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2020

Best Rewards Credit Cards

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Credit card rewards come in many forms, and they all exist to provide incentives to use credit rather than cash or a debit card. Here you'll find a selection of the very best reward cards that offer points for purchases, followed by a variety of other cards that serve helpful purposes along with their rewards.

Best Rewards Credit Cards
Brendan Harkness

By Brendan Harkness

Our Selection Criteria

In the market for a new rewards credit card? Consider these card features and your spending habits before you apply.

  • Good opportunities for use: Make sure that you’ll be using the card enough to justify having it. Take your spending habits into consideration — how often will you make purchases eligible for rewards?
  • Rewards that fit your lifestyle: Normal, everyday spenders can probably get a lot out of simple cash back cards. But if you’re looking to travel, a travel rewards card that allows point transfers to various airlines or hotels could be perfect for you. And if you have a favorite airline or hotel, check out the available co-branded cards.
  • High rewards compared to other cards: Not all reward cards are created equal. Don’t just look for the right card for you: Look for the best card for your situation, with the highest potential reward value compared to other options.
  • A strong signup bonus: It’s not the most important feature, but getting $100–$1,000 just for buying things you were already going to buy is icing on the cake. Most intro offers require you to spend at least several hundred dollars in a few months, which can be easy if you use the card fairly frequently, or you can explore alternative spending options.
  • Other perks and benefits: There’s more to credit cards than just rewards. Look for cards with valuable extra benefits you can make use of, like travel credits, airport lounge access, and free credit scores.
  • A 0% introductory APR: Having a year or so to make interest-free purchases can be very helpful if you’re looking to finance some expensive items, giving you time to pay them back without accruing finance charges.
  • A reasonable annual fee: Some rewards cards have annual fees, while others don’t. There’s no reason to avoid a card just because it has an annual fee; in fact, many of the better rewards cards, especially the travel credit cards, have fees. Just make sure that you’ll be getting a positive expected value every year.
  • A commitment to responsible credit use: Having a rewards credit card won’t do you much good if you’re swamped with credit card debt and paying interest. Commit to paying off your full statement balance on time each month to avoid interest charges (unless you have a card with a 0% rate).
Is a Rewards Card Right for You?
Best Rewards Credit Cards
Brendan Harkness

By Brendan Harkness

Is a Rewards Card Right for You?

It’s our opinion that using credit cards is typically more profitable than using cash or debit cards (as long as you use your credit cards responsibly).

A rewards credit card will provide cash back, points, or miles for every purchase you make. This is effectively like getting a small discount on everything you buy, and over time those rewards can really add up.

When it comes to finding a rewards card that suits your lifestyle, the first thing you should do is analyze your spending habits.

Where do you shop the most? Do you buy gas and groceries every month? Do you shop at a wide variety of retailers, or do you tend to stick with major sites like Amazon? Do you have a very high level of spending per month, or are you more frugal?

Travelers have a very wide selection of cards to choose from. They include general-use travel cards, which are good for different kinds of travel spending, and co-branded cards which are made to be used with specific airlines and hotels.

Most people will benefit from using a combination of at least two rewards cards: One or more for common, repeating purchases, like gas, groceries, or travel; and another general-use card for less common purchases that don’t easily fall into categories.

Our Selection Criteria
BEST PICK FOR

General Travel

Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

Our rating
Min. credit level Good
Details
Annual Fee $95
Regular APR 17.49% - 24.49% Variable

The Chase Sapphire Preferred® Card (Review) is a much-loved travel credit card, popular for its transfer partners and benefits.

There’s a great introductory bonus, and the points you earn can be transferred at a 1:1 rate to a variety of airlines and hotels, giving you the flexibility to redeem with your favorite travel brands.

Spending Rewards
  • 5X Ultimate Rewards points per dollar on Lyft rides
  • 2X Ultimate Rewards points per dollar on:
    • Travel
    • Dining
  • 1X Ultimate Rewards point per dollar on all other purchases
Introductory Bonus Offer
  • 60,000 bonus points for spending $4,000 in the first 3 months

The points you earn are typically worth 1 cent each, but you’ll get a 25% point bonus if you redeem for travel through the Ultimate Rewards portal. That would give you 1.25 cents per point.

But the more valuable way to use your points is to transfer them to a partner loyalty program, where they could be worth as much as 2 cents per point or more. That’d give you a cash back equivalent of 4% on travel and dining, and 2% for everything else.

  • 25% point bonus: When redeeming for travel expenses through Chase Ultimate Rewards
  • Point transfer: Transfer points at a 1:1 rate to leading airline and hotel frequent travel programs, like Marriott Bonvoy and United MileagePlus.
  • DoorDash membership: A free membership (DashPass) for at least a year, which provides free delivery and reduced service fees on orders over $12
  • 15,000-point referral bonus: Get 15,000 points for every friend you refer who applies for the card and is approved, up to 75,000 bonus points per year.
  • Luxury Hotel Collection: Book eligible rooms to get perks like daily breakfast for two, complimentary WiFi, room upgrades, early check-in or late check-out, and unique gifts.
  • Shop through Chase/Chase Offers: Earn more points by shopping at participating retailers with the Shop through Chase marketplace, and find discounts in Chase Offers.
  • Visa Signature Concierge: Call to speak with your Visa Signature Concierge, any time, day or night.
  • Premium Auto Rental Collision Damage Waiver: Get primary coverage on eligible rental cars so you don’t have to pay for rental insurance and your premiums won’t go up after an accident.
  • Purchase and Balance Transfer APR: 17.49% - 24.49% Variable
  • No foreign transaction fee
  • Annual fee: $95
American Express® Gold Card

American Express® Gold Card

  • 4X Membership Rewards points per dollar at:
    • Restaurants
    • U.S. supermarkets (up to $25,000 spent annually)
  • 3X Membership Rewards points per dollar on:
    • Flights booked directly with airlines
    • Flights booked through amextravel.com
  • 1X Membership Rewards point per dollar for every other purchase
  • 35,000 bonus points for spending $4,000 in the first 3 months
  • Perks: $100 airline credit; $120 dining credit; The Hotel Collection; Point transfer; Amex Offers
  • No foreign transaction fee (Rates & Fees)
  • Annual fee: $250
View card details
Bank of America® Premium Rewards® Credit Card

Bank of America® Premium Rewards® Credit Card

  • 2X points per dollar for:
    • Travel
    • Restaurants
  • 1.5X points per dollar on everything else
  • 50,000 bonus points for spending $3,000 in the first 90 days
  • Perks: $100 annual airline fee credit; Global Entry/TSA PreCheck credit; Visa Luxury Hotel Collection; Concierge
  • No foreign transaction fee
  • Annual fee: $95
View card details
American Express® Green Card

American Express® Green Card

  • 3X Membership Rewards points per dollar for:
    • Travel
    • Restaurants
  • 1X Membership Rewards point per dollar for all other purchases
  • 30,000 bonus points for spending $2,000 in the first 3 months
  • Perks: $100 annual CLEAR credit; $100 annual LoungeBuddy credit; Point transfer; Amex Offers
  • No foreign transaction fee (Rates & Fees)
  • Annual fee: $150
View card details
Capital One® Venture® Rewards Credit Card

Capital One® Venture® Rewards Credit Card

  • 2X miles per dollar on all purchases
  • 50,000 bonus miles for spending $3,000 in the first 3 months after account opening
  • Perks: Point transfer; Global Entry/TSA PreCheck credit; Luxury Hotel Collection; Visa Signature Concierge
  • Purchase and Balance Transfer APR: 17.24% - 24.49% Variable
  • No foreign transaction fee
  • Annual fee: $0 intro for first year; $95 after that
View card details
Citi Premier℠ Card

Citi Premier Card

  • 3X ThankYou points per dollar on Travel, including gas
  • 2X ThankYou points per dollar on
    • Dining
    • Entertainment
  • 1X ThankYou point per dollar on all other purchases
  • 60,000 bonus points for spending $4,000 on purchases in the first 3 months of account opening
  • Perks: Point transfer; 25% bonus for airfare redemptions
  • Purchase and Balance Transfer APR: 16.99% - 24.99% Variable
  • No foreign transaction fee
  • Annual fee: $95
View card details
2 5
BEST PICK FOR

Flat-Rate Travel Rewards

Capital One® Venture® Rewards Credit Card

Capital One® Venture® Rewards Credit Card

Our rating
Min. credit level Good
Details
Annual Fee $0 intro for first year; $95 after that
Regular APR 17.24% - 24.49% Variable
Apply Now

securely on the issuer's website

Flat-rate cards offer the same spending reward for every purchase, and the Capital One® Venture® Rewards Credit Card (Review) offers a hefty welcome bonus to go along with a good deal on general spending.

Spending Rewards
  • 2X miles per dollar on all purchases
Introductory Bonus Offer
  • 50,000 bonus miles for spending $3,000 in the first 3 months after account opening

Your miles are worth 1 cent each when redeeming for travel purchases, but you can also transfer them to a selection of airline partners where they might be worth more than that.

If you’re getting 1 cent per point, you’d get a cash back equivalent of 2% back on all spending. But if you get a good value by transferring your rewards, like 2 cents per point, you’d be earning the equivalent of 4% cash back on all purchases.

