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Hoping to avoid the personal guarantee most business credit cards require? Bad news — you probably won't be able to. But there are some exceptions.

Does your credit card offer return protection? If so, you can use it to get reimbursed for certain purchases that merchants won't accept for returns.

Can you apply for a credit card with only an EIN? Absolutely — but that doesn't mean your personal credit won't play a role in the process.

Charge cards are different from credit cards: They need to be paid off in full each month, but you may get a higher spending limit. See our favorites here.

A new survey from Credit Card Insider revealed several credit-related misconceptions around the different factors that make up your credit scores.

A good mix of credit can potentially help your credit scores. Learn about this credit scoring component and how to achieve the ideal credit mix.