Alliant Visa® Platinum Rewards Card
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This low-interest Alliant Visa card offers an excellent 2X points per dollar for every purchase, and comes with no annual fee. However, even if you are approved for the card, you may not qualify for the introductory rate.
Highlights & Features
Rewards
- 2X points per dollar spent on all purchases
| Introductory Bonus |
|---|
|
Balance Transfers
A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.
| Intro Balance Transfer APR | 0%–5.99% for 12 months |
| Regular Balance Transfer APR | 14.99%–24.99% Variable |
| Balance Transfer Fee | 2%, $5 minimum |
Fees
| Penalty APR | 24.99% Variable |
| Late Fee | Up to $27 |
| Returned Payment Fee | Up to $27 |
| Additional Cards Annual Fee | N/A |
| Foreign Transaction Fee | 2% |
Cash Advances
Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
| Cash Advance APR | 19.99%–24.99% Variable |
| Cash Advance Fee | 3%, $10 minimum |
Card Benefits
SECURITY
- Zero Liability on Unauthorized Charges
TRAVEL
- Auto Rental Insurance
- Roadside Assistance
Alliant Visa® Platinum Rewards Card
Highlights
- 2X points per dollar spent on all purchases
- 5,000 bonus points after your first purchase
- If you qualify for the introductory rate, you’ll have an intro APR of 0%–5.99% for purchases and balance transfers for 12 months, and then your rates will be 14.99%–24.99% Variable
- No annual fee
ABOUT THE ISSUER
Alliant Credit Union
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Credit card issuer's websiteThe Alliant Visa® Platinum Rewards Card offers a large credit line along with low introductory APRs for purchases and balance transfers, and a decent signup bonus.
You’ll get 5,000 bonus points after your first card use, and 2X points per dollar for all of your card purchases.
There’s an introductory interest rate, but it’s a bit different than with most cards. Your creditworthiness will determine whether or not you get the intro rate, and also the rate you get.
If you qualify for the introductory rate, you’ll have an APR of 0%–5.99% for purchases and balance transfers for 12 months, and then your rates will be 14.99%–24.99% Variable. If you don’t qualify for the intro rate you’ll go straight to the regular rate.
This card has no annual fee.
