AAA Dollars® Mastercard®


For People with
Fair Credit

REVIEWS

Reviews

The AAA Dollars Mastercard is a simple card, limited to AAA members only.

This card may or may not be available to you, depending on where you live and which AAA club you have a membership with. When you visit the AAA website or go to apply for this card you may be asked to input your zip code. You might be given a different card offer after that.

It offers just 1% cash back for every purchase you make, provided in the form of AAA Dollars.

You can earn up to 100 AAA Dollars with signup bonus offers:

  • 25 AAA Dollars for making a purchase in the first 90 days
  • 75 AAA Dollars for spending $1,500 in the first 90 days

Each AAA Dollar is worth $1 when redeemed for statement credits. But if you redeem for AAA gift cards you can get up to a 40% bonus. There are four gift card redemption options:

AAA Dollars Redeemed Value in AAA Gift Cards Bonus
50 $60 20%
100 $120 20%
200 $250 25%
500 $700 40%

This card is available as either a World Mastercard, with upgraded benefits, or a Platinum Mastercard, with basic benefits. You’ll first be considered for a World Mastercard. If your credit isn’t good enough, you’ll then be considered for a Platinum Mastercard.

There’s also a 12-month 0% intro APR for balance transfers made in the first 30 days.

Card Quick Facts

Card Quick Facts

  • 1% cash back for every qualifying purchase
  • 25 AAA Dollars for making a purchase in the first 90 days
  • 75 AAA Dollars for spending $1,500 in the first 90 days
  • World Mastercard or Platinum Mastercard benefits, depending on creditworthiness
  • 12-month 0% intro APR for balance transfers
  • No annual fee

For People with
Fair Credit

REVIEWS

Reviews

Manage My Card

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Card Details

Rewards

Rewards

  • 1% cash back for every eligible purchase (business-related purchases and activities are not eligible)

Introductory Bonus

  • 25 AAA Dollars for making a purchase in the first 90 days, 75 AAA Dollars for spending $1,500 in the first 90 days
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee $0
Regular Purchase APR 14.74%–25.74% Variable
Intro Purchase APR -
Foreign Transaction Fee 2%
Chip Technology Chip-and-Signature
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR N/A
Late Fee Up to $38
Returned Payment Fee Up to $35
Balance Transfers

Balance Transfers

Intro Balance Transfer APR 0% for 12 months, for transfers made in the first 30 days
Regular Balance Transfer APR 14.74%–25.74% Variable
Balance Transfer Fee 3%, $10 minimum
Cash Advances

Cash Advances

Cash Advance APR 27.74% Variable
Cash Advance Fee 5%, $10 minimum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

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