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John Ganotis

Metal Credit Cards You Can Get Right Now

John Ganotis | Blog | Jul 26, 2017

The American Express Centurion Card (or “black” card) was one of the first widely known metal credit cards. The downside is it’s invitation-only and comes with a hefty $2,500 annual fee. Over the past few years, more and more issuers are offering credit cards made of metal, and with much lower annual fees. Some people like […]

John Ganotis

Can I Pay My Taxes with a Credit Card?

John Ganotis | Blog | Feb 16, 2017

Yes, you can pay federal taxes on a credit card. The IRS gave consumers the right to pay with a credit card under the Taxpayer Relief Act of 1997. Most states with a state income tax will allow you to pay with a credit card, too. But should you? Here are a few things to consider […]

John Ganotis

How Can I Get a Free FICO Score?

John Ganotis | Blog | Feb 01, 2017

Which Credit Cards Give Free Credit Scores? Most major credit card issuers have now started offering a credit score to cardholders, at least on some of their cards. Other companies offer a free credit score to anyone, regardless of whether he or she is a customer. We’ve researched which type of credit score is provided, which […]

John Ganotis

What credit score do I need to get a credit card?

John Ganotis | Blog | Dec 21, 2016

There is no exact credit score you need to get approved for a credit card. If I had to pick a number, I’d say you may run into trouble getting a credit card if you have a FICO score or VantageScore below about 600, but it’s more complicated than that. If you’re asking this question, there are some important things […]