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Travel credit cards can help you travel for free, while making your trips a bit less stressful and more enjoyable. You can earn valuable rewards — like points and miles — and, depending on your card, you'll get perks that can elevate your experience, like airport lounge access and elite hotel status. Travel cards also come with a variety of handy protections and insurance benefits, which can help if your trip is delayed or your bags are lost.
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The information related to The Business Platinum Card® from American Express, Hilton Honors American Express Aspire Card, American Express® Green Card, American Express® Business Gold Card, Capital One Spark Miles for Business, The Blue Business® Plus Credit Card from American Express, The Hilton Honors American Express Business Card, and Marriott Bonvoy Business™ American Express® Card have been collected by Credit Card Insider and have not been reviewed or provided by the issuer or provider of these products.
Our Selection Criteria
Redeeming rewards: Do you know how to get a good value for your rewards? This usually means redeeming for flights or hotel rooms, but take note that point values can vary widely. You should be able to redeem for purchases or experiences that fit with your travel plans.
Introductory bonus: Introductory bonuses (or signup bonuses) are great ways to earn a ton of points fast. These bonuses often give you a return on your spending of around 20%, but are sometimes as high as 50% or even more, making them some of the most lucrative offers in the credit card game.
Fits your travel habits: Do you love Delta, Southwest, Marriott Bonvoy, or any other travel brand? Then one of their co-branded cards might be for you. If you don’t have a favorite, consider a general travel rewards card instead.
Travel perks: Premium and mid-range travel cards tend to have valuable, cost-saving benefits like travel credits, airport lounge access, elite hotel status, or fee credits for expedited airport screening. Understand what you’ll be getting before you apply so you can make the most of your new card.
Protection benefits: When something goes wrong, it’s good to have some backup. The best travel cards will help in certain unfortunate circumstances, with reimbursement for delayed trips or damaged bags, for example. Some even provide primary auto insurance for rental vehicles so your premiums won’t go up if you get in an accident.
Foreign transaction fees: Most travel cards don’t have foreign transaction fees, but some do. If you’re going to be traveling outside the U.S. or purchasing anything in foreign currency, be sure to use a card without a foreign transaction fee.
Chip-and-PIN EMV technology: If you’ll be traveling abroad it’s often a good idea to bring along a card with chip-and-PIN capability. Although regular chip-and-Signature cards are accepted at many locations, some terminals outside the U.S. only accept PIN cards.
Is a Travel Card Right for You?
As long as you’re a responsible credit card user, a credit card with travel rewards can help you travel for free and have a better time while you’re at it.
The best travel card for you depends on your preferences and travel habits. It could make sense for you to get more than one card (if you travel a lot, this is probably the case).
If you travel infrequently, like once per year or less, you should probably consider a card with no annual fee. If you spend a lot of time in the air, an airline-oriented card might be right. And if you stay at hotels — that’s right, there are hotel credit cards for you.
Do you have a favorite airline or hotel brand? You might enjoy using a co-branded credit card, which offers rewards and special perks with that company. If you don’t have any favorites, that’s OK too — there are plenty of general-use travel cards that are good for a variety of travel spending.
If you’re planning to travel to a different state or country, be sure to set a travel notice ahead of time to prevent your card from being declined while making purchases away from home.
It’s popular as an inexpensive and flexible way to earn Chase Ultimate Rewards points, which can be transferred to a variety of travel loyalty programs. It has an excellent signup bonus which could be worth enough for a few trips, and it’s also known for being made out of metal.
Spending Rewards
5X Ultimate Rewards points per dollar on Lyft rides (through 3/31/22)
2X Ultimate Rewards points per dollar on:
Travel
Dining
1X Ultimate Rewards point per dollar on all other purchases
Introductory Bonus Offer
60,000 bonus points for spending $4,000 in the first 3 months
You can get a 25% point bonus by redeeming for travel expenses through Chase’s Ultimate Rewards portal, which would give you a value of 1.25 cents per point. At that rate you’d be earning a cash back equivalent of 2.5% on travel purchases and dining.
But to really maximize your point value you’ll need to transfer them to a partner airline or hotel. That could give you upwards of 2 cents per point, which comes to a cash back equivalent of 4% on travel and dining.
With travel cards like these it generally pays to hold your points until you can redeem them at a good rate; otherwise you should just pay with your card as normal to earn more points.
Point transfer: Transfer points at a 1:1 rate to leading airline and hotel frequent travel programs, like Marriott Bonvoy or United MileagePlus.
15,000-point referral bonus: Get 15,000 points for every friend you refer who applies for the card and is approved, up to 75,000 bonus points per year.
$60 Peloton credit: Enroll to get up to $60 back for an eligible Peloton Digital or All-Access Membership (through 2021). No fitness equipment is required.
DoorDash membership: A free membership (DashPass) for at least a year, which provides free delivery and reduced service fees on orders over $12
Luxury Hotel Collection: Book eligible rooms to get perks like daily breakfast for two, complimentary WiFi, room upgrades, early check-in, late check-out, and unique gifts.
Shop through Chase/Chase Offers: Earn more points by shopping at participating retailers with the Shop through Chase and Chase Offers marketplaces.
Visa Signature Concierge: Call to speak with your Visa Signature Concierge, any time, day or night.
Premium Auto Rental Collision Damage Waiver: Get primary coverage on eligible rental vehicles so your premiums won’t go up after an accident.
It earns points at higher multiples for dining and travel, has a better redemption bonus, and comes with a variety of perks and services that can help you save money and access interesting experiences.
Spending Rewards
10X Ultimate Rewards points per dollar on:
Lyft rides (through 3/31/22)
3X Ultimate Rewards points per dollar on:
Travel (after the full travel credit is used)
Dining
1X Ultimate Rewards point per dollar on all other purchases
Introductory Bonus Offer
50,000 bonus points for spending $4,000 in the first 3 months after account opening
You’ll get a 50% point bonus when redeeming for travel expenses through the Ultimate Rewards portal, which would make your points worth 1.5 cents each. That’d give you a cash back equivalent of 4.5% on travel and dining purchases, which isn’t too bad.
But the best way to use Ultimate Rewards points is to transfer them to a partner airline or hotel loyalty program. That could give you 2 cents per point or potentially quite a bit more, depending on how you use them.
At 2 cents per point you’d be earning a cash back equivalent of 6% on travel and dining, which is pretty competitive with the best credit cards.