  • Point transfer: Transfer points to a variety of airline partners at a rate of either 2:1.5 or 2:1, depending on the airline.
  • Global Entry or TSA PreCheck application fee credit: A statement credit for the application fee of either Global Entry ($100) or TSA PreCheck ($85), once every four years.
  • Luxury Hotel Collection: Get perks for eligible hotel stays, including a $25 food and beverage credit, room upgrades when available, complimentary in-room WiFi, and more.
  • Visa Signature Concierge: Call any time for non-emergency assistance, like help making reservations or finding gifts.
  • Shopping and travel protections: Including Extended Warranties, Travel Accident Insurance, Auto Rental Collision Damage Waivers, Lost Luggage Reimbursement, and more
  • Purchase and Balance Transfer APR: 17.24% - 24.49% Variable
  • No foreign transaction fee
  • Annual fee: $0 intro for first year; $95 after that
Capital One® VentureOne® Rewards Credit Card

Capital One® VentureOne® Rewards Credit Card

  • 1.25X miles per dollar on all purchases
  • 20,000 bonus miles for spending $1,000 in the first 3 months after account opening
  • Perks: Point transfer; Visa Signature Luxury Hotel Collection; Concierge
  • Purchase APR: 0% for 12 months, then 14.49% - 24.49% Variable
  • Balance Transfer APR: 14.49% - 24.49% Variable
  • No foreign transaction fee
  • Annual fee: $0
View card details
Discover it® Miles

Discover it® Miles

  • 1.5X miles per dollar for every purchase
  • Discover Match: Double miles earned during the first year, awarded at the end of the first year
  • Purchase APR: 0% for 14 months, then 13.49% - 24.49% Variable
  • Balance Transfer APR: 10.99% for 14 months, then 13.49% - 24.49% Variable
  • No foreign transaction fee
  • Annual fee: $0
View card details

The information related to Capital One® Venture® Rewards Credit Card has been collected by Credit Card Insider and has not been reviewed or provided by the issuer or provider of this product.

BEST PICK FOR

Travel Rewards With No Annual Fee

Capital One® VentureOne® Rewards Credit Card

Capital One® VentureOne® Rewards Credit Card

Our rating
Min. credit level Good
Details
Annual Fee $0
Regular APR 14.49% - 24.49% Variable
Apply Now

securely on the issuer's website

The Capital One® VentureOne® Rewards Credit Card (Review) is the top no annual fee travel card because it offers a decent reward rate for every purchase you make, with the ability to transfer your miles to a variety of airline partners.

It can help you travel for free without putting an extra strain on your wallet, as long as you avoid interest and other fees.

Spending Rewards
  • 1.25X miles per dollar on all purchases
Introductory Bonus Offer
  • 20,000 bonus miles for spending $1,000 in the first 3 months after account opening

The miles you earn with this card are typically worth 1 cent each, unless you transfer them to an airline partner where they could be worth more.

If you’re getting the standard 1 cent per point, you’ll be earning a cash back equivalent of 1.25%, which is kind of mediocre.

If you get a good point transfer deal, and get 2 cents per point for example, you’d be getting a cash back equivalent of 2.5% everywhere you spend. That’s a much better deal, of course, so aim for high-value point redemptions through transfers.

  • Point transfer: Transfer points to a variety of airline partners at a rate of either 2:1.5 or 2:1, depending on the airline.
  • Luxury Hotel Collection: Get perks for eligible hotel stays, including a $25 food and beverage credit, room upgrades when available, complimentary in-room WiFi, and more.
  • Visa Signature Concierge: Call any time for non-emergency assistance, like help making reservations or finding gifts.
  • Shopping and travel protections: Such as Purchase Security, Roadside Dispatch, Lost Luggage Reimbursement, and more
  • Purchase APR: 0% for 12 months, then 14.49% - 24.49% Variable
  • Balance Transfer APR: 14.49% - 24.49% Variable
  • No foreign transaction fee
  • Annual fee: $0
Bank of America® Travel Rewards Credit Card

Bank of America® Travel Rewards Credit Card

  • 3X points per dollar at the Bank of America Travel Center
  • 1.5X points per dollar for every other purchase
  • 25,000 bonus points for spending $1,000 in the first 90 days after account opening
  • Bonus rewards: 10% rewards bonus if you have an active BofA checking or savings account; Preferred Rewards clients can get a 25–75% bonus.
  • Purchase APR: 0% for 12 billing cycles, then 17.24%–25.24% Variable
  • Balance Transfer APR: 17.24%–25.24% Variable
  • No foreign transaction fee
  • Annual fee: $0
View card details
Wells Fargo Propel American Express® card

Wells Fargo Propel American Express® card

  • 3X points per dollar on:
    • Dining
    • Gas
    • Travel
    • Streaming services
  • 1X point per dollar for every other purchase
  • 20,000 bonus points for spending $1,000 in the first 3 months
  • Purchase and Balance Transfer APR: 0% for 12 months, then 13.99%-25.99% Variable (for transfers requested within 120 days)
  • No foreign transaction fee
  • Annual fee: $0
View card details
Marriott Bonvoy Bold™ Credit Card

Marriott Bonvoy Bold™ Credit Card

  • 3X Marriott Bonvoy Bonus points per dollar at Marriott Bonvoy hotels
  • 2X Marriott Bonvoy Bonus points per dollar on Travel
  • 1X Marriott Bonvoy Bonus point per dollar on all other purchases
  • 30,000 Bonus points for spending $1,000 in the first 3 months
  • Perks: 15 Elite Night credits, qualifying you for Silver Elite status; Visa Signature Concierge
  • Purchase and Balance Transfer APR: 17.49% - 24.49% Variable
  • No foreign transaction fee
  • Annual fee: $0
View card details
American Airlines AAdvantage MileUp℠ Card

American Airlines AAdvantage MileUp Card

  • 2X AAdvantage Miles per dollar on:
    • Eligible American Airlines purchases
    • Grocery Stores
  • 1X AAdvantage Mile per dollar for everything else
  • 10,000 AAdvantage bonus miles and a $50 statement credit for spending $500 in the first 3 months
  • Perks: 25% in-flight discount
  • Purchase and Balance Transfer APR: 15.99% - 24.99% (Variable)
  • No foreign transaction fee
  • Annual fee: $0
View card details
Delta SkyMiles® Blue American Express Card

Delta SkyMiles® Blue American Express Card

  • 2X SkyMiles per eligible dollar for:
    • Purchases made directly with Delta Air Lines
    • Restaurants
  • 1X SkyMile per eligible dollar for every other purchase
  • 15,000 bonus miles for spending $1,000 in the first 3 months after account opening
  • Perks: 20% in-flight discount; ShopRunner membership
  • Purchase and Balance Transfer APR: 15.74–24.74% Variable (Rates & Fees)
  • No foreign transaction fee
  • Annual fee: $0
View card details
2 5

The information related to Capital One® VentureOne® Rewards Credit Card has been collected by Credit Card Insider and has not been reviewed or provided by the issuer or provider of this product.

BEST PICK FOR

Premium Travel Rewards

Chase Sapphire Reserve®

Chase Sapphire Reserve®

Our rating
Min. credit level Excellent
Details
Annual Fee $550
Regular APR 18.49% - 25.49% Variable

Frequent travelers can get a lot out of the Chase Sapphire Reserve® (Review). Cardholders enjoy an excellent rewards rate on travel and dining, valuable travel benefits that are easy to take advantage of, and diverse travel partners for point transfers.

Spending Rewards
  • 10X Ultimate Rewards points per dollar on Lyft rides
  • 3X Ultimate Rewards points per dollar on:
    • Travel (after the full travel credit is used)
    • Dining
  • 1X Ultimate Rewards point per dollar on all other purchases
Introductory Bonus Offer
  • 50,000 bonus points for spending $4,000 in the first 3 months after account opening

Take note that you’ll only begin earning points on travel after you use up the entire $300 travel credit.

Ultimate Rewards points are typically worth 1 cent each, but the Reserve provides a 50% point bonus if you redeem for travel expenses. That makes it easy to get a good value for Chase points, with a cash back equivalent of 4.5% for travel and dining and 1.5% everywhere else.

But the best point values will come from point transfers to partner airlines and hotels. These could yield 2 cents per point or more, depending on the deal you choose, which would give you a cash back equivalent of at least 6% on travel and dining and 2% everywhere else.

Wondering if you should go with the Sapphire Reserve or the less-expensive Chase Sapphire Preferred® Card (Review)? Read our comparison of the Chase Sapphire Reserve vs. Sapphire Preferred.

