Skip to content
RATING

Alliant Credit Union Visa Platinum

Advertiser Disclosure

Credit Card Insider is an independent, advertising supported website. Credit Card Insider receives compensation from some credit card issuers as advertisers. Advertiser relationships do not affect card ratings or our Editor’s Best Card Picks. Credit Card Insider has not reviewed all available credit card offers in the marketplace. Content is not provided or commissioned by any credit card issuers. Reasonable efforts are made to maintain accurate information, though all credit card information is presented without warranty. When you click on any ‘Apply Now’ button, the most up-to-date terms and conditions, rates, and fee information will be presented by the issuer. Credit Card Insider has partnered with CardRatings for our coverage of credit card products. Credit Card Insider and CardRatings may receive a commission from card issuers. A list of these issuers can be found on our Editorial Guidelines.

This Alliant Visa card comes with a long 0% introductory APR period for both purchases and balance transfers. It carries no annual fee, but you won’t gain any spending rewards when using this card.

Apply Now
CONSIDER AN ALTERNATIVE Citi Simplicity® Card Citi® Diamond Preferred® Card
Our rating
Min. credit level: Fair
Annual Fee: $0
Regular APR: 10.99%–22.99% Variable
Intro Balance Transfer APR: 0%–5.99% for 12 months
Intro Purchase APR: 0%–5.99% for 12 months

Alliant Credit Union Visa Platinum

Our rating
Fair Min. credit level
$0 Annual Fee
Apply Now

Highlights & Features

Balance Transfers

A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.

Intro Balance Transfer APR 0%–5.99% for 12 months
Regular Balance Transfer APR 10.99%–22.99% Variable
Balance Transfer Fee 2%, $5 minimum
How to Transfer a Balance on a Credit Card

Fees

Penalty APR 24.99% Variable
Late Fee Up to $27
Returned Payment Fee Up to $27
Additional Cards Annual Fee N/A
Foreign Transaction Fee 2%
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 19.99%–24.99% Variable
Cash Advance Fee 3%, $10 minimum
How to Get a Cash Advance with a Credit Card

Card Benefits

SECURITY
  • Zero Liability on Unauthorized Charges
TRAVEL
  • Auto Rental Insurance
  • Roadside Assistance
Alliant Credit Union Visa Platinum

Highlights

  • Intro APR of 0%–5.99% for purchases and balance transfers for 12 months, and then your rates will be 10.99%–22.99% Variable.
  • No annual fee
  • $0 Fraud Liability Guarantee
ABOUT THE ISSUER

Alliant Credit Union

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-328-1935 or

Try a different phone number

The Alliant Credit Union Visa Platinum card is a basic balance transfer credit card that comes with a low-interest introductory rate for purchases and balance transfers.

You won’t get any spending rewards with this card, but you will get an introductory rate of 0%–5.99% for purchases and balance transfers for 12 months, and then your rates will be 10.99%–22.99% Variable.

This card has no annual fee.

If you’re looking for an Alliant card with rewards, check out the Alliant Cashback Visa® Signature Credit Card.

Scroll to top