Point transfer: Transfer your points at a 1:1 rate to a variety of airline and hotel loyalty programs, like United, JetBlue, and Marriott.
$300 annual travel credit: A $300 travel credit every year that will be automatically applied toward a broad range of travel-related expenses charged to the card
$120 Peloton credit: Enroll to get up to $120 back for an eligible Peloton Digital or All-Access Membership (through 2021). No fitness equipment is required.
Priority Pass Select membership: Provides access to over 1,000 airport lounges worldwide plus a selection of restaurants. The cardholder and two guests can enter for free; additional guests cost $32 each
Luxury Hotel & Resort Collection: Provides complimentary services and benefits at participating hotels and resorts, including room upgrades, daily breakfast for two, and special gifts
Global Entry or TSA PreCheck application fee credit: Get a statement credit to offset the cost of applying for Global Entry ($100) or TSA PreCheck ($85), once every four years.
Elite Hotel Benefits at Relais & Châteaux: Accelerated progress toward Club 5C member status with Relais & Châteaux luxury hotel and resort properties
Visa Infinite Concierge: Call for non-emergency help of all kinds, like making dinner reservations or finding good tickets to a show.
Special car rental privileges: Rental upgrades, discounts, and promotional offers at Avis, Silvercar, and National Car Rental
Lyft Pink membership: One free year of Lyft Pink, which includes 15% off rides, relaxed cancellations, surprise offers, and priority airport pickup
DoorDash membership: A free membership (DashPass) for a year, which provides free delivery and reduced service fees on orders over $12
$60 annual DoorDash credit: Get $60 in DoorDash credits in 2020, and $60 in credits in 2021.
Prepaid hotels booked through American Express Travel
2X Membership Rewards points on other eligible travel expenses booked through American Express Travel
1X Membership Rewards point on all other purchases
75,000 bonus points for spending $5,000 in the first 6 months; 10X points on eligible purchases at U.S. Gas Stations and U.S. Supermarkets, on up to $15,000 in combined purchases, in the first 6 months
Perks: Global Lounge Collection; $200 airline incidental fee credit through 2021; $200 in Uber credits; Elite hotel statuses; Global Entry/TSA PreCheck credit
5X miles per dollar with Uber Eats (through 1/31/21)
1.25X miles per dollar on all other purchases
Introductory Bonus Offer
20,000 bonus miles for spending $500 in the first 3 months after account opening
The Venture miles you earn with this card are typically worth 1 cent each, but Capital One recently introduced the ability to transfer your miles to a variety of airline partners.
Transfers could provide 2 cents per mile or more, which would give you a cash back equivalent of2.5% for everything you buy (other than Uber Eats, which would be 10%!).
Although this card’s base rewards are fairly small, it has valuable airline and hotel-related features that some travelers could find very useful.
Mile transfer: Transfer mile to a variety of airline partners at a rate of either 2:1.5 or 2:1, depending on the airline.
Luxury Hotel Collection: Get perks for eligible hotel stays, including a $25 food and beverage credit, room upgrades when available, complimentary in-room WiFi, and more.
Visa Signature Concierge: Call any time for non-emergency assistance, like help making reservations or finding gifts.
Shopping and travel protections: Purchase Security, Extended Warranty, Auto Rental Collision Damage Waiver, Travel and Emergency Assistance Services, Travel Accident Insurance
Purchase APR: 0% for 12 months, then 15.49% - 25.49% (Variable)
It’s worth noting that the Platinum card’s Priority Pass Select membership excludes non-lounge experiences, though they’re still offered through competing premium cards, like the Chase Sapphire Reserve® (Review).
Prepaid hotels booked through American Express Travel
2X Membership Rewards points per dollar on other eligible travel expenses booked through American Express Travel
1X Membership Rewards point per dollar on all other purchases
Introductory Bonus Offer
75,000 bonus points for spending $5,000 in the first 6 months; 10X points on eligible purchases at U.S. Gas Stations and U.S. Supermarkets, on up to $15,000 in combined purchases, in the first 6 months
Normal redemptions for flights will yield 1 cent per point, which is a poor way to use your rewards. It would be better to save up for point transfers, which could provide upwards of 2 cents per point.
At 2 cents per point you’d earn a cash back equivalent of 10% in the 5X categories. But those bonus categories are a bit limited compared to what you’ll get from some other premium travel cards, like the Chase Sapphire Reserve® (Review) or Citi Prestige® Card (Review).
$200 annual airline fee credit: Good for incidental costs like checked bags and inflight food (not flight tickets) at your selected airline (through 2021).
$200 in annual Uber credits: $15 in statement credits for Uber rides each month, except for December which gets $35.
One-year Eats Pass: Enroll to get a complimentary Uber Eats membership for one year, which provides free delivery and 5% off restaurant orders over $15, and free delivery on grocery orders over $30 (through 2021).
$100 annual Saks credits: Up to $100 in statement credits each year for Saks Fifth Avenue: $50 from January through June, and $50 from July through December.
Global Entry or TSA PreCheck application fee credit: A statement credit for the application fee of either Global Entry ($100 every four years) or TSA PreCheck ($85 once every four and a half years).
The Hotel Collection: A $100 hotel credit and room upgrades when available for every eligible two-night stay.
Fine Hotels & Resorts: Daily breakfast for two, room upgrades when available, amenities valued at $100, and more at eligible properties.
Elite hotel statuses: Hilton Honors Gold status and Marriott Bonvoy Gold status.
Authorized users of the Sapphire Reserve cost $75 each per year, and they get their own Priority Pass Select memberships.
Priority Pass Select membership: Provides access to over 1,200 airport lounges worldwide plus a selection of restaurants; the cardholder and two guests can enter for free; additional guests cost $32 each
10X Ultimate Rewards points on Lyft rides (through 3/31/22)
3X Ultimate Rewards points on:
Travel (after using the full $300 travel credit)
Dining
1X Ultimate Rewards point on all other purchases
50,000 bonus points for spending $4,000 in the first 3 months after account opening
Authorized users of the Citi Prestige cost $75 each, and they get their own Priority Pass Select memberships.
Priority Pass Select membership: Access to over 1,200 Priority Pass airport lounges and restaurants around the world. Free access for you and two guests; additional guests cost $32 each.
5X ThankYou points for:
Air travel
Restaurants
3X ThankYou points for:
Hotels
Cruise lines
1X ThankYou point for every other purchase
50,000 ThankYou points for spending $4,000 within 3 months of account opening
Perks: Fourth night free for eligible hotel rooms; $250 travel credit; Priority Pass Select membership; Global Entry/TSA PreCheck credit
Authorized users of this card do not get their own Priority Pass Select memberships.
