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Alliant Visa® Platinum Rewards Card

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This low-interest Alliant Visa card offers an excellent 2X points per dollar for every purchase, and comes with no annual fee. However, even if you are approved for the card, you may not qualify for the introductory rate.

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Our rating
Min. credit level: Good
Annual Fee: $0
Regular APR: 14.99%–24.99% Variable
Intro Balance Transfer APR: 0%–5.99% for 12 months
Intro Purchase APR: 0%–5.99% for 12 months

Alliant Visa® Platinum Rewards Card

Our rating
Good Min. credit level
$0 Annual Fee
Apply Now

Highlights & Features

Rewards

  • 2X points per dollar spent on all purchases

INTRODUCTORY BONUS

5,000 bonus points after your first purchase

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR 0%–5.99% for 12 months
Regular Balance Transfer APR 14.99%–24.99% Variable
Balance Transfer Fee 2%, $5 minimum
How to Transfer a Balance on a Credit Card

Fees

Penalty APR 24.99% Variable
Late Fee Up to $27
Returned Payment Fee Up to $27
Additional Cards Annual Fee N/A
Foreign Transaction Fee 2%
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 19.99%–24.99% Variable
Cash Advance Fee 3%, $10 minimum
How to Get a Cash Advance with a Credit Card

Card Benefits

SECURITY
  • Zero Liability on Unauthorized Charges
TRAVEL
  • Auto Rental Insurance
  • Roadside Assistance
Alliant Visa® Platinum Rewards Card

Highlights

  • 2X points per dollar spent on all purchases
  • 5,000 bonus points after your first purchase
  • If you qualify for the introductory rate, you’ll have an intro APR of 0%–5.99% for purchases and balance transfers for 12 months, and then your rates will be 14.99%–24.99% Variable
  • No annual fee
ABOUT THE ISSUER

Alliant Credit Union

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-328-1935 or

Try a different phone number

The Alliant Visa® Platinum Rewards Card offers a large credit line along with low introductory APRs for purchases and balance transfers, and a decent signup bonus.

You’ll get 5,000 bonus points after your first card use, and 2X points per dollar for all of your card purchases.

There’s an introductory interest rate, but it’s a bit different than with most cards. Your creditworthiness will determine whether or not you get the intro rate, and also the rate you get.

If you qualify for the introductory rate, you’ll have an APR of 0%–5.99% for purchases and balance transfers for 12 months, and then your rates will be 14.99%–24.99% Variable. If you don’t qualify for the intro rate you’ll go straight to the regular rate.

This card has no annual fee.