Alliant Credit Union Visa Platinum

For People with
Fair Credit



The Alliant Credit Union Visa Platinum card is a basic balance transfer credit card that comes with a low-interest introductory rate for purchases and balance transfers.

You won’t get any spending rewards with this card, but you will get an introductory rate of 0%–5.99% for purchases and balance transfers for 12 months, and then your rates will be 11.49%–23.49% Variable.

This card has no annual fee.

If you’re looking for a better Alliant Credit Union credit card, check out the Alliant Visa® Platinum Rewards Card, and the Alliant Cashback Visa® Signature Credit Card.

Card Quick Facts

Card Quick Facts

  • Intro APR of 0%–5.99% for purchases and balance transfers for 12 months, and then your rates will be 11.49%–23.49% Variable.
  • No annual fee
  • $0 Fraud Liability Guarantee

For People with
Fair Credit



Manage My Card

Want to pay a bill or check your balance?

Card Details



This card does not offer rewards.
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR 11.49%–23.49% Variable
Intro Purchase APR 0%–5.99% for 12 months
Foreign Transaction Fee 2%
Chip Technology Chip-and-Signature
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR 25.49% Variable
Late Fee Up to $27
Returned Payment Fee Up to $27
Balance Transfers

Balance Transfers

Intro Balance Transfer APR 0%–5.99% for 12 months
Regular Balance Transfer APR 11.49%–23.49% Variable
Balance Transfer Fee 2%, $5 minimum
Cash Advances

Cash Advances

Cash Advance APR 20.49%–25.49% Variable
Cash Advance Fee 3%, $10 minimum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • $0 Fraud Liability Guarantee

    Cardholders are not held responsible for unauthorized purchases on this card.

  • Auto Rental Collision Damage Waiver

    Must decline the rental company’s collision insurance and charge the entire rental cost to your card. Coverage is provided for theft and collision damage for most rental cars in the U.S. and abroad. In the U.S., coverage is secondary to your personal insurance.

  • Roadside Dispatch

    If you have a roadside emergency, like needing a tow or jumpstart, call 1-800-847-2869 anytime for help. Roadside service fees will be provided when you call and will be billed to your card.

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