Priority Pass Select membership: Complimentary airport lounge access for you and up to two guests (additional guests cost $32); excludes non-lounge experiences
14X Bonus points for eligible purchases charged on your Card directly with a hotel or resort within the Hilton Portfolio
7X Bonus points for:
Flights booked on Amex Travel or directly with airlines
Car rentals from select companies
U.S. restaurants
3X Bonus points on all other purchases
150,000 bonus points for spending $4,000 on purchases in the first 3 months after account opening
Earn 75,000 Membership Rewards® Points after you spend $5,000 on purchases on your new Card in your first 6 months of Card Membership.
Earn 10x points on eligible purchases on your new Card at U.S. Gas Stations and U.S. Supermarkets, on up to $15,000 in combined purchases, during your first 6 months of Card Membership. That’s an additional 9 points on top of the 1 point you earn for these purchases.
Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member and Additional Centurion Cards only.
Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel. Starting January 1, 2021, earn 5X points on up to $500,000 on these purchases per calendar year.
5X Membership Rewards® Points on prepaid hotels booked on amextravel.com.
Enjoy complimentary access to the Global Lounge Collection, the only credit card airport lounge access program that includes proprietary lounge locations around the world.
Receive complimentary benefits through American Express Travel with an average total value of $550 with Fine Hotels & Resorts® program at over 1,100 properties . Learn More.
Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue on your Platinum Card®. That’s up to $50 in statement credits semi-annually. Enrollment required.
$550 annual fee.
Terms Apply.
American Express is a Credit Card Insider advertiser.
This card offer is unique for giving your fourth night free on hotel stays, a valuable perk that could help you save hundreds or even thousands of dollars per year, if you stay at high-end properties.
The Prestige used to be a powerhouse because you could use that benefit as often as you wanted, but now it’s capped at two uses per year.
This new limitation is a bit of a downer, but most people hopefully won’t mind too much as Citi stated that the average cardholder didn’t use that perk more than twice per year anyway.
1X ThankYou pointper dollar for every other purchase
Introductory Bonus Offer
50,000 ThankYou points for spending $4,000 within 3 months of account opening
ThankYou points are only worth 1 cent each when redeeming for past travel expenses, and so, like with many travel cards, the best way to use your rewards is a point transfer.
Citi has a variety of airline travel partners, but unfortunately there are no hotel partners. You’ll find some popular and some less-popular airlines, and point values could reach 2 cents per point or higher.
Point transfer: To a variety of frequent flyer programs, including Etihad Guest, JetBlue TrueBlue, and Virgin Atlantic Flying Club
Annual $250 travel credit: Good for airline tickets, hotel rooms, car rentals, and other travel expenses
Complimentary 4th Night Stay: Get your fourth night free when booking four nights in a row through ThankYou.com and paying with your card, ThankYou points, or a combination of both; capped at twice per year.
Priority Pass Select membership: Access to a vast array of Priority Pass airport lounges and restaurants around the world
Global Entry or TSA PreCheck application fee credit: A credit for the application fee of either Global Entry ($100) or TSA PreCheck ($85), once every five years
Citi Prestige Concierge: Call for non-emergency help any time you need it.
World Elite Car Rental Program: Elite memberships at Avis, Silvercar, and National
Prepaid hotels booked through American Express Travel
2X Membership Rewards points on other eligible travel expenses booked through American Express Travel
1X Membership Rewards point on all other purchases
75,000 bonus points for spending $5,000 in the first 6 months; 10X points on eligible purchases at U.S. Gas Stations and U.S. Supermarkets, on up to $15,000 in combined purchases, in the first 6 months
Perks: Global Lounge Collection; $200 airline incidental fee credit (through 2021); $200 in Uber credits; Elite hotel statuses; Global Entry/TSA PreCheck credit
Some may find the rewards a bit wanting, but the travel perks can’t be beat. You’ll get the best airport lounge access possible on a credit card, elite status at Marriott and Hilton to up your hotel game, and all the valuable protections and services you’d expect with a premier business travel card.
Spending Rewards
5X Membership Rewards points per dollar on:
Flights booked directly with airlines or through Amex Travel
Prepaid hotels booked through Amex Travel
2X Membership Rewards points per dollar on other eligible travel expenses booked through Amex Travel
1.5X Membership Rewards points per dollar on purchases over $5,000, up to 1 million additional points per year (then 1X)
1X Membership Rewards point per dollar on all other purchases
Introductory Bonus Offer
85,000 bonus points for spending $15,000, plus 5X points in select categories up to 80,000 points per category, all in the first 3 months
The annual fee may seem a bit high at first glance (Rates & Fees), but consider everything you’ll get from the benefits, plus any rewards you earn: With enough travel each year you should be able to justify this card without much problem.
Global Lounge Collection: Complimentary access to Priority Pass, Centurion, American Express International, Delta Sky Club, Escape, Airspace, Lufthansa, and Plaza Premium Lounges.
Up to $200 in airline fee statement credits annually: Good for incidental costs like checked bags and in-flight food, not tickets, at your selected airline
Global Entry or TSA PreCheck application fee credit: A statement credit for the application fee of either Global Entry ($100 every four years) or TSA PreCheck ($85 once every four and a half years)
Complimentary elite hotel statuses: Hilton Honors Gold status and Marriott Bonvoy Gold Elite status
The Hotel Collection: A $100 hotel credit and room upgrades (when available) for every eligible two-night stay
Fine Hotels & Resorts Program: Daily breakfast for two, room upgrades when available, amenities valued at $100, and more at eligible properties
$200 Dell statement credit: Enroll to get an annual $200 statement credit for U.S. purchases with Dell: $100 from January through June, and $100 from July through December (COVID-19 update: Now get $200 in additional credits; $100 from 5/1/20–6/30/20, and $100 from 7/1/20–12/31/20).
35% airline bonus: Get 35% of your points back when booking eligible airfare through Amex Travel using Membership Rewards Pay with Points.
Point transfer: To a selection of airline and hotel partners
3X Ultimate Rewards points on up to $150,000 spent per year for:
Travel
Shipping purchases
Internet, cable, and phone services
Advertising purchases made with social media sites and search engines
1X Ultimate Rewards point on all other purchases
100,000 bonus points for spending $15,000 in the first 3 months after account opening
Perks: 25% point bonus for travel redemptions via Ultimate Rewards; point transfer; shopping and travel protections; primary auto rental collision damage waiver
The information related to The Business Platinum Card® from American Express has been collected by Credit Card Insider and has not been reviewed or provided by the issuer or provider of this product.
