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This Week in Credit Card News: June 11–17

Updated Sep 09, 2021 | Published Jun 17, 20212 min read

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At a glance

It’s time to activate 5% cash back quarterly rotating categories for Q3; New welcome bonuses for Delta credit cards; New study finds one-third of consumers have errors on credit reports.

Credit Card Insider receives compensation from advertisers whose products may be mentioned on this page. Advertiser relationships do not affect card evaluations. Advertising partners do not edit or endorse our editorial content. Content is accurate to the best of our knowledge when it's published. Learn more in our Editorial Guidelines.

The information related to Chase Freedom Flex℠ has been collected by Credit Card Insider and has not been reviewed or provided by the issuer or provider of this product.

It’s Time to Activate 5% Cash Back Quarterly Reward Credit Cards for Q3

New Welcome Bonuses for Delta Credit Cards (Expired)

  • Update: These offers are now expired.
  • The following Delta credit cards are offering new welcome bonuses:
  • These offers are available for a limited time only; select a card above to see its current welcome bonus

Over One-Third of Consumers Found Errors in Credit Reports, According to Recent Study

  • In a new study by Consumer Reports, over one-third of volunteer consumers found errors in their credit reports. 29% reported errors in personal information, while 11% found account information errors.
  • The most common personal information errors were about address information, which can lead to problems when consumers try to verify their identities. Of the account information problems, 41% saw accounts they didn’t recognize, while others saw collection accounts they didn’t recognize and late/missed payments that should not have been present, according to the consumers.
  • It was also found that recent legislation enacted during the COVID-19 pandemic to protect accounts in forbearance was not always being followed. The new law requires credit reporting agencies to maintain the status of accounts that go into forbearance; i.e., if an account is reported as current before entering forbearance, it should remain reported as current. But 15% of consumers said that their accounts in forbearance are not listed as current (although it’s not clear from the report if they should be listed as such).
  • Learn how to dispute errors on your credit reports. Doing so could improve your credit scores, depending on the errors you remove.
  • Source: “A Broken System: How The Credit Reporting System Fails Consumers and What to Do About It” by Consumer Reports
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For rates and fees of the Delta SkyMiles® Platinum American Express Card, please click here.

For rates and fees of the Delta SkyMiles® Gold American Express Card, please click here.

For rates and fees of the Delta SkyMiles® Reserve American Express Card, please click here.

Written by

Brendan Harkness

Brendan has been writing about personal finance for over eight years, and is now taking on the challenge of bringing high-quality credit education to the masses. He makes sure that Credit Card Insider is covering the most important credit topics transparently and precisely, and that we have up-to-date reviews of credit cards so you can find cards that are right for you.

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