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The Capital One® Venture® Rewards Credit Card vs the Barclaycard Arrival Plus™ World Elite MasterCard

5 min read
Brendan Harkness By Brendan Harkness May 17, 2016 | Updated Sep 30, 2019
The Barclaycard Arrival Plus World Elite Mastercard is not currently available for new applicants.

This is a review and comparison of two popular general travel credit cards, the Barclaycard Arrival Plus World Elite MasterCard and the Capital One Venture Rewards Credit Card.

These cards are best used to help you pay for travel, and also to make it more enjoyable. They’re pretty similar, providing miles for every purchase you make, along with welcome bonuses and other benefits. They both have annual fees that are waived for the first year.

Are you wondering how you’ll pay for your next vacation? Then keep reading and find out if one of these cards is the solution!

Barclaycard Arrival Plus® World Elite Mastercard®

Barclaycard Arrival Plus® World Elite Mastercard®

Our rating
Credit rangeGood
Details
Annual Fee$89, $0 first year
Regular APR18.24%, 22.24% or 25.24% Variable
Capital One® Venture® Rewards Credit Card

Capital One® Venture® Rewards Credit Card

Our rating
Credit rangeGood
Details
Annual Fee$0 intro for first year; $95 after that
Regular APR17.49% - 24.74% (Variable)

The Rewards

Arrival Plus World Elite

This card provides:

  • 2X miles per dollar on every purchase you make
  • 70,000 bonus miles for spending $5,000 in purchases in the first 90 days (equivalent to a $700 travel statement credit)
  • 5% of your miles back every time you redeem them

You’ll earn 1 cent per mile when redeeming for travel expenses, but only .5 cents per mile when redeeming for cash back statement credits or gift cards. Miles will vary in value when redeeming for merchandise. To get the best value you’ll want to redeem your miles exclusively for travel statement credits.

Capital One Venture Rewards

  • 2X miles per dollar on every purchase you make
  • 50,000 bonus miles for spending $3,000 in purchases in the first 3 months (equivalent to $500 in travel expenses)

You’ll earn 1 cent per mile when you redeem your rewards.

The Verdict

Both of these cards offer a pretty great deal, which happens to be the same; 2X miles for every purchase is one of the better rewards you’re going to find among travel credit cards. Plus, both welcome bonuses are fairly valuable.

But the Arrival Plus World Elite card also offers that 5% bonus every time you redeem. It might not seem like much, but cards like these are often used to spend a lot of money, and that 5% will add up over time. So those extra miles put this card on top in this category.

The Benefits

Here are some of the more valuable benefits offered by each card.

Arrival Plus World Elite

Perks

  • MasterCard World Elite Concierge Services

    Like having your own personal assistant, call for non-emergency help in all sorts of situations.

  • MasterCard World Elite Luxury Travel Services

    Includes access to special vacation packages, travel planning, and hotel deals.

  • Barclaycard Travel Community

    A place to share travel stories and advice, as well as earn miles for certain community activities.

  • Free FICO® Credit Score

    Access your FICO score online at any time, for free.

Travel

  • Trip Cancellation / Trip Interruption Insurance

    If a trip is disrupted for an eligible reason, provides reimbursement for non-refundable costs. Eligible reasons include severe weather and sickness.

  • Travel Accident Insurance

    Covers you and your family in the case of accident when you use your card to purchase common carrier tickets.

  • Auto Rental Collision Damage Waiver

    Provides coverage against theft and collision, as long as the car rental company’s own insurance is declined.

  • Baggage Delay Insurance

    Reimbursement on eligible items in the event of a baggage delay.

Capital One Venture Rewards

Perks

  • Visa Signature Concierge Service

    A 24/7 personal assistant to help in a variety of non-emergency tasks.

  • Personalized Payment

    Pick your monthly due date.

  • Luxury Hotels

    Get benefits at over 900 hotel properties.

  • Fine Wine & Food

    Special dining and wine experiences.

  • Sports Experiences

    Access to popular sporting events and premiere golf benefits at Pebble Beach Resorts®.

  • Shopping Discounts

    Discounts and special offers at premium retailers, from jewelry to apparel and electronics.

Travel

  • Travel Assistance Services

    Provides help with travel emergencies, including emergency card replacement or cash advances.

  • Travel Accident Insurance

    Covers you and your family in the case of physical accidents.

  • Roadside Assistance Hotline

    Assistance with services such as towing, changing a flat, or boosting a battery in case of emergency.

  • Auto Rental Collision Damage Waiver

    Provides coverage against theft and collision, as long as the car rental company’s own insurance is declined.

  • Lost Luggage Reimbursement

    If checked or carry-on bags are lost or damaged, provides reimbursement up to $3,000 per passenger.

The Verdict

As you can see, both of these cards offer a very nice set of extra benefits.

There’s actually no clear winner here. They each include some of the most important benefits for travel cards, like a personal concierge to help with travel arrangements and reservations, along with discounts and VIP treatment at hotels and while traveling.