You can get a lot out of the Hilton Honors American Express Aspire Card if you’ll stay at Hilton properties several times per year. You’ll earn lots of points, and there are a variety of hotel credits and perks to make your stays less expensive and more enjoyable.
Spending Rewards
14X Hilton Honors Bonus points per dollar for eligible purchases charged on your Card directly with a hotel or resort within the Hilton Portfolio
7X Hilton Honors Bonus points per dollar at:
U.S. restaurants
Select car rentals
Flights booked directly with airlines or amextravel.com
3X Hilton Honors Bonus points per dollar for all other purchases
Introductory Bonus Offer
150,000 bonus points for spending $4,000 on purchases in the first 3 months after account opening
As you can see, there’s no shortage of points with this card. But Hilton points aren’t usually valued as highly as points with other hotel reward programs.
At a value of 0.4–1 cent per point, you’ll be earning a cash back equivalent of 13.6%–34% at Hilton properties, and 2.8%–7% in the three 7X categories.
Hilton Honors Diamond status: With a 100% bonus on Base points, digital check-in, gym access, and more
$250 annual Hilton resort statement credit: Good for charges from Hilton resorts
$100 Hilton on-property credit: Good for incidental charges at participating Hilton properties, for every eligible stay of two-nights or more
$250 annual airline fee credit: Good for incidental airline fees, not ticket prices
Two annual Weekend Night Rewards: One free weekend night per year, and you can earn an additional night by spending $60,000 in a given year
Priority Pass Select membership: Complimentary airport lounge access for you and up to two guests. Additional guests cost $32 per person. Excludes non-lounge experiences.
Personal Concierge: Call for assistance with a variety of tasks, like making reservations at restaurants or for travel.
Shopping and travel protections: Baggage Delay Insurance, Trip Delay Insurance, Premium Roadside Assistance, Travel Accident Insurance, Purchase Protection, Return Protection, and more
Earn 150,000 Hilton Honors Bonus Points with the Hilton Honors American Express Aspire Card after you use your new Card to make $4,000 in eligible purchases within the first 3 months of Card Membership. Plus, enjoy a free Weekend Night Reward within your first year and every year after renewal.
Earn 14X Hilton Bonus Points when you make eligible purchases on your Card at participating hotels or resorts within the Hilton Portfolio.
Earn 7X Bonus Points for eligible purchases: on flights booked directly with airlines or amextravel.com, on car rentals booked directly from select car rental companies & at U.S. restaurants.
Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
Enjoy up to $250 in Hilton Resort Credits on your Card each anniversary year, when you stay at participating resorts within the Hilton portfolio.
Enjoy complimentary Diamond status with your Hilton Honors Aspire Card.
$450 annual fee.
Terms Apply.
American Express is a Credit Card Insider advertiser.
The information related to Hilton Honors American Express Aspire Card has been collected by Credit Card Insider and has not been reviewed or provided by the issuer or provider of this product.
The United Club℠ Infinite Card (Review) is the premier card for flying United, with perks like access to the United Club lounge, free first and second checked bags, and priority treatment at the airport.
Spending Rewards
9X United miles per dollar on tickets purchased from United
4X miles per dollar from the United Club Infinite Card
5X miles per dollar for being a MileagePlus member
3X SkyMiles for purchases made directly with Delta Air Lines
1X SkyMile on all other purchases
40,000 bonus miles and 10,000 MQMs for spending $3,000 in the first 3 months
Perks: Delta Sky Club and Centurion Lounge access; annual companion certificate; first checked bag free; Main Cabin 1 priority boarding; complimentary upgrades; Global Entry/TSA PreCheck credit
If you’ll be traveling outside the U.S., you’ll probably want a credit card or two with chip-and-PIN capability.
Most cards in the U.S. are only chip-and-Signature, and, although many checkout terminals in foreign countries accept both signature and PIN cards, some terminals only accept PIN cards (like some automated kiosks in Europe and other regions). So if you’re looking for the best credit cards for international travel it’s useful to have some chip-and-PIN cards in the mix.
A few U.S. credit card issuers offer chip-and-PIN cards (see a full list here), and out of those options it’d be tough to beat the Citi Prestige® Card (Review). Although this premium credit card is known for its fourth night free perk on hotel stays, its PIN capability will come in handy while traveling abroad.
If these bonus categories and benefits aren’t very appealing, check out the runners up for some other PIN cards with different features, including some cards without annual fees.
1X ThankYou pointper dollar for every other purchase
Introductory Bonus Offer
50,000 ThankYou points for spending $4,000 within 3 months of account opening
Your ThankYou points will be worth from 1 cent to potentially over 2 cents each, depending on how you redeem them. Point transfers will be your best option.
At a rate of 1–2 cents per point, you’d be earning a cash back equivalent of 5%–10% in the 5X categories, and 3%–6% in the 3X categories.
Point transfer: To a variety of airline loyalty programs, including Etihad Guest, JetBlue TrueBlue, and Virgin Atlantic Flying Club
Annual $250 travel credit: Good for airline tickets, hotel rooms, car rentals, and other travel expenses
Complimentary 4th Night Stay: Get your fourth night free when booking four nights in a row through ThankYou.com and paying with your card, ThankYou points, or a combination of both; capped at twice per year.
Complimentary Priority Pass Select membership: Access to a vast array of Priority Pass airport lounges and restaurants around the world
Global Entry or TSA PreCheck application fee credit: A credit for the application fee of either Global Entry ($100) or TSA PreCheck ($85), once every five years
Citi Prestige Concierge: Call for non-emergency help any time you need it.
World Elite Car Rental Program: Elite memberships at Avis, Silvercar, and National
Student travelers actually have several good options here, of travel cards designed for people with limited credit histories.
The Bank of America Cash Rewards™ Credit Card for Students (Review) may be the best all-around student card for travel, but you’ll need to plan your travel spending a bit in advance to get the most out of it. That’s because this card allows you to choose your 3% bonus category each month, and you’ll need to set it to Travel for the appropriate time frame before making purchases.
