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2019

Best Rewards Credit Cards

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Credit card rewards come in many forms, and they all exist to provide incentives to use credit rather than cash or a debit card. Here you'll find a selection of the very best reward cards that offer points for purchases, followed by a variety of other cards that serve helpful purposes along with their rewards.

Best Rewards Credit Cards
Brendan Harkness

By Brendan Harkness

Our Selection Criteria

In the market for a new rewards credit card? Consider these card features and your spending habits before you apply.

  • Good opportunities for use: Make sure that you’ll be using the card enough to justify having it. Take your spending habits into consideration — how often will you make purchases eligible for rewards?
  • Rewards that fit your lifestyle: Normal, everyday spenders can probably get a lot out of simple cash back cards. But if you’re looking to travel, a travel card that allows point transfers to various airlines or hotels could be perfect for you. And if you have a favorite airline or hotel, check out the available co-branded cards.
  • High rewards compared to other cards: Not all reward cards are created equal. Don’t just look for the right card for you: Look for the best card for your situation, with the highest potential reward value compared to other options.
  • A strong signup bonus: It’s not the most important feature, but getting $100–$1,000 just for buying things you were already going to buy is icing on the cake. Usually you have to reach at least several hundred dollars in a few months, which can be easy if you use the card fairly frequently, or you can explore alternative spending options.
  • Other perks and benefits: There’s more to credit cards than just rewards. Look for cards with valuable extra benefits you can make use of, like travel credits, airport lounge access, and free credit scores.
  • A 0% introductory APR: Having a year or so to make interest-free purchases can be very helpful if you’re looking to finance some expensive items, giving you time to pay them back without accruing finance charges.
  • A reasonable annual fee: Some rewards cards have annual fees, while others don’t. There’s no reason to avoid a card just because it has an annual fee; in fact, many of the better rewards cards, especially the travel credit cards, have fees. Just make sure that you’ll be getting a positive expected value every year.
  • A commitment to responsible credit use: Having a rewards credit card won’t do you much good if you’re swamped with debt and paying interest. Commit to paying off your full statement balance on time each month to avoid interest charges (unless you have a card with a 0% rate).
Is a Rewards Card Right for You?
Best Rewards Credit Cards
Brendan Harkness

By Brendan Harkness

Is a Rewards Card Right for You?

It’s our opinion that using credit cards is typically more profitable than using cash or debit cards (as long as you use your credit cards responsibly).

A rewards credit card will provide cash back, points, or miles for every purchase you make. This is effectively like getting a small discount on everything you buy, and over time those rewards can really add up.

When it comes to finding a rewards card that suits your lifestyle, the first thing you should do is analyze your spending habits.

Where do you shop the most? Do you buy gas and groceries every month? Do you shop at a wide variety of retailers, or do you tend to stick with major sites like Amazon? Do you have a very high level of spending per month, or are you more frugal?

Travelers have a very wide selection of cards to choose from. They include general-use travel cards, which are good for different kinds of travel spending, and co-branded cards which are made to be used with specific airlines and hotels.

Most people will benefit from using a combination of at least two rewards cards: One or more for common, repeating purchases, like gas, groceries, or travel; and another general-use card for less common purchases that don’t easily fall into categories.

Our Selection Criteria
BEST PICK FOR

General Travel

Chase Sapphire Preferred® Card

Our rating
Credit range Good
Details
Annual Fee $95
Regular APR 17.99% - 24.99% Variable

The Chase Sapphire Preferred® Card (Review) is a much-loved travel credit card, popular for its transfer partners and benefits.

There’s a great introductory bonus, and the points you earn can be transferred at a 1:1 rate to a variety of airlines and hotels, giving you the flexibility to redeem with your favorite travel brands.

  • 2X Ultimate Rewards points per dollar spent on:
    • Travel
    • Dining at restaurants
  • 1X Ultimate Rewards point per dollar spent everywhere else
  • 60,000 Ultimate Rewards points for spending $4,000 on purchases in the first 3 months after account opening
    • Value: $600–$1,200 (assuming 1–2 cents per point)
    • Return on spend: 15%–30%

The points you earn are typically worth 1 cent each, but you’ll get a 25% point bonus if you redeem for travel through the Ultimate Rewards portal. That would give you 1.25 cents per point.