  • Point transfer: Transfer your points at a 1:1 rate to a variety of airline and hotel loyalty programs, like United, JetBlue, and Marriott.
  • $300 annual travel credit: A $300 travel credit every year that will be automatically applied toward a broad range of travel-related expenses charged to the card.
  • Complimentary Priority Pass Select membership: Provides access to over 1,000 airport lounges worldwide plus a selection of restaurants. The cardholder and two guests can enter for free; additional guests cost $27 each.
  • Luxury Hotel & Resort Collection: Provides complimentary services and benefits at participating hotels and resorts, including room upgrades, daily breakfast for two, and special gifts.
  • Global Entry or TSA PreCheck application fee credit: Get a statement credit to offset the cost of applying for Global Entry ($100) or TSA PreCheck ($85), once every four years.
  • Elite Hotel Benefits at Relais & Châteaux: Accelerated progress towards Club 5C member status with Relais & Châteaux luxury hotel and resort properties.
  • Visa Infinite Concierge: Call for non-emergency help of all kinds, like making dinner reservations or finding good tickets to a show.
  • Lyft Pink membership: One free year of Lyft Pink, which includes 15% off rides, relaxed cancellations, surprise offers, and priority airport pickup.
  • DoorDash membership: A free membership (DashPass) for a year, which provides free delivery and reduced service fees on orders over $12.
  • $60 annual DoorDash credit: Get $60 in DoorDash credits in 2020, and $60 in credits in 2021.
  • Special Car Rental Privileges: Rental upgrades, discounts, and promotional offers at Avis, Silvercar, and National Car Rental.
  • Shopping and travel protections: You’ll get Purchase Protection, a Primary Auto Rental Collision Damage Waiver, Trip Delay Reimbursement, and more.
  • Purchase and Balance Transfer APR: 18.49% - 25.49% Variable
  • No foreign transaction fee
  • Annual fee: $550
Citi Prestige® Card

Citi Prestige® Card

  • 5X ThankYou points per dollar on:
    • Air travel
    • Restaurants
  • 3X ThankYou points per dollar on:
    • Hotels
    • Cruise lines
  • 1X ThankYou point per dollar on everything else
  • 50,000 ThankYou points for spending $4,000 within 3 months of account opening
  • Perks: $250 travel credit; 4th night free; Priority Pass Select membership; Global Entry/TSA PreCheck credit; Point transfer
  • Purchase and Balance Transfer APR: 17.99%–24.99% Variable
  • No foreign transaction fee
  • Annual fee: $495
View card details
U.S. Bank Altitude Reserve Visa Infinite® Card

U.S. Bank Altitude Reserve Visa Infinite® Card

  • 3X points per dollar on:
    • Travel
    • Mobile Wallet purchases
  • 1X point per dollar on all other purchases
  • 50,000 bonus points for spending $4,500 in the first 90 days of membership
  • Perks: $325 travel credit; Priority Pass Select membership; Global Entry/TSA PreCheck credit; Gogo in-flight WiFi credits; Relais & Châteaux hotel benefits
  • Purchase and Balance Transfer APR: 17.24% Variable
  • No foreign transaction fee
  • Annual fee: $400
View card details
BEST PICK FOR

Premium Travel Rewards and Airport Lounge Access

The Platinum Card® from American Express

The Platinum Card® from American Express

Our rating
Min. credit level Good
Details
(Rates & Fees)
Annual Fee $550
Regular APR N/A
Apply Now

securely on the issuer's website

The Platinum Card® from American Express (Review) is the king of travel perks. Not only will its rewards program earn you a high rate for eligible travel expenses, you’ll also get the best airport lounge access available on a credit card, and a variety of credits that can potentially offset the high annual fee completely.

Spending Rewards
  • 5X Membership Rewards points per dollar on:
    • Flights booked directly through airlines or through American Express Travel
    • Prepaid hotels booked through American Express Travel
  • 2X Membership Rewards points per dollar on other eligible travel expenses booked through American Express Travel
  • 1X Membership Rewards point per dollar on all other purchases
Introductory Bonus Offer
  • 60,000 bonus points for spending $5,000 in purchases in the first 3 months

You’ll want to save up your points until you can get a good point transfer deal, because otherwise your points are only worth a maximum of 1 cent each (and that’s just for eligible flight redemptions). Statement credits will only provide 0.6 cents per point, so definitely avoid using that redemption option.

Point transfers could provide 2 cents per point or quite a bit more. At those rates you’d be earning a cash back equivalent of 10% or more in the 5X spending categories, which is quite a deal. You’ll also get a 4% cash back equivalent on other eligible purchases from Amex Travel, and 2% for everything else.

  • Global Lounge Collection: Complimentary access to Priority Pass, Centurion, American Express International, Delta Sky Club, Escape, Airspace, Lufthansa, and Plaza Premium Lounges.
  • $200 annual airline fee credit: Good for incidental costs like checked bags and inflight food (not flight tickets) at your selected airline.
  • $200 annual Uber credits: $15 in statement credits for Uber rides each month, except for December which gets $35.
  • $100 annual Saks credit: Up to $100 in statement credits each year for Saks Fifth Avenue: $50 from January through June, and $50 from July through December.
  • Global Entry or TSA PreCheck application fee credit: A statement credit for the application fee of either Global Entry ($100 every four years) or TSA PreCheck ($85 once every four and a half years).
  • The Hotel Collection: A $100 hotel credit and room upgrades when available for every eligible two-night stay.
  • Fine Hotels & Resorts: Daily breakfast for two, room upgrades when available, amenities valued at $100, and more at eligible properties.
  • Complimentary elite hotel statuses: Hilton Honors Gold status and Marriott Bonvoy Gold status.
  • No foreign transaction fee
  • Annual fee: $550
  • Earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months.
  • Enjoy Uber VIP status and free rides in the U.S. up to $15 each month, plus a bonus $20 in December. That can be up to $200 in annual Uber savings.
  • 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel.
  • 5X Membership Rewards points on prepaid hotels booked on amextravel.com.
  • Enjoy access to the Global Lounge Collection, the only credit card airport lounge access program that includes proprietary lounge locations around the world.
  • Receive complimentary benefits with an average total value of $550 with Fine Hotels & Resorts. Learn More.
  • $200 Airline Fee Credit, up to $200 per calendar year in baggage fees and more at one qualifying airline.
  • Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue on your Platinum Card®. Enrollment required.
  • $550 annual fee.
  • Terms Apply.
  • See Rates & Fees

American Express is a Credit Card Insider advertiser.

BEST PICK FOR

No Annual Fee

Amex EveryDay® Credit Card

Amex EveryDay® Credit Card

Our rating
Min. credit level Good
Details
Annual Fee $0
Regular APR 13.99%–24.99% Variable
Apply Now

securely on the issuer's website

There aren’t many general-use point cards without annual fees, but the Amex EveryDay® Credit Card (Review) is our pick for number one.

Not only will you get a point bonus for using the card more, you’ll also enjoy a long promotional APR period and no balance transfer fees.

Spending Rewards
  • 2X Membership Rewards points per dollar at:
    • U.S. supermarkets (up to $6,000 spent annually)
    • American Express Travel
  • 1X Membership Rewards point per dollar for all other purchases
  • 20% point bonus: For making 20 or more purchases per month
Introductory Bonus Offer
  • 10,000 Membership Rewards points for spending $1,000 on purchases within the first 3 months

This card offers a way to get Amex Membership Rewards points without paying an annual fee. It has a rare feature that rewards you more for spending more often: Make 20 or more purchases in a billing period to get a 20% bonus on the eligible points you earned.

That would give you a total of 2.4X points per dollar at U.S. supermarkets, and 1.2X points everywhere else.

Normal redemptions will get you a maximum of 1 cent per point, but you can do better with point transfers. If you get 2 cents per point through a transfer, for example, you’ll be earning a cash back equivalent of 4.8% at U.S. supermarkets when earning at the 2.4X rate, and 2.4% cash back on all other purchases at the 1.2X rate.

  • Amex Offers: Discounts or extra points at specific retailers, like (at the time of publication) Shutterfly.com, Harry’s Razors, Contacts Direct, and many more.
  • Complimentary ShopRunner membership: Register with ShopRunner for free two-day shipping and returns at select online retailers.
  • Entertainment Access: Exclusive discounts to events, concerts, sporting events, and shows.
  • Shopping and travel protections: Like Extended Warranties, Return Protection, Global Assist Hotline, and others.
  • Purchase and Balance Transfer APR: 0% for 15 months (for transfers made in the first 60 days), then 13.99%–24.99% Variable
  • No balance transfer fee
  • Annual fee: $0
Wells Fargo Propel American Express® card

Wells Fargo Propel American Express® card

  • 3X points per dollar on:
    • Dining
    • Gas
    • Travel
    • Streaming services
  • 1X point per dollar on all other purchases
  • 20,000 bonus points for spending $1,000 in the first 3 months
  • Purchase and Balance Transfer APR: 0% for 12 months (for transfers made in the first 60 days), then 13.99%-25.99% Variable
  • No foreign transaction fee
  • Annual fee: $0
View card details
Citi Rewards+℠ Card

Citi Rewards+ Card

  • 2X ThankYou points per dollar on up to $6,000 spent per year at:
    • Supermarkets
    • Gas stations
  • 1X ThankYou point per dollar for all other purchases
  • Earn 15,000 bonus points for spending $1,000 in the first 3 months
  • Point Round Up: Every purchase will round up to the nearest 10 points.
  • 10% Points Back for the first 100,000 ThankYou points redeemed per year.
  • Purchase and Balance Transfer APR: 0% for 15 months (for transfers made in the first 4 months), then 13.49% - 23.49% (Variable)
  • Annual fee: $0
View card details
ABOC Platinum Rewards Mastercard® Credit Card

ABOC Platinum Rewards Mastercard® Credit Card

  • 5X points per dollar in rotating categories, up to $1,500 spent per quarter
  • 1X point per dollar on all other purchases
  • $150 statement credit after you spend $1,200 on purchases within the first 90 days
  • Purchase APR: 0% for 12 months after that the variable APR will be 14.40% - 24.40%, based on your creditworthiness
  • Balance transfer APR: 0% for 18 months after that the variable APR will be 14.40% - 24.40%, based on your creditworthiness
  • No foreign transaction fee
  • Annual fee: $0
View card details
Amalgamated Bank of Chicago Union Strong Card

Amalgamated Bank of Chicago Union Strong Card

  • 5X points per dollar in rotating categories, up to $1,500 spent per quarter
  • 1X point per dollar on all other purchases
  • $150 statement credit after you spend $1,200 on purchases within the first 90 days
  • Purchase APR: 0% for 12 months, then 10.75% Variable
  • Balance transfer APR: 0% for 18 months, then 10.75% Variable
  • No foreign transaction fee
  • Annual fee: $0
View card details
2 4
  • Earn 10,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases in your first 3 months.
  • Low intro APR: 0% for 15 months on purchases and balance transfers, then a variable rate, currently 14.99%–25.99%.
  • $0 balance transfer fee. Balance transfers must be requested within 60 days from account opening.
  • 2x points at US supermarkets, on up to $6,000 per year in purchases (then 1x); 1x points on other purchases.
  • Use your Card 20 or more times on purchases in a billing period and earn 20% more points on those purchases less returns and credits.
  • Over 1.5 million more places in the U.S. started accepting American Express® Cards in 2017.
  • No annual fee.
  • Terms Apply.