Spending Rewards
3% cash back in one category of your choice:
Gas
Online shopping
Dining
Travel
Drugstores
Home improvement/furnishings stores
2% cash back at:
Grocery stores
Wholesale clubs
1% cash back on all other purchases
Spending limit: 3% and 2% rewards only up to $2,500 per quarter, then 1%
Introductory Bonus Offer
$200 cash rewards bonus for spending $1,000 in the first 90 days
With this flexible card you can adjust your bonus category each month to fit your expected spending. So if you’re going on a trip beginning at the end of a month, for example, you could use the Travel category to get 3% back on your airfare and hotels, and even a car rental. Then, when the new month begins, you can switch your category to Gas to help fuel your adventure.
Bank of America Preferred Rewards: Eligible bank account holders get a 25%–75% bonus on rewards earned, depending on how much money is held in BofA bank accounts.
Free credit score: Check your FICO Score 8 for free, based on your TransUnion credit report.
Visa Platinum or Signature benefits: Depending on creditworthiness
Purchase and Balance Transfer APR: 0% for 12 months, then 16.24%–26.24% Variable
Applicants of Deserve credit cards have a better chance of approval because Deserve checks factors like education and income potential, in addition to the typical credit scoring criteria.
1% cash back for all purchases
One year of Amazon Prime Student for spending $500 in the first 3 billing cycles
Limited one-year Priority Pass Select membership for spending $1,000 in 120 or 155 days; $27 fee per visit, per person (not all cardholders will receive this offer).
No foreign transaction fee
Annual fee: $0
Take note that Deserve will need to connect to your bank account to verify your balance. If you have privacy or security concerns this might worry you, but it seems logical because Deserve bases its decision on more than the typical credit approval criteria.
$200 cash rewards bonus for spending $1,000 in the first 90 days
New Offer: Maximize your cash back in the category of your choice: gas, online shopping, dining, travel, drug stores, or home improvement /furnishings
Now earn 3% cash back in your choice category and 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases), and unlimited 1% on all other purchases
You can update your choice category for future purchases once each calendar month using the Mobile banking app or Online banking, or do nothing and it stays the same.
No changing categories and no expiration on rewards
0% Introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 16.24%–26.24% Variable APR. 3% fee (min $10) applies to balance transfers.
If you’re a Preferred Rewards client, you can increase that bonus to 25% – 75%. Click “Apply Now” to learn more about Preferred Rewards.
Now with chip technology for enhanced security and protection at chip-enabled terminals
The Citi Prestige® Card (Review) has an excellent rewards program for anyone who tends to stay with different hotel brands, with 3X points for every stay (plus other handy categories for travel).
But the best part? You’ll get your fourth night free on hotel bookings, up to twice per year, when you book with ThankYou.com. Plan to use those on a nice vacation, at a fancy hotel or resort, and they could easily be worth over $1K per year.
There’s also solid airport lounge access through Priority Pass, and a travel credit to help offset the annual fee.
Complimentary 4th Night Stay: Get your fourth night free when booking four nights in a row through ThankYou.com and paying with your card, ThankYou points, or a combination of both. Capped at twice per year.
Point transfer: To a variety of frequent flyer programs, including Etihad Guest, JetBlue TrueBlue, and Virgin Atlantic Flying Club.
Annual $250 travel credit: Good for airline tickets, hotel rooms, car rentals, and other travel expenses.
Priority Pass Select membership: Access to over 900 Priority Pass airport lounges and restaurants around the world.
Global Entry or TSA PreCheck application fee credit: A credit for the application fee of either Global Entry ($100) or TSA PreCheck ($85), once every five years.
Citi Prestige Concierge: Call for non-emergency help any time you need it.
World Elite Car Rental Program: Elite memberships at Avis, Silvercar, and National.
5X Membership Rewards points (starting 1/1/21, on up to $500,000 spent per calendar year) on eligible prepaid hotels and flights booked through Amex Travel, and flights booked directly with airlines
75,000 bonus points for spending $5,000 in the first 6 months; 10X points on eligible purchases at U.S. Gas Stations and U.S. Supermarkets, on up to $15,000 in combined purchases, in the first 6 months
Complimentary Hilton Honors Diamond status: Includes a 100% bonus on Base points earned, room upgrades to suites when available, executive lounge access, a 48-hour room guarantee, and more
Annual free Weekend Night Award: One free night every year, and earn another free weekend night by spending $60,000 in a calendar year
$100 Hilton on-property Credit: Good for every eligible stay of two nights or more, valid for incidental fees only
Annual $250 Hilton resort statement credit
Annual $250 airline fee statement credit: For incidental fees only
12X Hilton Honors Bonus points per dollar for eligible purchases charged on your Card directly with a hotel or resort within the Hilton Portfolio
6X Hilton Honors Bonus points per dollar at:
U.S. gas stations, U.S. restaurants, U.S. wireless telephone services, U.S. shipping, select car rental agencies, and flights booked directly with airlines or through Amex Travel
130,000 bonus points for spending $3,000 in the first 3 months
Hotel status: Complimentary Hilton Honors Gold status, and Diamond status for spending $40,000 per year
Weekend Night Awards: Spend $15,000 on purchases in a given year to earn a Weekend Night Award, with another Weekend Night Award for spending $60,000
Earn 150,000 Hilton Honors Bonus Points with the Hilton Honors American Express Aspire Card after you use your new Card to make $4,000 in eligible purchases within the first 3 months of Card Membership. Plus, enjoy a free Weekend Night Reward within your first year and every year after renewal.
Earn 14X Hilton Bonus Points when you make eligible purchases on your Card at participating hotels or resorts within the Hilton Portfolio.
Earn 7X Bonus Points for eligible purchases: on flights booked directly with airlines or amextravel.com, on car rentals booked directly from select car rental companies & at U.S. restaurants.
Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
Enjoy up to $250 in Hilton Resort Credits on your Card each anniversary year, when you stay at participating resorts within the Hilton portfolio.
Enjoy complimentary Diamond status with your Hilton Honors Aspire Card.
$450 annual fee.
Terms Apply.
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The information related to Hilton Honors American Express Aspire Card has been collected by Credit Card Insider and has not been reviewed or provided by the issuer or provider of this product.
Your only option for a Hyatt-branded credit card is the The World Of Hyatt Credit Card (Review) from Chase, but it comes with quite a few perks you’ll be able take advantage of every year.
If you’re looking for a credit card branded with the InterContinental Hotels Group the IHG® Rewards Club Premier Credit Card (Review) is your best option, allowing you to earn a wealth of points at IHG properties.
