partnered with CardRatings for our coverage of credit card products. Credit Card Insider and CardRatings may receive a commission from card issuers. A list of these issuers can be found on our Editorial Guidelines.
This low-interest Alliant Visa card offers an excellent 2X points per dollar for every purchase, and comes with no annual fee. However, even if you are approved for the card, you may not qualify for the introductory rate.
Introductory Bonus |
---|
|
A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.
Intro Balance Transfer APR | 0%–5.99% for 12 months |
Regular Balance Transfer APR | 14.99%–24.99% Variable |
Balance Transfer Fee | 2%, $5 minimum |
Penalty APR | 24.99% Variable |
Late Fee | Up to $27 |
Returned Payment Fee | Up to $27 |
Additional Cards Annual Fee | N/A |
Foreign Transaction Fee | 2% |
Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
Cash Advance APR | 19.99%–24.99% Variable |
Cash Advance Fee | 3%, $10 minimum |
You can usually pay your bill online on your
Credit card issuer's websiteThe Alliant Visa® Platinum Rewards Card offers a large credit line along with low introductory APRs for purchases and balance transfers, and a decent signup bonus.
You’ll get 5,000 bonus points after your first card use, and 2X points per dollar for all of your card purchases.
There’s an introductory interest rate, but it’s a bit different than with most cards. Your creditworthiness will determine whether or not you get the intro rate, and also the rate you get.
If you qualify for the introductory rate, you’ll have an APR of 0%–5.99% for purchases and balance transfers for 12 months, and then your rates will be 14.99%–24.99% Variable. If you don’t qualify for the intro rate you’ll go straight to the regular rate.
This card has no annual fee.