The information related to Amex EveryDay® Credit Card has been collected by Credit Card Insider and has not been reviewed or provided by the issuer or provider of this product.

BEST PICK FOR

Business Travel Rewards

The Business Platinum Card®  from American Express

The Business Platinum Card® from American Express

Our rating
Min. credit level Good
Details
(Rates & Fees)
Annual Fee $595
Regular APR N/A
Apply Now

securely on the issuer's website

You can’t beat The Business Platinum Card® from American Express (Review) when it comes to business rewards cards. Amex raised the annual fee recently, but you’ll still have all the same benefits, plus two more that could be very useful for some businesses.

Spending Rewards
  • 5X Membership Rewards points per dollar on:
    • Flights booked directly with airlines or through Amex Travel
    • Prepaid hotels booked through Amex Travel
  • 2X Membership Rewards points per dollar on other eligible travel expenses booked through Amex Travel
  • 1.5X Membership Rewards points per dollar on purchases over $5,000, up to 1 million additional points per year (then 1X)
  • 1X Membership Rewards point per dollar on all other purchases
Introductory Bonus Offer
  • 75,000 bonus points for spending $15,000 in the first 3 months

Amex Membership Rewards points are best used for point transfers to partner airlines and hotels, where the value you get will depend on how you redeem them.

If you get 2 cents per point, a pretty good rate, you’d be earning a cash back equivalent of 10% in the 5X categories, which is quite good. And you’d be earning a 3% cash back equivalent on purchases of $5,000 or more, but you may want to use a different card that earns more rewards for those purchases.

  • Global Lounge Collection: Complimentary access to Priority Pass, Centurion, American Express International, Delta Sky Club, Escape, Airspace, Lufthansa, and Plaza Premium Lounges.
  • $200 annual airline fee credit: Good for incidental costs like checked bags and inflight food, not tickets, at your selected airline.
  • Global Entry or TSA PreCheck application fee credit: A statement credit for the application fee of either Global Entry ($100 every four years) or TSA PreCheck ($85 once every four and a half years).
  • Complimentary elite hotel statuses: Hilton Honors Gold status and Marriott Bonvoy Gold Elite status.
  • $200 Dell statement credit: Enroll to get an annual $200 statement credit for U.S. purchases with Dell: $100 from January through June, and $100 from July through December.
  • The Hotel Collection: A $100 hotel credit and room upgrades when available for every eligible two-night stay.
  • Fine Hotels & Resorts: Daily breakfast for two, room upgrades when available, amenities valued at $100, and more at eligible properties.
  • Point transfer: To a selection of airline and hotel partners.
  • No foreign transaction fee
  • Annual fee: $595
Ink Business Preferred® Credit Card

Ink Business Preferred® Credit Card

  • 5X Ultimate Rewards points per dollar on Lyft rides
  • 3X Ultimate Rewards points per dollar on the first $150,000 spent per year (then 1X) on:
    • Travel
    • Shipping
    • Internet, cable, and phone services
    • Advertising purchases made with social media sites and search engines
  • 1X Ultimate Rewards point per dollar on all other purchases
  • 100,000 bonus points for spending $15,000 in the first 3 months after account opening
  • No foreign transaction fee
  • Annual fee: $95
View card details
Capital One® Spark® Miles for Business

Capital One® Spark® Miles for Business

  • 5X miles per dollar for:
    • Hotels booked through Capital One Travel
    • Rental cars booked through Capital One Travel
  • 2X miles per dollar on all other purchases
  • 50,000 bonus miles for spending $4,500 in the first 3 months
  • Perks: Point transfer; Global Entry/TSA PreCheck credit
  • Purchase and Balance Transfer APR: 18.49% Variable
  • No foreign transaction fee
  • Annual fee: $0 intro for first year; $95 after that
View card details
Capital One® Spark® Miles Select for Business

Capital One® Spark® Miles Select for Business

  • 5X miles per dollar for:
    • Hotels booked through Capital One Travel
    • Rental cars booked through Capital One Travel
  • 1.5X miles per dollar for every other purchase
  • 20,000 miles for spending $3,000 in the first 3 months after account opening
  • Purchase APR: 0% for 9 months, then 14.49% - 22.49% Variable
  • Balance Transfer APR: 14.49% - 22.49% Variable
  • No foreign transaction fee
  • Annual fee: $0
View card details
Bank of America® Business Advantage Travel Rewards World Mastercard® credit card

Bank of America® Business Advantage Travel Rewards World Mastercard® credit card

  • 3X points per dollar on travel (airline, hotel, car) booked through the Bank of America Travel Center
  • 1.5X points per dollar for every other purchase
  • 30,000 bonus points for spending $3,000 within 90 days of account opening
  • Purchase APR: 0% for 9 billing cycles, then 13.74% - 23.74%
  • Balance Transfer APR: 13.74% - 23.74%
  • No foreign transaction fee
  • Annual fee: $0.00
View card details
Delta SkyMiles® Reserve Business American Express Card

Delta SkyMiles® Reserve Business American Express Card

  • 3X SkyMiles per eligible dollar spent for purchases made directly with Delta Air Lines
  • 1.5X SkyMiles per eligible dollar spent on all purchases for the rest of the year after spending $150,000 in a calendar year
  • 1X SkyMile per eligible dollar spent on all other purchases
  • 80,000 bonus miles and 20,000 MQMs for spending $5,000 in the first 3 months; 20,000 bonus miles after your first cardmember anniversary (expires 4/1/2020)
  • Perks: Delta Sky Club and Centurion Lounge access; Anniversary Companion Certificate; Main Cabin 1 Priority Boarding; First checked bag free; Global Entry/TSA PreCheck credit
  • Purchase and Balance Transfer APR: 15.74–24.74% Variable (Rates & Fees)
  • No foreign transaction fee
  • Annual fee: $550
View card details
The Hilton Honors American Express Business Card

The Hilton Honors American Express Business Card

  • 12X Hilton Honors Bonus points per dollar for eligible purchases charged on your Card directly with a hotel or resort within the Hilton Portfolio
  • 6X Hilton Honors Bonus points per dollar for:
    • U.S. Gas stations
    • U.S. Wireless telephone services
    • U.S. Restaurants
    • U.S. Shipping purchases
    • Flights booked directly with airlines or Amex Travel
    • Car rentals booked directly with select car rental companies
  • 3X Hilton Honors Bonus points per dollar on all other eligible purchases
  • 125,000 bonus points for spending $3,000 in the first 3 months
  • Perks: Hilton Honors Gold status; Weekend Night Awards; Priority Pass Select membership (10 free visits)
  • Purchase and Balance Transfer APR: 15.74–24.74% Variable (Rates & Fees)
  • No foreign transaction fee
  • Annual fee: $95
View card details
Marriott Bonvoy Business™ American Express® Card

Marriott Bonvoy Business™ American Express® Card

  • 6X Marriott Bonvoy Bonus points per dollar for eligible purchases charged on your Card directly with a hotel or resort within the Marriott Bonvoy Portfolio
  • 4X Marriott Bonvoy Bonus points per dollar spent on:
    • U.S. restaurants
    • U.S. gas stations
    • Wireless telephone services purchased directly from U.S. providers
    • U.S. purchases of shipping
  • 2X Marriott Bonvoy Bonus points per dollar spent on all other purchases
  • 75,000 bonus points if you make $3,000 in purchases within the first 3 months
  • Perks: Silver Elite hotel status; Free Night Award after your anniversary
  • Purchase and Balance Transfer APR: 15.74–24.74% Variable (Rates & Fees)
  • No foreign transaction fee
  • Annual fee: $125
View card details
United MileagePlus® Club Business Card

United MileagePlus® Club Business Card

  • 2X miles per dollar spent on United Airlines purchases
  • 1.5X miles per dollar spent on all other purchases
  • 100,000 bonus miles for spending $10,000 on purchases in the first 3 months
  • Perks: United Club membership; Premier Access travel services; 25% in-flight discount; First and second checked bags free
  • Purchase and Balance Transfer APR: 18.24%–25.24% Variable
  • No foreign transaction fee
  • Annual fee: $450
View card details
Brex Corporate Card

Brex Corporate Card

  • 7X points per dollar on Rideshare services (including Uber, Lyft, taxi, etc.)
  • 4X points per dollar on Brex Travel (flights, hotels, Airbnb)
  • 3X points per dollar on Restaurants
  • 2X points per dollar on Recurring software purchases
  • 1X point per dollar for all other purchases
  • 30,000 bonus reward points after approval and waived card fees for life
  • Perks: Statement credits for a variety of business services; Point transfers; Merchant data cleanup; Receipt capture
  • Annual fee: $0
  • Charge card: Must pay your balance in full each month
View card details
2 9
  • Earn 75,000 Membership Rewards® points after you spend $15,000 on qualifying purchases within your first 3 months of Card Membership.
  • Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com.
  • Get 50% more Membership Rewards® points. That’s an extra half point per dollar, on each eligible purchase of $5,000 or more. You can get up to 1 million additional points per year.
  • 35% Airline Bonus: Use Membership Rewards® Pay with Points for all or part of a flight with your selected qualifying airline, and you can get 35% of the points back, up to 500,000 bonus points per calendar year when you book on amextravel.com.
  • Enroll to get up to $200 in statement credits annually by getting up to $100 semi-annually for U.S. purchases with Dell. Terms apply.
  • Terms Apply
  • See Rates & Fees

American Express is a Credit Card Insider advertiser.