But the more valuable way to use your points is to transfer them to a partner loyalty program, where they could be worth as much as 2 cents per point or more. That’d give you a cash back equivalent of 4% on travel and dining, and 2% for everything else.

  • 25% point bonus: When redeeming for travel expenses through Chase Ultimate Rewards.
  • Point transfer: Transfer points at a 1:1 rate to leading airline and hotel frequent travel programs, like Marriott Bonvoy or United MileagePlus.
  • 10,000-point referral bonus: Get 10,000 points for every friend you refer who applies for the card and is approved.
  • Luxury Hotel Collection: Book eligible rooms to get perks like daily breakfast for two, complimentary WiFi, room upgrades, early check-in or late check-out, and unique gifts.
  • Shop through Chase: Earn more points by shopping at participating retailers with the Shop through Chase marketplace.
  • Visa Signature Concierge: Call to speak with your Visa Signature Concierge, any time, day or night.
  • Premium Auto Rental Collision Damage Waiver: Get primary coverage on eligible rental vehicles so you don’t have to pay for rental insurance and your premiums won’t go up after an accident.
  • Annual fee: $95

Bank of America® Premium Rewards® Credit Card

  • 2X points per dollar on travel and dining
  • 1.5X points per dollar on everything else
  • 50,000 bonus points for spending $3,000 in the first 90 days after account opening
  • $100 Annual Airline Incidental Statement Credit: Good for incidental airline costs, like baggage, seat upgrades, and WiFi (not flight tickets).
  • Global Entry or TSA PreCheck Application Fee Credit: A statement credit to offset the cost of applying for Global Entry ($100) or TSA PreCheck ($85), once every four years.
  • Luxury Hotel Collection: Get perks for eligible hotel stays, including a $25 food and beverage credit, complimentary breakfast for two, and room upgrades when available.
  • Visa Signature Concierge: Call any time for non-emergency help, like making dining or travel reservations.
  • No foreign transaction fees
  • Annual fee: $95
View card details
BEST PICK FOR

Flat-Rate Travel Rewards

Capital One® Venture® Rewards Credit Card

Our rating
Credit range Good
Details
Annual Fee $0 intro for first year; $95 after that
Regular APR 17.49% - 24.74% (Variable)

Flat-rate cards offer the same spending reward for every purchase, so maybe you wouldn’t call this a true flat-rate card. But the Capital One® Venture® Rewards Credit Card (Review) is basically a flat-rate card with an awesome bonus category thrown on top, making this a great option for travelers who stay at hotels but also have a variety of other spending.

  • 10X miles per dollar on purchases from Hotels.com/venture (until 01/31/20)
  • 2X miles per dollar on all other purchases
  • 50,000 bonus miles for spending $3,000 in the first 3 months after account opening
    • Value: $500–$1,000 (assuming 1–2 cents per point)
    • Return on spend: 16.67%–33.33%

Your miles are worth 1 cent each when redeeming for travel expenses, but you can also transfer them to a selection of airline partners where they might be worth more than that.

If you’re getting 1 cent per point, you’d get a cash back equivalent of 10% at Hotels.com/venture and 2% everywhere else, which is quite a deal on its own. But if you get a good value by transferring your rewards, like 2 cents per point, you’d be earning the equivalent of 20% cash back at Hotels.com/venture and 4% cash back everywhere else!

  • Point Transfer: Transfer points to a variety of airline partners at a rate of either 2:1.5 or 2:1, depending on the airline.
  • Global Entry or TSA PreCheck Application Fee Credit: A statement credit for the application fee of either Global Entry ($100) or TSA PreCheck ($85), once every four years.
  • Luxury Hotel Collection: Get perks for eligible hotel stays, including a $25 food and beverage credit, room upgrades when available, complimentary in-room WiFi, and more.
  • Visa Signature Concierge: Call any time for non-emergency assistance, like help making reservations or finding gifts.
  • Shopping and Travel Protections: Including Extended Warranties, Travel Accident Insurance, Auto Rental Collision Damage Waivers, Lost Luggage Reimbursement, and more.
  • No foreign transaction fees
  • Annual fee: $0 intro for first year; $95 after that