Free Night Stay: An annual free night’s stay at any eligible IHG property worldwide
Fourth Night Free: Fourth reward night is free when redeeming points for stays of four nights or more
Point Discount: 20% discount when purchasing points
Complimentary IHG Rewards Club Platinum Elite status: Includes a 50% bonus on base points earned, free internet, priority check-in, room upgrades when available, and guaranteed room availability (72 hours in advance)
Annual bonus offer: 10,000 Bonus points for spending $20,000 and making one additional purchase per account anniversary year
Since the merger of Marriott with Starwood, which included Ritz-Carlton, there are now three consumer cards and one business card that are co-branded with these hotel chains and open for new applicants. Each card earns points through the Marriott Bonvoy rewards program.
$300 annual Marriott Bonvoy hotel credit: Up to $300 in statement credits for eligible purchases
Free Night Award: Every year after your account anniversary you’ll get a Free Night Award, good for redemption values of 50,000 points or less.
Priority Pass Select membership: Free access to Priority Pass airport lounges for you and up to two guests (excludes non-lounge experiences)
Application fee credit for Global Entry or TSA PreCheck: A statement credit for the application fee of either Global Entry ($100 every five years) or TSA PreCheck ($85 every four-and-a-half years)
Complimentary Gold Elite hotel status: Includes perks like a 25% bonus on base points, 2 p.m. late checkout, and more
15 Elite Night Credits: Each year you’ll get 15 Elite Night Credits towards a higher member status
$100 property credit: Earn up to $100 in property credits when booking at least two nights direct with a special rate code at The Ritz-Carlton or St. Regis
Bonus points for airline transfers: Get 15,000 bonus points for every 60,000 points transferred to airline programs
6X Marriott Bonvoy Bonus points per dollar for eligible purchases charged on your Card directly with a hotel or resort within the Marriott Bonvoy Portfolio
4X Marriott Bonvoy Bonus points at U.S. restaurants, U.S. gas stations, and U.S. wireless telephone providers
75,000 bonus points for spending $3,000 in the first 3 months
Earn 75,000 bonus Marriott Bonvoy points after you use your new Card to make $3,000 in purchases within the first 3 months.
Enjoy up to $300 in statement credits each year of Card Membership for eligible purchases at participating Marriott Bonvoy hotels.
Earn 6 Marriott Bonvoy points for each dollar of eligible purchases at participating Marriott Bonvoy Hotels. 3 points at U.S. restaurants and on flights booked directly with airlines. 2 points on all other eligible purchases.
Receive 1 free Night Award every year after your Card account anniversary. Award can be used for one night (redemption level at or under 50,000 Marriott Bonvoy Points) at a participating hotel. Certain hotels have resort fees.
Enjoy unlimited airport lounge visits when you enroll in Priority Pass™ Select membership.
No Foreign Transaction Fees.
$450 annual fee.
Terms Apply.
American Express is a Credit Card Insider advertiser.
You’ll have a couple different options for Radisson-branded hotel cards. The Radisson Rewards™ Premier Visa Signature® Card is the best offer, but there’s also a no annual fee card for those who won’t stay at Radisson very often.
10X points per dollar spent in eligible net purchases at participating Radisson Family of Hotels
5X points per dollar spent in eligible net purchases everywhere else
40,000 renewal bonus points each year when you renew your card
Up to 85,000 Bonus Points – receive 50,000 points after your first purchase plus 35,000 points once you spend $2,500 on your card within the first 90 days
Earn up to three Free Night E-Certs when you charge up to $30,000 then renew your card. One E-Cert per $10,000
Exclusive Gold Status Radisson Rewards membership upgrade with included benefits
Earn free stays at more than 1,100 hotels across the globe
The Alaska Airlines Visa Signature® Credit Card is one of the more popular airline cards thanks to the yearly Companion Fare, which can completely offset the annual fee and make this card basically free to use.
In fact, as long as you avoid interest and other fees, you’re effectively getting paid to use this card as long as you always take advantage of the Companion Fare.
This is also one of the best credit cards for earning airline miles, offering 3X miles for flight purchases when most airline cards only provide 2X, along with extra miles at some restaurants.
3X miles per dollar for purchases made directly from Alaska Airlines
1X mile per dollar on all other purchases
40,000 bonus miles plus Alaska's Famous Companion Fare from $121 ($99 fare plus taxes and fees from just $22) with this offer. To qualify, make purchases of $2,000 or more within the first 90 days of opening your account
First checked bag free on Alaska Airlines flights: For you and up to six other travelers on the same reservation
20% in-flight purchase discount: 20% back on all Alaska Airlines in-flight purchases
Alaska Lounge discount: Get 50% off day passes at the Alaska Lounge.
NEW – 40,000 Bonus Mile + Alaska’s Famous Companion Fare™ Offer.
Get 40,000 bonus miles and Alaska’s Famous Companion Fare from $121 ($99 fare plus taxes and fees from $22) with this offer. To qualify, make purchases of $2,000 or more within the first 90 days of opening your account.
Save with a free checked bag on Alaska flights for you and up to six other guests on the same reservation.
Get Alaska’s Famous Companion Fare™ every year! EACH YEAR on your account anniversary get a companion fare from $121 ($99 plus taxes and fees from $22). Valid on all Alaska flights booked on alaskaair.com.
Earn 3 miles for every $1 spent on eligible Alaska Airlines purchases and 1 mile for every $1 spent on all other purchases.
Get exclusive access to discounted redemption levels when you redeem miles for hotel stays at over 400,000 properties using Alaska Airlines Hotels.
Earn unlimited miles and travel with no blackout dates and no foreign transaction fees.
The Citi® / AAdvantage® Executive World Elite Mastercard® (Review) is the premier card for flying American Airlines, with a hefty price tag of $450 per year. But if you’re already spending a lot of money and time with the airline, this card’s benefits, particularly the Admirals Club airport lounge membership, could make your life quite a bit more comfortable.
Authorized users of this card have no cost and actually get Admirals Club access as well, a rare feature on premium travel cards like this. Up to ten authorized users can be added.
Admirals Club membership: You and up to ten authorized users have access to the Admirals Club airport lounge.
Global Entry or TSA PreCheck application credit: Get a credit for the application fee of either Global Entry ($100) or TSA PreCheck ($85) once every five years.
Elite Qualifying Miles: Earn 10,000 Elite Qualifying Miles after spending $40,000 on purchases in a given year.