Take a moment to explore the features offered by each card. The Barclaycard’s benefits are serviced by MasterCard, while the Capital One uses Visa. Since they’re about equally good, the right benefits for you will probably depend on your personal preferences.

Insider Tip: Want to see the full set of benefits for each card, including shopping protections and account management tools?

Here’s a side-by-side comparison of all the benefits offered by each card:

Barclaycard Arrival Plus World Elite Capital One Venture Rewards

Perks

  • MasterCard World Elite Concierge
  • MasterCard World Elite Luxury Travel Services
  • Barclaycard Travel Community
  • Free FICO® Credit Score
  • Visa Signature Concierge
  • Personalized Payment
  • Luxury Hotels
  • Movie Discounts
  • Fine Wine & Food
  • Sports Experiences
  • Shopping Discounts
Account
  • Account Alerts
  • Mobile & Tablet Apps
  • Financial Tools and Tips
  • Capital One WalletSM
  • Capital One Credit Wise
  • Capital One Second LookSM
Security
  • Zero Liability Protection
  • Zero Liability Protection
Shopping
  • Purchase Protection
  • Extended Warranty Protection
  • Zero Liability Protection
  • Chip-and-Signature EMV Technology
  • Purchase Protection
  • Extended Warranty Protection
Travel
  • Trip Cancellation / Trip Interruption Insurance
  • Travel Accident Insurance
  • Baggage Delay Insurance
  • Auto Rental Collision Damage Waiver
  • Travel Assistance Services
  • Travel Accident Insurance
  • Roadside Assistance Hotline
  • Auto Rental Collision Damage Waiver
  • Lost Luggage Reimbursement

The Costs & Fees

Card Annual Fee Intro Balance Transfer APR Regular Purchase APR Regular Balance Transfer APR Cash Advance APR
Barclaycard Arrival Plus $89, $0 first year 0% for 12 months 18.24%, 22.24% or 25.24% Variable 18.24%, 22.24% or 25.24% Variable 27.49% Variable
Venture Rewards $0 intro for first year; $95 after that None 17.49% - 24.74% (Variable) 17.49% - 24.74% (Variable) 24.74% (Variable)
Card Balance Transfer Fee Cash Advance Fee Foreign Transaction Fee
Barclaycard Arrival Plus 3%, $5 minimum 5%, $10 minimum None
Venture Rewards  $0 3% of the amount of the cash advance, but not less than $10 None
Card Penalty APR Late Fee Returned Payment Fee
Barclaycard Arrival Plus None Up to $37 Up to $37
Venture Rewards None Up to $39 None

The Verdict

There are a few differences to take note of here, but for the most part the costs and interest rates of these cards are similar.

Both of these cards have annual fees, but you won’t need to pay them for the first year. If you’re using the card enough, the rewards and benefits should pay for the fee (leaving you with some extra left over, of course).

The Barclaycard offers a 12-month 0% introductory rate for balance transfers made in the first 45 days of account opening, while the Venture Rewards does not, though you could still apply for a transfer if you’d like. But keep in mind that there’s a fee for the transfer, and you won’t earn any miles for it (this applies to both cards).

Neither card has a foreign transaction fee, so they’re both good options to take along if you’re traveling outside the country.

The Bottom Line

The Barclaycard Arrival Plus World Elite MasterCard and the Capital One Venture Rewards Credit Card are both great travel credit cards, with many similar features.

So which one is right for you? You could use either of these cards to help pay for your next vacation. If you use the card to pay for your travel and accommodations, along with any other expenses you run into, you may be able to get pretty close to that $5,000 mark quickly, giving you the 70,000 bonus miles.

Then you can redeem all your expenses for travel statement credits, making a nice dent in your bill.

Both cards offer 2X miles per dollar, but the Barclaycard has that extra 5% redemption bonus, giving it the edge there. So you’ll wind up with more miles with the Arrival Plus World Elite card.

The extra benefits are pretty similar, with a good offering from each card. One question to ask yourself is, would you rather have a MasterCard or a Visa? Explore the benefits and see what looks good to you. Just remember to make use of them whenever you can, to save a buck or just to make your life a bit easier.

And if you’re hoping to do a balance transfer, the Barclaycard is the obvious choice. This isn’t the main purpose of the card, but the option is there if you want it.

If you own one of these credit cards, how do you like it? Leave your own review of the Barclaycard Arrival Plus World Elite MasterCard or the Capital One Venture Rewards Credit Card, we’d love to hear from you!

Barclaycard Arrival Plus® World Elite Mastercard®

Barclaycard Arrival Plus® World Elite Mastercard®

Our rating
Credit rangeGood
Details
Annual Fee$89, $0 first year
Regular APR18.24%, 22.24% or 25.24% Variable
Capital One® Venture® Rewards Credit Card

Capital One® Venture® Rewards Credit Card

Our rating
Credit rangeGood
Details
Annual Fee$0 intro for first year; $95 after that
Regular APR17.49% - 24.74% (Variable)
Learn more about Travel Credit Cards and see our picks for the top cards!
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