The 1-2-3 Rewards Visa card is for anyone who loves Kroger stores and products.
Confused about all the different amounts listed on your credit card bill? Read our guide to paying credit cards here.
- Annual Fee $0
- Intro Purchase APR 0% for 9 months
- Regular Purchase APR 13.99%-23.99% (Variable)
- 3 points for every $1 spent on Kroger® brand products
- 2 points for every $1 spent in the Kroger® family of stores (not including fuel)
- 1 point per net $1 spent everywhere Visa is accepted
- Signup Bonus None
- Chip Technology Chip-and-Signature & Chip-and-PIN
- Foreign Transaction Fee 2.8%
- Intro Balance Transfer APR 0% for 9 months
- Regular Balance Transfer APR 13.99%-23.99% (Variable)
- Cash Advance APR 25.24% (Variable)
- Penalty APR See Terms
- Late Fee Up to $38
- Returned Payment Fee Up to $35
Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.
- Potential to earn FREE groceries with every purchase
- Fuel Discount: 25¢ fuel discount when 100 fuel points are redeemed at participating Kroger family of stores.
- Emergency Card Replacement and Cash Disbursement: Lost or stolen cards are usually replaced, or emergency cash is provided, within 24 hours.
- Free Annual Account Summary: Free record of your annual credit card activity.
- 24-Hour Cardmember Service: Round the clock service for cardmembers
- Easy Cash Access: You can use this card at over 1 million ATMs worldwide.
- Zero Fraud Liability: You are not held responsible if fraud is committed with this card.
- Warranty Manager Service: For maximum protection your warranty information is electronically stored in one place.
- Extended Warranty Protection: Double the period of repair service under a manufacturer warranty up to one year on eligible items with a valid manufacturer’s U.S. repair warranty of 3 years or less if the item was purchased with this card.
- Purchase Security: In the event of damage due to fire, theft, vandalism, certain weather conditions or accidently discharged water, you might be able to replace, repair, or be reimbursed up to $500 per claim and $50,000 per cardholder if you purchased these items on your Visa card.
- Travel & Emergency Assistance Service: Help with legal, travel and medical services when your traveling.
- Auto Rental Collision Damage Waiver: Damages caused by collision or theft are covered 24/7 at no additional cost.
- This card comes with Visa benefits. You will be provided with a list of benefits available to you once you get approved for your card.
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