BEST PICK FOR

Varied Business Spending

American Express® Business Gold Card

American Express® Business Gold Card

Our rating
Min. credit level Good
Details
(Rates & Fees)
Annual Fee $295
Regular APR 14.24–22.24% Variable
Apply Now

securely on the issuer's website

If you expect your business expenses to change from month to month or you’re never quite sure what they’ll be, the American Express® Business Gold Card (Review) could be the perfect card for you.

It provides 4X points in the two categories (out of six) your business spends the most in each month, letting you earn points at a high rate even with unpredictable spending patterns.

Spending Rewards
  • 4X Membership Rewards points per dollar in the two categories you spend the most in each month, up to $150,000 per year (then 1X):
    • Airfare purchased directly from airlines
    • U.S. purchases for advertising in select media
    • U.S. computer hardware, software, and cloud computing purchases made directly from select providers
    • U.S. purchases for shipping
    • U.S. purchases at gas stations
    • U.S. purchases at restaurants
  • 2X Membership Rewards points per dollar on eligible purchases from Amex Travel
  • 1X Membership Rewards point per dollar on all other purchases
Introductory Bonus Offer
  • 35,000 bonus points for spending $5,000 in the first 3 months

The value of your Amex Membership Rewards points will depend on how you redeem them. Point transfers can provide the highest rate per point, but you’ll typically need to do a bit of searching to find good deals.

You may get 2 cents per point or more through transfers; at that rate you’d be earning a cash back equivalent of at least 8% in the 4X categories, and 4% in the 2X categories. That’s a solid return on your purchases, and the fact that this card adjusts for your spending as it changes makes it all the better.

  • 25% airline bonus: Get 25% of your points back when booking eligible airfare through American Express Travel using Membership Rewards Pay with Points.
  • The Hotel Collection: A $100 hotel credit and room upgrades when available for every eligible two-night stay
  • Amex Offers: A changing selection of merchants where you can earn extra points or find discounts
  • Point transfer: To a selection of airline and hotel partners
  • No foreign transaction fee
  • Annual fee: $295
The Blue Business® Plus Credit Card from American Express

The Blue Business® Plus Credit Card from American Express

  • 2X Membership Rewards points per dollar on the first $50,000 in purchases each year
  • 1X Membership Rewards point per dollar on all purchases after that
  • Perks: Amex Offers; Point transfer
  • Purchase and Balance Transfer APR: 0% for 12 months, then 13.24–19.24% Variable (for transfers requested within 60 days) (Rates & Fees)
  • Annual fee: No annual fee
View card details
Capital One® Spark® Miles for Business

Capital One® Spark® Miles for Business

  • 5X miles per dollar for:
    • Hotels booked through Capital One Travel
    • Rental cars booked through Capital One Travel
  • 2X miles per dollar on all other purchases
  • 50,000 bonus miles for spending $4,500 in the first 3 months
  • Perks: Point transfer; Global Entry/TSA PreCheck credit
  • Purchase and Balance Transfer APR: 18.49% Variable
  • No foreign transaction fee
  • Annual fee: $0 intro for first year; $95 after that
View card details
Capital One® Spark® Miles Select for Business

Capital One® Spark® Miles Select for Business

  • 5X miles per dollar for:
    • Hotels booked through Capital One Travel
    • Rental cars booked through Capital One Travel
  • 1.5X miles per dollar for every other purchase
  • 20,000 miles for spending $3,000 in the first 3 months after account opening
  • Purchase and Balance Transfer APR: 14.49% - 22.49% Variable
  • No foreign transaction fee
  • Annual fee: $0
View card details
Brex Corporate Card

Brex Corporate Card

  • 7X points per dollar on Rideshare services (including Uber, Lyft, taxi, etc.)
  • 4X points per dollar on Brex Travel (flights, hotels, Airbnb)
  • 3X points per dollar on Restaurants
  • 2X points per dollar on Recurring software purchases
  • 1X point per dollar for all other purchases
  • 30,000 bonus reward points after approval and waived card fees for life
  • Perks: Statement credits for a variety of business services; Point transfers; Merchant data cleanup; Receipt capture
  • Annual fee: $0
  • Charge card: Must pay your balance in full each month
View card details
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  • Earn 35,000 Membership Rewards® points after you spend $5,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*
  • More Rewards: Get 4X Membership Rewards® points on the 2 select categories where your business spent the most each month**
  • **4X points apply to the first $150,000 in combined purchases from these 2 categories each calendar year.*
  • Airline Bonus: Get 25% points back after you use points for all or part of an eligible flight booked with Amex Travel, up to 250,000 points back per calendar year.*
  • Pay Over Time Option: A flexible payment option to help manage cash flow on purchases of $100 or more.*
  • Access to the Working Capital Terms program: get additional funding beyond what you can spend on Business Gold with this flexible funding solution designed to pay U.S. based vendor invoices directly when cards are not accepted.*
  • *Terms Apply
  • See Rates & Fees

American Express is a Credit Card Insider advertiser.

BEST PICK FOR

Dining Out and Groceries

American Express® Gold Card

American Express® Gold Card

Our rating
Min. credit level Good
Details
(Rates & Fees)
Annual Fee $250
Regular APR N/A
Apply Now

securely on the issuer's website

If food is your thing, the American Express® Gold Card (Review) might be your card.

You’ll earn points at a high rate at restaurants worldwide and U.S. supermarkets, which is rare to see on a credit card (you usually only see one of these categories at a time, or one is significantly better than the other). And there are also some cost-saving benefits you can use each year to help offset the annual fee.

Spending Rewards
  • 4X Membership Rewards points per dollar at:
    • Restaurants
    • U.S. supermarkets (up to $25,000 spent annually)
  • 3X Membership Rewards points per dollar on:
    • Flights booked directly through airlines or American Express Travel
  • 1X Membership Rewards point per dollar on all other purchases
Introductory Bonus Offer
  • 35,000 bonus points for spending $4,000 in the first 3 months

This might not seem like a travel card from the spending rewards, but it has a few benefits that make it suited for that purpose. In particular, the best way to redeem your Amex Membership Rewards points is through point transfers to partner airlines and hotels.

Depending on how you redeem, you can get upwards of 2 cents per point. That would give you a cash back equivalent of 8% at U.S. supermarkets and U.S. restaurants, which is probably the best you’ll currently find on any credit card.

  • $100 annual airline fee credit: Use this to pay for incidental airline fees, like baggage and in-flight food and drinks. Does not apply to flight tickets.
  • $120 annual dining credit: Earn up to $10 in statement credits per month for purchases at eligible restaurants and food delivery services.
  • Point transfer: To airline and hotel loyalty programs, like JetBlue, Southwest Airlines, Marriott, and Hyatt
  • The Hotel Collection: Provides up to $100 in credits for every eligible hotel stay of two nights or more
  • Amex Offers: Find significant discounts at a changing selection of merchants and websites, like (at the time of publication) TurboTax, SamsClub.com, Etsy, and many more.
  • No foreign transaction fee
  • Annual fee: $250
Amex EveryDay® Preferred Credit Card

Amex EveryDay® Preferred Credit Card

  • 3X Membership Rewards points per dollar spent at U.S. supermarkets; up to $6,000 per year, then 1X
  • 2X Membership Rewards points per dollar spent at U.S. gas stations
  • 1X Membership Rewards point per dollar everywhere else
  • 15,000 points if you spend $1,000 in the first 3 months
  • Earn 50% more points on eligible purchases by making 30 or more purchases per billing period
  • Purchase and Balance Transfer APR: 0% for 12 months (for transfers made in the first 60 days), then 13.99%–23.99% Variable
  • Annual fee: $95
View card details
Amex EveryDay® Credit Card

Amex EveryDay® Credit Card

  • 2X Membership Rewards points per dollar spent:
    • At U.S. supermarkets, on up to $6,000 per year in purchases (then 1X)
    • On eligible travel purchases from Amex Travel
  • 1X Membership Rewards point per dollar spent on all other purchases
  • 10,000 Membership Rewards points for spending $1,000 on purchases within the first 3 months
  • Earn 20% more points on eligible purchases by making 20 or more purchases per billing period
  • Purchase and Balance Transfer APR: 0% for 15 months (for transfers made in the first 60 days), then 13.99%–24.99% Variable
  • No balance transfer fee
  • Annual fee: $95
View card details
Hilton Honors American Express Surpass® Card

Hilton Honors American Express Surpass® Card

  • 12X Hilton Honors Bonus points per dollar for eligible purchases charged on your Card directly with a hotel or resort within the Hilton Portfolio
  • 6X Hilton Honors Bonus points per dollar at:
    • U.S. Restaurants
    • U.S. Supermarkets
    • U.S. Gas stations
  • 3X Hilton Honors Bonus points per dollar on all other eligible purchases
  • 125,000 Hilton Honors Bonus points for spending $2,000 in the first 3 months
  • Perks: Annual Weekend Night Award; Hilton Honors Gold status; Priority Pass Select membership (10 free visits)
  • Purchase and Balance Transfer APR: 15.74–24.74% Variable (Rates & Fees)
  • No foreign transaction fee
  • Annual fee: $95
View card details
2 3
  • Earn 35,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 3 months.
  • Earn 4X Membership Rewards® points when you dine at restaurants worldwide. Earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X). Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
  • Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub, Seamless, The Cheesecake Factory, Ruth’s Chris Steak House, Boxed, and participating Shake Shack locations. This can be an annual savings of up to $120. Enrollment required.
  • $100 Airline Fee Credit: up to $100 in statement credits per calendar year for incidental fees at one selected qualifying airline.
  • Choose to carry a balance with interest on eligible charges of $100 or more.
  • No Foreign Transaction Fees.
  • Annual Fee is $250.
  • Terms Apply.
  • See Rates & Fees

American Express is a Credit Card Insider advertiser.

