AAA Dollars® Mastercard®


For People with
Fair Credit

REVIEWS

Reviews

The AAA Dollars Mastercard is a simple card, limited to AAA members only.

This card may or may not be available to you, depending on where you live and which AAA club you have a membership with. When you visit the AAA website or go to apply for this card you may be asked to input your zip code. You might be given a different card offer after that.

It offers just 1% cash back for every purchase you make, provided in the form of AAA Dollars.

You can earn up to 100 AAA Dollars with signup bonus offers:

  • 25 AAA Dollars for making a purchase in the first 90 days
  • 75 AAA Dollars for spending $1,500 in the first 90 days

Each AAA Dollar is worth $1 when redeemed for statement credits. But if you redeem for AAA gift cards you can get up to a 40% bonus. There are four gift card redemption options:

AAA Dollars Redeemed Value in AAA Gift Cards Bonus
50 $60 20%
100 $120 20%
200 $250 25%
500 $700 40%

This card is available as either a World Mastercard, with upgraded benefits, or a Platinum Mastercard, with basic benefits. You’ll first be considered for a World Mastercard. If your credit isn’t good enough, you’ll then be considered for a Platinum Mastercard.

There’s also a 12-month 0% intro APR for balance transfers made in the first 30 days.

Card Quick Facts

Card Quick Facts

  • 1% cash back for every qualifying purchase
  • 25 AAA Dollars for making a purchase in the first 90 days
  • 75 AAA Dollars for spending $1,500 in the first 90 days
  • World Mastercard or Platinum Mastercard benefits, depending on creditworthiness
  • 12-month 0% intro APR for balance transfers
  • No annual fee

For People with
Fair Credit

REVIEWS

Reviews

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

  • 1% cash back for every eligible purchase (business-related purchases and activities are not eligible)

Introductory Bonus

  • 25 AAA Dollars for making a purchase in the first 90 days, 75 AAA Dollars for spending $1,500 in the first 90 days
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee $0
Regular Purchase APR 14.74%–25.74% Variable
Intro Purchase APR -
Foreign Transaction Fee 2%
Chip Technology Chip-and-Signature
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR N/A
Late Fee Up to $38
Returned Payment Fee Up to $35
Balance Transfers

Balance Transfers

Intro Balance Transfer APR 0% for 12 months, for transfers made in the first 30 days
Regular Balance Transfer APR 14.74%–25.74% Variable
Balance Transfer Fee 3%, $10 minimum
Cash Advances

Cash Advances

Cash Advance APR 27.74% Variable
Cash Advance Fee 5%, $10 minimum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

Visitor Reviews

Read about experiences others have had with this card and leave your own review here.

Submit your review
1
2
3
4
5
Submit
     
Cancel

Create your own review

Average rating:  
 0 reviews

The Insider

Brendan Harkness
Low-Interest Credit Cards
Brendan Harkness | Sep 20, 2018

Credit cards are known for their high interest rates, but is this true across the board? Read about some credit cards with unusually low APRs here.

Read More
Susan Shain
Chase Sapphire Reserve vs Amex Platinum: Which One Is Better for You? 
Susan Shain | Sep 20, 2018

It's tough to choose between the Chase Sapphire Reserve vs Amex Platinum. We compare them head-to-head and determine which is the superior pick.

Read More
Susan Shain
The Ultimate Guide to Air Miles Credit Cards (Plus Our 8 Favorites)
Susan Shain | Sep 19, 2018

Wondering how air miles credit cards work — and which one to choose? We'll help you start earning major travel rewards with our top 8 favorite cards.

Read More