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Alliant Credit Union Visa Platinum

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This Alliant Visa card comes with a long 0% introductory APR period for both purchases and balance transfers. It carries no annual fee, but you won’t gain any spending rewards when using this card.

Our rating
Min. credit level: Fair
Annual Fee: $0
Regular APR: 10.99%–22.99% Variable
Intro Balance Transfer APR: 0%–5.99% for 12 months
Intro Purchase APR: 0%–5.99% for 12 months

Alliant Credit Union Visa Platinum

Our rating
Fair Min. credit level
$0 Annual Fee
Apply Now

Highlights & Features

Balance Transfers

A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.

Intro Balance Transfer APR 0%–5.99% for 12 months
Regular Balance Transfer APR 10.99%–22.99% Variable
Balance Transfer Fee 2%, $5 minimum
How to Transfer a Balance on a Credit Card


Penalty APR 24.99% Variable
Late Fee Up to $27
Returned Payment Fee Up to $27
Additional Cards Annual Fee N/A
Foreign Transaction Fee 2%
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 19.99%–24.99% Variable
Cash Advance Fee 3%, $10 minimum
How to Get a Cash Advance with a Credit Card

Card Benefits

  • Zero Liability on Unauthorized Charges
  • Auto Rental Insurance
  • Roadside Assistance
Alliant Credit Union Visa Platinum


  • Intro APR of 0%–5.99% for purchases and balance transfers for 12 months, and then your rates will be 10.99%–22.99% Variable.
  • No annual fee
  • $0 Fraud Liability Guarantee

Alliant Credit Union

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-328-1935 or

Try a different phone number

The Alliant Credit Union Visa Platinum card is a basic balance transfer credit card that comes with a low-interest introductory rate for purchases and balance transfers.

You won’t get any spending rewards with this card, but you will get an introductory rate of 0%–5.99% for purchases and balance transfers for 12 months, and then your rates will be 10.99%–22.99% Variable.

This card has no annual fee.

If you’re looking for an Alliant card with rewards, check out the Alliant Cashback Visa® Signature Credit Card.

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