Reduced Mileage Awards: Get discounted travel for round trip (7,500 miles off) and one-way flights (3,750 miles off).
Enhanced Airport Experience: Including priority check-in, screening, and boarding privileges
25% discount on in-flight purchases on AA flights: The 25% discount will be applied to in-flight purchases of food and beverages only.
First checked bag free on AA flights: For you and up to eight traveling companions
2X AAdvantage miles per dollar spent at American Airlines
1X AAdvantage mile per dollar spent on all other purchases
60,000 AAdvantage bonus miles and a Companion Certificate for 1 guest at $99 (plus taxes and fees) after making a purchase in the first 90 days and paying the annual fee
Perks: First checked bag free, Preferred Boarding, 25% savings on eligible in-flight purchases, $25 annual credit for in-flight WiFi
Earn 50,000 American Airlines AAdvantage®bonus miles after spending $5,000 in purchases within the first 3 months of account opening
Admirals Club® membership for you and access for up to two guests or immediate family members traveling with you
Earn 10,000 AAdvantage® Elite Qualifying Miles (EQMs) after you spend $40,000 in purchases within the year
No Foreign Transaction Fees on purchases
Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases and 1 AAdvantage® mile for every $1 spent on other purchases
First checked bag is free on domestic American Airlines itineraries for you and up to 8 companions traveling with you on the same reservation
The standard variable APR for Citi Flex Plan is 15.99% – 24.99%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi’s discretion.
The Delta SkyMiles® Reserve American Express Card (Review) is expensive, but it comes with quite a few valuable benefits. You get complimentary Delta Sky Club access and two free one-time Sky Club guest passes (guests are $39 after that), plus complimentary access to Centurion Lounges (where guests will cost $50).
Other perks include an annual Companion Certificate and a Global Entry/TSA PreCheck application fee statement credit.
Delta Sky Club and Centurion Lounge access: Get complimentary access to Delta Sky Clubs, with up to two guests at $39 each, plus complimentary access to Centurion Lounges, with up to two guests at $50 each. Includes two free Delta Sky Club one-time guest passes.
Annual Companion Certificate: A certificate for a Domestic First Class, Delta Comfort+, or Main Cabin round-trip flight
Status Boost: Earn 15,000 MQMs for spending $30,000, up to four times per calendar year.
First checked bag free on Delta flights: For you and up to eight traveling companions
Priority Boarding on Delta flights: Get on the plane more quickly with Zone 1 priority boarding
Complimentary upgrades: If you don’t have Medallion status you can still get some upgrades for free.
20% in-flight discount on Delta flights: A 20% discount on eligible in-flight purchases, like food, beverages, movies, and audio headsets
40,000 bonus miles and 5,000 MQMs for spending $2,000 in the first 3 months; $100 statement credit for making a Delta purchase in the first 3 months
Lounge access: You and two guests can enter Delta Sky Club lounges for $39 per person.
Perks: First checked bag free, Priority Boarding, Annual companion certificate, Global Entry or TSA PreCheck fee credit, 20% back on in-flight purchases
1X SkyMile per eligible dollar spent for every other purchase
45,000 bonus miles and 10,000 MQMs for spending $4,000 in the first 3 months
Perks: First checked bag free, Priority Boarding, Annual companion certificate, Global Entry or TSA PreCheck fee credit, 20% back on in-flight purchases
1.5X SkyMiles per dollar for purchases of $5,000 or more, up to 50,000 miles per year
1X SkyMile per dollar for all other purchases
45,000 bonus miles and 5,000 MQMs for spending $3,000 in the first 3 months; $100 statement credit after your first Delta purchase in the first 3 months
Perks: First checked bag free, Priority Boarding, Annual companion certificate, Global Entry or TSA PreCheck fee credit, 20% back on in-flight purchases
Earn 40,000 bonus miles and 10,000 Medallion Qualification Miles (MQMs) after you spend $3,000 in purchases on your new Card in your first 3 months.
With Status Boost™, earn 15,000 MQMs after you spend $30,000 in purchases on your Card in a calendar year, up to four times per year, getting you closer to Medallion Status. MQMs are used to determine Medallion Status and are different than miles you earn toward flights.
Fee Credit for Global Entry or TSA Pre✓®.
Enjoy your first checked bag free on Delta flights.
Earn 3X Miles on Delta purchases.
Earn 1X Mile on all other eligible purchases.
Complimentary access into the Delta SkyClubs® for you when travelling on a Delta flight.
Enjoy complimentary access to The Centurion® Lounge when you book your Delta flight with your Reserve Card.
The Frontier Airlines World Mastercard (Review) is one of the less expensive cards on this list, but it offers miles at a relatively high rate and has a good signup bonus, too. Frontier miles usually aren’t valued very highly, however, typically coming in around 1 cent each.
Take note that your Frontier miles will expire unless there is some activity in your Frontier Miles account at least once every six months. Any purchase will qualify as account activity, so you can just buy a pack of gum to keep your miles active.
This is quite a bit more strict than other airline programs, which either give you a longer period or have miles that don’t expire. We recommend setting alerts or notifications of some kind so you don’t forget.
Award redemption fee waiver: A fee waiver when you pay for flights using Frontier miles, starting at $5.60 for one-way tickets
$100 Frontier Flight Voucher: Get a $100 Flight Voucher after your account anniversary for every year that you spend at least $2,500.
Fast track to Elite Status: Earn 1 Qualifying Mile for every $1 spent on purchases.
Priority Boarding on Frontier flights: Zone 2 priority boarding privileges
Purchase APR: 18.24%, 22.24% or 27.24% Variable
Balance Transfer APR: 0% for 15 billing cycles (for transfers completed within 45 days of account opening), then 18.24%, 22.24% or 27.24% Variable
No foreign transaction fee
Annual fee: $79
5X miles per dollar spent on purchases from Frontier Airlines
3X miles per dollar spent at restaurants
Earn 40,000 Bonus Miles after spending $500 in purchases in the first 90 days after account opening and payment of the annual fee
No award redemption fee when you book an award ticket using your Frontier Airlines World Mastercard to pay the related taxes and fees, starting from $5.60 for a one-way ticket
$100 Frontier Airlines flight discount voucher after your account anniversary, after spending $2,500 on purchases in a given year
Use your Frontier Airlines Mastercard for at least one purchase every six months to keep your miles from expiring
0% intro APR for 15 billing cycles (for transfers completed within 45 days of account opening) on balance transfers, and then your rate will be 18.24%, 22.24% or 27.24% Variable
View your FICO® Score online – with no charge and no hidden fees
The spending rewards are about average for an airline card, but it has a valuable annual companion discount that can completely offset the $99 annual fee.