BEST PICK FOR

Gas

Wells Fargo Propel American Express® card

Wells Fargo Propel American Express® card

Our rating
Min. credit level Good
Details
Annual Fee $0
Regular APR 13.99%-25.99% Variable

If you’re looking for a solid, no-fee card that earns points on gas, the Wells Fargo Propel American Express® card (Review) might be right for you.

In addition to gas stations you’ll also get a few other useful bonus categories — including streaming services, which is rare — a nice welcome bonus, and a pretty long introductory APR.

Spending Rewards
  • 3X points per dollar on:
    • Dining
    • Gas
    • Travel
    • Streaming services
  • 1X point per dollar on all other purchases
Introductory Bonus Offer
  • 20,000 bonus points for spending $1,000 in the first 3 months

Every point is worth 1 cent when redeemed, so you’ll be earning a 3% cash back equivalent when spending in the 3X categories.

  • Entertainment Access: Get access to special offers and ticket presales for events in big U.S. cities.
  • Free FICO credit score: Check your FICO Score 9 whenever you’d like, based on your Experian credit report.
  • Cell Phone Protection: Pay your cell phone bill with this card to get coverage against damage and theft, up to $600 with a $25 deductible.
  • Shopping and travel protections: Including Purchase Protection, Travel Accident Insurance, Travel Inconvenience Insurance, and more
  • Purchase and Balance Transfer APR: 0% Intro APR for 12 months (for transfers made in the first 120 days), then 13.99%-25.99% Variable
  • No foreign transaction fee
  • Annual fee: $0
PenFed Platinum Rewards Visa Signature® Card

PenFed Platinum Rewards Visa Signature® Card

  • 5X points per dollar spent on Gas purchases at the pump
  • 3X points per dollar spent at Supermarkets
  • 1X point per dollar spent everywhere else
  • $100 statement credit after spending $1,500 in the first 90 days
  • Purchase APR: 11.74% to 17.99% Variable
  • Balance Transfer APR: 0% for 12 months now through March 31, 2020 (for transfers made in the first 60 days), then 11.74% to 17.99% Variable
  • No foreign transaction fee
  • Annual fee: $0
View card details
Amex EveryDay® Preferred Credit Card

Amex EveryDay® Preferred Credit Card

  • 3X Membership Rewards points per dollar at U.S. supermarkets; up to $6,000 per year, then 1X
  • 2X Membership Rewards points per dollar at U.S. gas stations
  • 1X Membership Rewards point per dollar everywhere else
  • 15,000 points if you spend $1,000 in the first 3 months
  • Earn 50% more points on eligible purchases by making 30 or more purchases per billing period.
  • Purchase and Balance Transfer APR: 0% for 12 months (for transfers made in the first 60 days), then 13.99%–23.99% Variable
  • Annual fee: $95
View card details
Citi Premier℠ Card

Citi Premier Card

  • 3X ThankYou points per dollar on:
    • Travel
    • Gas stations
  • 2X ThankYou points per dollar on:
    • Restaurants
    • Entertainment
  • 1X ThankYou point per dollar for all other purchases
  • 60,000 bonus points for spending $4,000 on purchases in the first 3 months of account opening
  • Purchase and Balance Transfer APR: 16.99% - 24.99% Variable
  • No foreign transaction fee
  • Annual fee: $95
View card details
Hilton Honors American Express Surpass® Card

Hilton Honors American Express Surpass® Card

  • 12X Hilton Honors Bonus points per dollar for eligible purchases charged on your Card directly with a hotel or resort within the Hilton Portfolio
  • 6X Hilton Honors Bonus points per dollar at:
    • U.S. restaurants
    • U.S. supermarkets
    • U.S. gas stations
  • 3X Hilton Honors Bonus points on all other eligible purchases
  • 125,000 Hilton Honors Bonus points for spending $2,000 in the first 3 months
  • Purchase and Balance Transfer APR: 15.74–24.74% Variable
  • No foreign transaction fee
  • Annual fee: $95
View card details
Citi Rewards+℠ Card

Citi Rewards+ Card

  • 2X ThankYou points per dollar (on the first $6,000 per year, then 1X) at:
    • Supermarkets
    • Gas stations
  • 1X ThankYou point per dollar for all other purchases
  • Earn 15,000 bonus points for spending $1,000 in the first 3 months
  • Point Round Up: Every purchase will round up to the nearest 10 points.
  • 10% Points Back for the first 100,000 ThankYou points redeemed per year.
  • Purchase and Balance Transfer APR: 0% for 15 months (for transfers made in the first 4 months), then 13.49% - 23.49% (Variable)
  • Annual fee: $0
View card details
2 5
BEST PICK FOR

Students

Citi Rewards+℠ Student Card

Citi Rewards+ Student Card

Our rating
Min. credit level Limited Credit History
Details
Annual Fee $0
Regular APR 14.49% - 24.49% (Variable)
Apply Now

securely on the issuer's website

College students could do worse than the Citi Rewards+ Student Card, an interesting reward card with some unique features.

You won’t earn a ton of points per dollar, but every purchase you make will round up to the nearest 10 points. So even a candy bar will net you 10 points. You’ll also get 10% of your points back, effectively raising the 2X reward rate to 2.2X.

Spending Rewards
  • 2X ThankYou points per dollar on up to $6,000 spent per year (then 1X), at:
    • Supermarkets
    • Gas stations
  • 1X ThankYou point per dollar on all other purchases
Introductory Bonus Offer
  • Earn 2,500 bonus points after you spend $500 in purchases with your card within 3 months of account opening; redeemable for a $25 gift card at thankyou.com
  • Citi Private Pass: Special access to purchase tickets and VIP packages for concerts, sports, dining, and movie screenings
  • Purchase APR: 0% for 7 months, then 14.49% - 24.49% (Variable)
  • Balance Transfer APR: 14.49% - 24.49% (Variable)
  • Annual fee: $0
Bank of America Travel Rewards® Credit Card for Students

Bank of America Travel Rewards® Credit Card for Students

  • 3X points per dollar on purchases from the Bank of America travel center
  • 1.5X points per dollar for all other purchases
  • 25,000 bonus points when you spend $1,000 in the first 3 months
  • Purchase APR: 0% for 12 months, then 17.24%–25.24% Variable
  • Balance Transfer APR: 17.24%–25.24% Variable
  • No foreign transaction fee
  • Annual fee: $0
View card details
  • The Citi Rewards+SM Student Card – the only credit card that automatically rounds up to the nearest 10 points on every purchase – with no cap
  • Earn 2,500 bonus points after you spend $500 in purchases with your card within 3 months of account opening; redeemable for a $25 gift card at thankyou.com
  • 0% Intro APR on purchases for 7 months. After that, the variable APR will be 14.49% – 24.49%, based on your creditworthiness.
  • Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X Points on All Other Purchases.
  • The standard variable APR for Citi Flex Plan is 14.49% – 24.49%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi’s discretion.
  • No annual fee

The information related to Citi Rewards+ Student Card has been collected by Credit Card Insider and has not been reviewed or provided by the issuer or provider of this product.

BEST PICK FOR

Introductory Bonus

Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

Our rating
Min. credit level Good
Details
Annual Fee $95
Regular APR 17.49% - 24.49% Variable

Getting a lot of points fast can be exciting. The Chase Sapphire Preferred® Card (Review) can give you a wealth of Ultimate Rewards points in your first few months, enough for a trip or two (or even three) depending on how you use them.

Spending Rewards
  • 5X Ultimate Rewards points per dollar on Lyft rides
  • 2X Ultimate Rewards points per dollar on:
    • Travel
    • Dining
  • 1X Ultimate Rewards point per dollar on all other purchases
Introductory Bonus Offer
  • 60,000 bonus points for spending $4,000 in the first 3 months

Redemptions for travel expenses through Ultimate Rewards will give you 1.25 cents per point. But to get the most of your bonus, transfer your points to a partner airline or hotel you plan to book.

That could give you 2 cents per point or more, leading to a much bigger bang for your buck.

