Alliant Credit Union Visa Platinum
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This Alliant Visa card comes with a long 0% introductory APR period for both purchases and balance transfers. It carries no annual fee, but you won’t gain any spending rewards when using this card.
Highlights & Features
Balance Transfers
A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.
| Intro Balance Transfer APR | 0%–5.99% for 12 months |
| Regular Balance Transfer APR | 10.99%–22.99% Variable |
| Balance Transfer Fee | 2%, $5 minimum |
Fees
| Penalty APR | 24.99% Variable |
| Late Fee | Up to $27 |
| Returned Payment Fee | Up to $27 |
| Additional Cards Annual Fee | N/A |
| Foreign Transaction Fee | 2% |
Cash Advances
Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
| Cash Advance APR | 19.99%–24.99% Variable |
| Cash Advance Fee | 3%, $10 minimum |
Card Benefits
SECURITY
- Zero Liability on Unauthorized Charges
TRAVEL
- Auto Rental Insurance
- Roadside Assistance
Alliant Credit Union Visa Platinum
Highlights
- Intro APR of 0%–5.99% for purchases and balance transfers for 12 months, and then your rates will be 10.99%–22.99% Variable.
- No annual fee
- $0 Fraud Liability Guarantee
ABOUT THE ISSUER
Alliant Credit Union
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Credit card issuer's websiteThe Alliant Credit Union Visa Platinum card is a basic balance transfer credit card that comes with a low-interest introductory rate for purchases and balance transfers.
You won’t get any spending rewards with this card, but you will get an introductory rate of 0%–5.99% for purchases and balance transfers for 12 months, and then your rates will be 10.99%–22.99% Variable.
This card has no annual fee.
If you’re looking for a better Alliant Credit Union credit card, check out the Alliant Visa® Platinum Rewards Card, and the Alliant Cashback Visa® Signature Credit Card.
