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The American Express Centurion Card (or “black” card) was one of the first widely known metal credit cards. The downside is it’s invitation-only and comes with a hefty $2,500 annual fee. Over the past few years, more and more issuers are offering credit cards made of metal, and with much lower annual fees. Some people like […]

Yes, you can pay federal taxes on a credit card. The IRS gave consumers the right to pay with a credit card under the Taxpayer Relief Act of 1997. Most states with a state income tax will allow you to pay with a credit card, too. But should you? Here are a few things to consider […]

Which Credit Cards Give Free Credit Scores? Most major credit card issuers have now started offering a credit score to cardholders, at least on some of their cards. Other companies offer a free credit score to anyone, regardless of whether he or she is a customer. We’ve researched which type of credit score is provided, which […]

Is it better for your credit scores to have your cards completely paid off, or to have some small balance reported on your card? Find out here.

There is no exact credit score you need to get approved for a credit card. If I had to pick a number, I’d say you may run into trouble getting a credit card if you have a FICO score or VantageScore below about 600, but it’s more complicated than that. If you’re asking this question, there are some important things […]

You may be able to get cash advances with your credit card, but should you? We'll explain all the different fees involved and things to consider.