  • 25% point bonus: When redeeming for travel expenses through Chase Ultimate Rewards
  • Point transfer: Transfer points at a 1:1 rate to leading airline and hotel frequent travel programs, like Marriott Bonvoy and United MileagePlus.
  • DoorDash membership: A free membership (DashPass) for at least a year, which provides free delivery and reduced service fees on orders over $12
  • 15,000-point referral bonus: Get 15,000 points for every friend you refer who applies for the card and is approved, up to 75,000 bonus points per year.
  • Luxury Hotel Collection: Book eligible rooms to get perks like daily breakfast for two, complimentary WiFi, room upgrades, early check-in or late check-out, and unique gifts.
  • Shop through Chase/Chase Offers: Earn more points by shopping at participating retailers with the Shop through Chase marketplace, and find discounts in Chase Offers.
  • Visa Signature Concierge: Call to speak with your Visa Signature Concierge, any time, day or night.
  • Premium Auto Rental Collision Damage Waiver: Get primary coverage on eligible rental cars so you don’t have to pay for rental insurance and your premiums won’t go up after an accident.
  • Purchase and Balance Transfer APR: 17.49% - 24.49% Variable
  • No foreign transaction fee
  • Annual fee: $95
Chase Sapphire Reserve®

Chase Sapphire Reserve®

  • 10X Ultimate Rewards points per dollar on Lyft rides
  • 3X Ultimate Rewards points per dollar on:
    • Travel (after the full travel credit is used)
    • Dining
  • 1X Ultimate Rewards point per dollar on all other purchases
  • 50,000 bonus points for spending $4,000 in the first 3 months after account opening
  • 20,000 bonus miles for spending $1,000 in the first 3 months after account opening
  • Perks: $300 travel credit; Priority Pass Select membership; Global Entry/TSA PreCheck credit; Lyft Pink membership; DoorDash membership; Point transfer; Visa Infinite Concierge
  • Purchase and Balance Transfer APR: 18.49% - 25.49% Variable
  • No foreign transaction fee
  • Annual fee: $550
View card details
The Platinum Card® from American Express

The Platinum Card® from American Express

  • 5X Membership Rewards points on:
    • Flights booked directly through airlines or through American Express Travel
    • Prepaid hotels booked through Amex Travel
  • 2X Membership Rewards points on other eligible travel expenses booked through Amex Travel
  • 1X Membership Rewards point on all other purchases
  • 60,000 bonus points for spending $5,000 in purchases in the first 3 months
  • Perks: Global Lounge Collection; $200 airline fee credit; Global Entry/TSA PreCheck credit; $200 Uber credit; $100 Saks credit; Hilton Honors Gold status; Marriott Bonvoy Gold Elite status
  • No foreign transaction fee (Rates & Fees)
  • Annual fee: $550
View card details
Capital One® Venture® Rewards Credit Card

Capital One® Venture® Rewards Credit Card

  • 2X miles per dollar on all purchases
  • 50,000 bonus miles for spending $3,000 in the first 3 months after account opening
  • Perks: Global Entry/TSA PreCheck credit; Point transfer; Visa Signature Luxury Hotel Collection; Concierge
  • Purchase and Balance Transfer APR: 17.24% - 24.49% Variable
  • No foreign transaction fee
  • Annual fee: $0 intro for first year; $95 after that
View card details
Hilton Honors American Express Card

Hilton Honors American Express Card

  • 7X Hilton Honors Bonus points per dollar for eligible purchases charged on your Card directly with a hotel or resort within the Hilton Portfolio
  • 5X Hilton Honors Bonus points per dollar at:
    • U.S. supermarkets
    • U.S. restaurants
    • U.S. gas stations
  • 5X Hilton Honors Bonus points per dollar for all other purchases
  • 75,000 bonus points for spending $1,000 in the first 3 months
  • Perks: Hilton Honors Silver status
  • Purchase and Balance Transfer APR: 15.74–24.74% Variable (Rates & Fees)
  • No foreign transaction fee
  • Annual fee: $0
View card details
Marriott Bonvoy Boundless™ Credit Card

Marriott Bonvoy Boundless™ Credit Card

  • 17X Marriott Rewards points per dollar at Marriott Bonvoy hotels
    • 6X Bonus points per dollar from the card
    • 11X Base points per dollar for Marriott Bonvoy Silver Elite status
  • 2X Marriott Bonvoy Bonus points on all other purchases
  • 75,000 Bonus points for spending $3,000 in the first 3 months
  • Perks: Annual free night stay; Marriott Bonvoy Silver Elite status; 15 Elite Night credits; Visa Signature Concierge
  • Purchase and Balance Transfer APR: 17.49% - 24.49% Variable
  • No foreign transaction fee
  • Annual fee: $95
View card details
IHG® Rewards Club Premier Credit Card

IHG® Rewards Club Premier Credit Card

  • 25X points per dollar at IHG hotels:
    • 10X points from the IHG credit card
    • 15X points for IHG Platinum Elite status
  • 2X points per dollar at:
    • Gas stations
    • Grocery stores
    • Restaurants
  • 1X point per dollar for all other purchases
  • 140,000 bonus points for spending $3,000 in the first 3 months
  • Perks: Annual free night stay; IHG Platinum Elite status; Fourth night free on award stays
  • Purchase and Balance Transfer APR: 17.49% - 24.49% Variable
  • No foreign transaction fee
  • Annual fee: $89
View card details
Ink Business Preferred® Credit Card

Ink Business Preferred® Credit Card

  • 5X Ultimate Rewards points per dollar on Lyft rides (through March 2022)
  • 3X Ultimate Rewards points per dollar on the first $150,000 spent per year on:
    • Travel
    • Shipping
    • Internet, cable, and phone services
    • Advertising purchases made with social media sites and search engines
  • 1X Ultimate Rewards point per dollar on all other purchases
  • 75,000 Bonus points for spending $3,000 in the first 3 months
  • Perks: Annual free night stay; Marriott Bonvoy Silver Elite status; 15 Elite Night credits; Visa Signature Concierge
  • Purchase and Balance Transfer APR: 17.49% - 24.49% Variable
  • No foreign transaction fee
  • Annual fee: $95
View card details
2 7
BEST PICK FOR

Airline Miles

New! United Club℠ Infinite Card

New! United Club℠ Infinite Card

Our rating
Min. credit level Good
Details
Annual Fee $525
Regular APR 17.99% - 24.99% Variable

Airline credit cards typically offer the same kinds of perks: free checked bags, priority boarding, in-flight discounts, and maybe even lounge access.

You’ll get all that with the New! United Club℠ Infinite Card (Review), plus more. You’ll get quite a few more miles than United flyers who aren’t cardholders, and enjoy access to perks that typically take a lot of flights or spending to earn.

Spending Rewards
  • 9X United miles per dollar on tickets purchased from United
    • 4X miles per dollar from the United Club Card
    • 5X miles or more per dollar for being a basic MileagePlus member
  • 2X United miles per dollar for:
    • Travel
    • Restaurants
  • 1X United mile per dollar on all other purchases
Introductory Bonus Offer
  • 100,000 bonus miles after spending $5,000 in the first 3 months after account opening
  • United Club membership: Complimentary membership to the United Club airport lounge, with free access for you and two guests
  • Premier Access airport travel services: Includes priority check-in and security screening, and boarding/baggage handling privileges
  • Global Entry or TSA PreCheck fee credit: Get a $100 credit for the application fee of Global Entry, or $85 for TSA PreCheck, once every four years.
  • Free first and second checked bags: For you and one traveling companion on United flights
  • 25% in-flight discount: For purchases like food, beverages, and Wi-Fi on United flights
  • Luxury Hotel & Resort Collection: Hotel perks like daily breakfast for two, complimentary WiFi, and room upgrades when available
  • World of Hyatt Discoverist status: A 10% point bonus, room upgrades, and other benefits at Hyatt properties
  • Hertz Gold Plus Rewards President’s Circle Elite Status: Get a 25% point bonus, upgrades, and exclusive offers at Hertz.
  • Complimentary Premier Upgrades on United award flights: MileagePlus Premier members can get award ticket upgrades when available
  • Purchase and Balance Transfer APR: 17.99% - 24.99% Variable
  • No foreign transaction fee
  • Annual fee: $525
Delta SkyMiles® Reserve American Express Card

Delta SkyMiles® Reserve American Express Card

  • 3X SkyMiles per eligible dollar spent for purchases made directly with Delta Air Lines
  • 1X SkyMile per eligible dollar spent on all other purchases
  • 80,000 bonus miles and 20,000 MQMs for spending $5,000 in the first 3 months; 20,000 bonus miles after your first cardmember anniversary (expires 4/1/2020)
  • Perks: Delta Sky Club and Centurion Lounge membership; Global Entry/TSA PreCheck fee credit; Annual companion certificate; First checked bag free; Main Cabin Priority 1 boarding
  • Purchase and Balance Transfer APR: 15.74–24.74% Variable
  • No foreign transaction fee (Rates & Fees)
  • Annual Fee: $550
View card details
Citi® / AAdvantage® Executive World Elite™ Mastercard®

Citi® / AAdvantage® Executive World Elite Mastercard®

  • 7X miles per dollar for American Airlines purchases
    • 5X miles per dollar or more as an AAdvantage member
    • 2X miles per dollar from the card
  • 1X mile per dollar spent everywhere else
  • Earn 50,000 AAdvantage bonus miles when you spend $5,000 in the first 3 months of account opening
  • Perks: Admirals Club membership; Priority check-in, screening, and boarding privileges; 25% in-flight discount; Global Entry/TSA PreCheck credit
  • Purchase and Balance Transfer APR: 15.99% - 24.99% (Variable)
  • No foreign transaction fee
  • Annual fee: $450
View card details
Alaska Airlines Visa Signature® Credit Card

