ACE Elite Visa® Prepaid Debit Card


For People with
No Credit

REVIEWS

Reviews

The ACE Elite Visa® Prepaid Debit Card comes with a monthly fee of either $0, $5, or $9.95, depending on your plan. You can deposit money through direct deposit, and get special Payback Rewards for your purchases.

Depending on your plan, this card may come with a number of extra fees such as purchase transaction fees, ATM balance inquiries, and fees for withdrawing cash if you don’t go to an ACE location.

You can use this card everywhere Visa is accepted.

This is not actually a credit card!

Keep in mind prepaid cards generally do not help you build credit since they don’t report to the credit bureaus. If you have bad credit and would like to build credit, a secured card may be a better option.

Secured credit cards »

Credit cards for bad credit »

Card Quick Facts

Card Quick Facts

  • Direct deposit
  • No-fee cash withdrawals at ACE
  • 5.00% APY savings account for cardmembers
  • Payback rewards — earn cash rewards
  • Custom cards — design your own custom cards

For People with
No Credit

REVIEWS

Reviews

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

  • Offers for Payback Rewards for eligible purchases
Card Stats

Card Stats

Annual Fee Up to $9.95 monthly fee
Additional Cards Annual Fee -
Regular Purchase APR Not Applicable - Paid in Full Monthly
Intro Purchase APR -
Foreign Transaction Fee -
Chip Technology Chip-and-Signature & Chip-and-PIN
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR None
Late Fee -
Returned Payment Fee -
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR -
Balance Transfer Fee -
Cash Advances

Cash Advances

Cash Advance APR -
Cash Advance Fee -

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • Direct Deposit FeeAdvantage Plan™

    Unlimited purchase transactions for only $5 per month when you deposit $500 or more to your account in a month.

  • No-Fee $10 Purchase Cushion

    When you deposit $500 or more to your account in a month, and at the discretion of the institution.

  • Payback Rewards Offers

    You can get rewards for shopping at select stores and restaurants with offers selected by ACE.

  • No-Fee Cash Withdrawals

    You won’t be charged a fee when you make cash withdrawals at ACE locations.

  • Visa Benefits

    You will be provided with a list of benefits available to you once you get approved for your card.

Visitor Reviews

Read about experiences others have had with this card and leave your own review here.

Submit your review
1
2
3
4
5
Submit
     
Cancel

Create your own review

Average rating:  
 0 reviews

The Insider

Brendan Harkness
The Best Charge Cards: For Travelers, Foodies, and Business Owners
Brendan Harkness | Jun 13, 2019

Charge cards are different from credit cards: They need to be paid off in full each month, but you may get a higher spending limit. See our favorites here.

Read More
Jacob Lunduski
2019 Survey Reveals Widespread Credit Score Misconceptions
Jacob Lunduski | Jun 11, 2019

A new survey from Credit Card Insider revealed several credit-related misconceptions around the different factors that make up your credit scores.

Read More
Michelle Black
How Many Types of Accounts Should I Have on My Credit Reports?
Michelle Black | Jun 09, 2019

A good mix of credit can potentially help your credit scores. Learn about this credit scoring component and how to achieve the ideal credit mix.

Read More