AAA Dollars® Plus Mastercard


For People with
Fair Credit

REVIEWS

Reviews

The AAA Dollars Plus Mastercard is limited to AAA members only.

This card may or may not be available to you, depending on where you live and which AAA club you have a membership with. When you visit the AAA website or go to apply for this card you may be asked to input your zip code. You could be given a different card offer after that.

There’s no annual fee, and no foreign transaction fees.

Cardholders get 3% cash back on eligible AAA and travel purchases, and 2% cash back at gas stations, grocery stores, and drug stores.

A signup bonus of up to 100 AAA Dollars is available:

  • 25 AAA Dollars for making a purchase in the first 90 days
  • 75 AAA Dollars for spending $1,500 in the first 90 days

Each AAA Dollar is worth $1 when redeemed for statement credits . But if you redeem for AAA gift cards you can get up to a 40% bonus. There are four gift card redemption options:

AAA Dollars Redeemed Value in AAA Gift Cards Bonus
50 $60 20%
100 $120 20%
200 $250 25%
500 $700 40%

This card is available as either a World Mastercard, with upgraded benefits, or a Platinum Mastercard, with basic benefits. You’ll first be considered for a World Mastercard. If your credit isn’t good enough, you’ll then be considered for a Platinum Mastercard.

Card Quick Facts

Card Quick Facts

  • 3% cash back for qualifying AAA and travel purchases
  • 2% cash back for qualifying gas, grocery, and drug store purchases
  • 1% cash back for every other qualifying purchase
  • 25 AAA Dollars for making a purchase in the first 90 days
  • 75 AAA Dollars for spending $1,500 in the first 90 days
  • World Mastercard or Platinum Mastercard benefits, depending on creditworthiness
  • No annual fee

For People with
Fair Credit

REVIEWS

Reviews

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Card Details

Rewards

Rewards

  • 3% cash back on qualifying AAA and travel purchases
  • 2% cash back on qualifying gas, grocery, and drug store purchases
  • 1% cash back on all other qualifying purchases
  • Business-related purchases and activities are not eligible for cash back

Introductory Bonus

  • 25 AAA Dollars for making a purchase in the first 90 days, 75 AAA Dollars for spending $1,500 in the first 90 days
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee $0
Regular Purchase APR 15.74%–25.74% Variable
Intro Purchase APR -
Foreign Transaction Fee 0%
Chip Technology Chip-and-Signature
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR N/A
Late Fee Up to $38
Returned Payment Fee Up to $35
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR 15.74%–25.74% Variable
Balance Transfer Fee 3%, $10 minimum
Cash Advances

Cash Advances

Cash Advance APR 27.74% Variable
Cash Advance Fee 5%, $10 minimum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

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