Alaska Airlines Visa Signature® Credit Card

  • 3X miles per dollar spent on Alaska Airlines & Virgin America purchases
  • 1X mile per dollar spent on all other purchases
  • 40,000 bonus miles and a Companion Fare for spending $2,000 in the first 90 days
  • Perks: Annual Companion Fare; Free checked bag; 20% in-flight discount; 50% off Alaska Lounge day pass
  • Purchase and Balance Transfer APR: 17.24%–25.24% Variable
  • No foreign transaction fee
  • Annual fee: $75
View card details
Southwest Rapid Rewards® Priority Credit Card

Southwest Rapid Rewards® Priority Credit Card

  • 2X points per dollar at:
    • Southwest Airlines
    • Rapid Rewards hotel and car rental partners
  • 1X point per dollar for all other purchases
  • 40,000 bonus points for spending $1,000 in the first 3 months
  • Perks: $75 annual credit; 7,500 anniversary bonus points; 20% in-flight discount; Four upgraded boardings per year
  • Purchase and Balance Transfer APR: 17.49% - 24.49% Variable
  • No foreign transaction fee
  • Annual fee: $149
View card details
2 4
BEST PICK FOR

Hotel Rewards

Marriott Bonvoy Brilliant™ American Express® Card

Marriott Bonvoy Brilliant™ American Express® Card

Our rating
Min. credit level Excellent
Details
Annual Fee $450
Regular APR 16.74%–25.74% Variable
Apply Now

securely on the issuer's website

Looking for a way to upgrade your next trip? A hotel credit card can do just that, by bumping up your member status and providing free nights, among other perks.

The Marriott Bonvoy Brilliant™ American Express® Card (Review) is one of the best, featuring a big boost to the points you’ll earn for every stay, a free night every year after your cardmember anniversary, and solid airport lounge access.

Spending Rewards
  • 18.5X points per dollar at Marriott Bonvoy properties
    • 6X Bonus points per dollar from the card
    • 12.5X Base points per dollar for Marriott Gold Elite status
  • 3X Bonus points for:
    • Flights booked directly from airlines
    • U.S. restaurants
  • 2X Bonus points for all other purchases
Introductory Bonus Offer
  • 75,000 bonus points for spending $3,000 in the first 3 months
  • $300 annual Marriott Bonvoy hotel credit: Up to $300 in statement credits for eligible purchases
  • Free Night Award: Every year after your account anniversary you’ll get a Free Night Award, good for redemption values of 50,000 points or less.
  • Priority Pass Select membership: Free access to Priority Pass airport lounges for you and up to two guests (excludes non-lounge experiences)
  • Application fee credit for Global Entry or TSA PreCheck: A statement credit for the application fee of either Global Entry ($100 every five years) or TSA PreCheck ($85 every four-and-a-half years)
  • Marriott Bonvoy Gold Elite hotel status: Includes perks like a 25% bonus on base points, 2 p.m. late checkout, and more
  • 15 Elite Night Credits: Each year you’ll get 15 Elite Night Credits towards a higher member status.
  • $100 property credit: Earn up to $100 in property credits when booking at least two nights direct with a special rate code at The Ritz-Carlton or St. Regis.
  • Bonus points for airline transfers: Get 15,000 bonus points for every 60,000 points transferred to airline programs.
  • Purchase and Balance Transfer APR: 16.74%–25.74% Variable
  • No foreign transaction fee
  • Annual fee: $450
Hilton Honors Aspire Card

Hilton Honors Aspire Card

  • 14X Hilton Honors Bonus points per dollar for eligible purchases charged on your Card directly with a hotel or resort within the Hilton Portfolio
  • 7X Hilton Honors Bonus points per dollar at:
    • U.S. restaurants
    • Select car rentals
    • Flights booked directly with airlines
  • 3X Hilton Honors Bonus points per dollar for all other purchases
  • 150,000 bonus points for spending $4,000 on purchases in the first 3 months after account opening
  • Perks: Hilton Honors Diamond status; annual Weekend Night Award; $250 Hilton resort credit; $250 airline fee credit; Priority Pass Select membership
  • Purchase and Balance Transfer APR: 16.74%–25.74% Variable
  • No foreign transaction fee
  • Annual fee: $450
View card details
IHG® Rewards Club Premier Credit Card

IHG® Rewards Club Premier Credit Card

  • 25X points per dollar at IHG properties
    • 10X Bonus points per dollar from the card
    • 15X Base points per dollar for IHG Platinum Elite status
  • 2X Bonus points per dollar at:
    • Grocery stores
    • Gas stations
    • Restaurants
  • 1X Bonus point per dollar for all other purchases
  • 140,000 bonus points for spending $3,000 in the first 3 months
  • Perks: Annual Free Night Stay; Fourth reward night free; IHG Rewards Club Platinum Elite status
  • Purchase and Balance Transfer APR: 17.49% - 24.49% Variable
  • No foreign transaction fee
  • Annual fee: $89
View card details
The World Of Hyatt Credit Card

The World Of Hyatt Credit Card

  • 9X points per dollar on eligible purchases from Hyatt
    • 4X points per dollar from the card
    • 5X points per dollar for your Hyatt Discoverist status
  • 2X points per dollar for:
    • Restaurants
    • Local transit and commuting
    • Flights purchased directly from airlines
    • Fitness club and gym memberships
  • 1X point per dollar on all other purchases
  • 25,000 points for spending $3,000 on purchases within the first 3 months; 25,000 points for spending $6,000 within the first 6 months
  • Perks: Discoverist status; Annual free night stay after your anniversary; Visa Signature Concierge
  • Purchase and Balance Transfer APR: 17.49% - 24.49% Variable
  • No foreign transaction fee
  • Annual fee: $95
View card details
2 3
  • 6X points per dollar at Marriott Bonvoy hotels
  • 3X points per dollar at U.S. restaurants and on flights booked directly with airlines
  • 2X points per dollar spent on all other purchases
  • 75,000 bonus points for spending $3,000 in the first 3 months after account opening
  • $300 Marriott Bonvoy annual statement credit
  • Free Night Award every year after your card anniversary
  • Complimentary Marriott Bonvoy Gold Elite status, Platinum Elite status after spending $75,000 per year
  • Priority Pass Select membership
  • Fee credit for Global Entry or TSA Pre✓ application
  • $450 annual fee

The information related to Marriott Bonvoy Brilliant™ American Express® Card has been collected by Credit Card Insider and has not been reviewed or provided by the issuer or provider of this product.

Types of Reward Credit Cards

Rewards credit cards provide their spending rewards in several different ways:

  • Points that can be redeemed for statement credits, merchandise, gift cards, etc., or transferred to partner loyalty programs.
  • Cash back, which is a certain percentage of each purchase.
  • Store-specific points that can only be redeemed with the retailer that provides the card.
  • Airline miles that can be redeemed for free flights and discounts.
  • Hotel-specific points that can be redeemed for free stays at hotels and other discounts.

There are also many different types of reward cards: Some for everyday spending, some for general travel, some for specific airlines or hotels, some for business owners, and many more.

Chances are, there’s a rewards card out there with your name on it (or at least it’s ready to get your name printed on it).

Looking for other types of credit cards you didn’t see here? Take a look at our full selection of Best Credit Card Picks in a variety of categories.

For rates and fees of the American Express® Gold Card, please click here.

For rates and fees of the Delta SkyMiles® Blue American Express Card, please click here.

For rates and fees of the Delta SkyMiles® Reserve Business American Express Card, please click here.

For rates and fees of The Hilton Honors American Express Business Card, please click here.

For rates and fees of the Hilton Honors American Express Surpass® Card, please click here.

For rates and fees of the Hilton Honors American Express Card, please click here.

For rates and fees of The Platinum Card® from American Express, please click here.

For rates and fees of the American Express® Green Card, please click here.

For rates and fees of the Delta SkyMiles® Reserve American Express Card, please click here.

For rates and fees of The Blue Business® Plus Credit Card from American Express, please click here.

For rates and fees of The Business Platinum Card® from American Express, please click here.

For rates and fees of the American Express® Business Gold Card, please click here.

For rates and fees of the Marriott Bonvoy Business™ American Express® Card, please click here.

Credit Card Insider receives compensation from advertisers whose products may be mentioned on this page. Advertiser relationships do not affect card evaluations. Advertising partners do not edit or endorse our editorial content. Content is accurate to the best of our knowledge when it's published. Learn more in our Editorial Guidelines.

The information related to Capital One® Venture® Rewards Credit Card, Capital One® VentureOne® Rewards Credit Card, Amex EveryDay® Credit Card, Citi Rewards+ Student Card, Marriott Bonvoy Brilliant™ American Express® Card, Citi Premier Card, American Airlines AAdvantage MileUp Card, Citi Prestige® Card, Capital One® Spark® Miles for Business, Capital One® Spark® Miles Select for Business, Amex EveryDay® Preferred Credit Card, Citi® / AAdvantage® Executive World Elite Mastercard®, and Hilton Honors Aspire Card have been collected by Credit Card Insider and have not been reviewed or provided by the issuer or provider of these products.

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