$100 annual companion ticket discount: Each year you’ll get a $100 discount on a companion ticket for roundtrip travel between Hawaii and North America.
One-time 50% companion ticket discount: Eligible for roundtrip travel between Hawaii and North America
Free first checked bag on Hawaiian Airlines flights: For the primary cardholder only
Discounted award prices for Hawaiian Airlines flights
No foreign transaction fee
Annual fee: $0 intro annual fee first year, then $99
50,000 bonus points for spending $1,000 in the first 90 days; 10,000 bonus points for adding an employee card within 30 days and making a purchase with that card within 90 days
Perks: 50% discount on in-flight purchases, free first checked bags, TrueBlue Mosaic boost, vacation package benefits
7,500 annual bonus points: You’ll receive 7,500 bonus points every year on your account anniversary.
$75 annual Southwest travel credit: An automatic statement credit every year for Southwest purchases, excluding upgraded boardings and in-flight purchases
Upgraded Boardings: Get four upgraded boardings per year (reimbursed as a statement credit at the end of the year).
Tier Qualifying Points: Every $10,000 spent earns 1,500 Tier Qualifying Points toward A-List status, up to $100,000 spent.
20% discount on in-flight purchases on Southwest flights: 20% off eligible in-flight purchases, like food, drinks, and WiFi
Compared to the other United co-branded credit cards available, the United Club℠ Infinite Card (Review) is expensive ($0 intro annual fee, then $525), but it comes with several perks to help make your time spent at airports and hotels more enjoyable.
Maybe you don’t have a favorite airline, or you tend to take whatever flight will work best for you. If that’s the case, a general travel rewards card will probably be more useful than a co-branded airline card.
General travel cards can be used to earn points anywhere, no matter which airline you’re taking. And they provide points for other travel purchases as well, like hotels, car rentals, and taxis.
Airline and hotel transfer partners give you a way to move your points to your favorite loyalty programs, where they’ll often be worth more. So, if you’re planning a trip and you’ve got a bunch of points ready and waiting, you can transfer them to the airline you’re booking and look for a great redemption value.
Prepaid hotels booked through American Express Travel
2X Membership Rewards points per dollar on other eligible travel expenses booked through American Express Travel
1X Membership Rewards point per dollar on all other purchases
Introductory Bonus Offer
75,000 bonus points for spending $5,000 in the first 6 months; 10X points on eligible purchases at U.S. Gas Stations and U.S. Supermarkets, on up to $15,000 in combined purchases, in the first 6 months
Global Lounge Collection: Complimentary access to Priority Pass, Centurion, American Express International, Delta Sky Club, Escape, Airspace, Lufthansa, and Plaza Premium Lounges.
$200 annual airline fee credit: Good for incidental costs like baggage fees and in-flight food (not flight tickets) at your selected airline (through 2021).
One-year Eats Pass: Enroll to get a complimentary Uber Eats membership for one year, which provides free delivery and 5% off restaurant orders over $15, and free delivery on grocery orders over $30 (through 2021).
Uber VIP status and $200 annual Uber credit: $15 in statement credits for Uber rides each month, except for December which gets $35.
$100 annual Saks credit: Up to $100 in statement credits each year for Saks Fifth Avenue: $50 from January through June, and $50 from July through December.
Global Entry or TSA PreCheck application fee credit: A statement credit for the application fee of either Global Entry ($100 every four years) or TSA PreCheck ($85 once every four and a half years).
The Hotel Collection: A $100 hotel credit and room upgrades when available for every eligible two-night stay.
Fine Hotels & Resorts Program: Daily breakfast for two, room upgrades when available, amenities valued at $100, and more at eligible properties.
Complimentary elite hotel statuses: Hilton Honors Gold status and Marriott Bonvoy Gold Elite status.
Point transfer: To a selection of airline and hotel loyalty programs.
1.5X Membership Rewards points per dollar spent on eligible purchases of $5,000 or more (up to 1 million extra points per year)
1X Membership Rewards point per dollar spent on all other purchases
85,000 bonus points for spending $15,000, plus 5X points in select categories up to 80,000 points per category, all in the first 3 months
Perks: Up to $200 in airline fee statement credits annually; Global Lounge Collection airport lounge access; Global Entry/TSA PreCheck fee credit; Hilton Honors Gold and Marriott Bonvoy Gold Elite status
Earn 75,000 Membership Rewards® Points after you spend $5,000 on purchases on your new Card in your first 6 months of Card Membership.
Earn 10x points on eligible purchases on your new Card at U.S. Gas Stations and U.S. Supermarkets, on up to $15,000 in combined purchases, during your first 6 months of Card Membership. That’s an additional 9 points on top of the 1 point you earn for these purchases.
Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member and Additional Centurion Cards only.
Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel. Starting January 1, 2021, earn 5X points on up to $500,000 on these purchases per calendar year.
5X Membership Rewards® Points on prepaid hotels booked on amextravel.com.
Enjoy complimentary access to the Global Lounge Collection, the only credit card airport lounge access program that includes proprietary lounge locations around the world.
Receive complimentary benefits through American Express Travel with an average total value of $550 with Fine Hotels & Resorts® program at over 1,100 properties . Learn More.
Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue on your Platinum Card®. That’s up to $50 in statement credits semi-annually. Enrollment required.
$550 annual fee.
Terms Apply.
American Express is a Credit Card Insider advertiser.
What’s the Best Travel Credit Card?
There’s a diverse selection of travel rewards cards, designed for different lifestyles and purposes. Some of our favorites are:
How Much Is a Point or Mile Worth With Travel Cards?
The value of your points or miles depends on the particular card you have. In some cases your points will be worth 1 cent each, but many cards come with redemption options that can provide more (or less) value.
American Express Membership Rewards points, for example, typically give 0.6 to 1 cent per point for statement credits and certain travel expenses. But you can also transfer your points to loyalty programs from a wide variety of airline and hotel partners, where you could book travel that provides a higher value per point.
And then there are travel cards from Citi and Capital One. Depending on the card, you may see a value of 1 cent per point for normal redemptions. But you’ll also have some point transfer opportunities, although the options here may not be as robust as those from Amex and Chase.
For rates and fees of the Marriott Bonvoy Business™ American Express® Card, please click here.
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