Capital One® VentureOne® Rewards Credit Card

  • 10X miles per dollar on purchases from Hotels.com/venture (until 01/31/20)
  • 1.25X miles per dollar on all other purchases
  • 20,000 bonus miles for spending $1,000 in the first 3 months after account opening
  • Point Transfer: Transfer points to a variety of airline partners at a rate of either 2:1.5 or 2:1, depending on the airline.
  • Luxury Hotel Collection: Get perks for eligible hotel stays, including a $25 food and beverage credit, room upgrades when available, complimentary in-room WiFi, and more.
  • Visa Signature Concierge: Call any time for non-emergency assistance, like help making reservations or finding gifts.
  • Purchase APR: 0% intro on purchases for for 12 months, then 13.74% - 23.74% (Variable)
  • No foreign transaction fees
  • Annual fee: $0
View card details

Discover it® Miles

  • 1.5X miles per dollar for every purchase
  • Miles Match: All of the miles earned in your first year will be doubled (after your cardmember anniversary).
  • Purchase and Balance Transfer APR: 0% for 14 months, then 13.74%–24.74% Variable (for transfers made during the first 90 days)
  • No foreign transaction fees
  • Annual fee: $0
View card details
BEST PICK FOR

Travel Rewards with No Annual Fee

Capital One® VentureOne® Rewards Credit Card

Our rating
Credit range Good
Details
Annual Fee $0
Regular APR 13.74% - 23.74% (Variable)

The Capital One® VentureOne® Rewards Credit Card (Review) is the top no fee travel card because it offers a decent reward rate for every purchase you make, with a big bonus for spending at Hotels.com and the ability to transfer your miles to a variety of airline partners.

It can help you travel for free without putting an extra strain on your wallet, as long as you avoid interest and other fees.

  • 10X miles per dollar on purchases from Hotels.com/venture (until 01/31/20)
  • 1.25X miles per dollar on all other purchases
  • 20,000 bonus miles for spending $1,000 in the first 3 months after account opening
    • Value: $200–$400 (assuming 1–2 cents per point)
    • Return on spend: 20%–40%

The miles you earn with this card are typically worth 1 cent each, unless you transfer them to an airline partner where they could be worth more.

If you’re getting the standard 1 cent per point, you’ll be earning a cash back equivalent of 10% at Hotels.com/venture and 1.25% everywhere else. That’s great for Hotels.com, but mediocre otherwise.

If you get a good point transfer deal, and get 2 cents per point for example, you’d be getting a cash back equivalent of 20% at Hotels.com/venture and 2.5% everywhere else. That’s a much better deal, of course, so aim for high-value point redemptions through transfers.

  • Point transfer: Transfer points to a variety of airline partners at a rate of either 2:1.5 or 2:1, depending on the airline.
  • Luxury Hotel Collection: Get perks for eligible hotel stays, including a $25 food and beverage credit, room upgrades when available, complimentary in-room WiFi, and more.
  • Visa Signature Concierge: Call any time for non-emergency assistance, like help making reservations or finding gifts.
  • Shopping and Travel Protections: Such as Purchase Security, Roadside Dispatch, Lost Luggage Reimbursement, and more.
  • Purchase APR: 0% intro on purchases for for 12 months, then 13.74% - 23.74% (Variable)
  • No foreign transaction fees
  • Annual fee: $0

Bank of America® Travel Rewards Credit Card

  • 3X points per dollar at the Bank of America Travel Center
  • 1.5X points per dollar for every other purchase
  • 25,000 bonus points for spending $1,000 in the first 90 days after account opening
  • Bonus rewards: 10% rewards bonus if you have an active BofA checking or savings account; Preferred Rewards clients can get a 25–75% bonus.
  • Purchase APR: 0% for 12 billing cycles, then 17.24%–25.24% Variable
  • No foreign transaction fees
  • Annual fee: $0
View card details

Wells Fargo Propel American Express® card

  • 3X points per dollar on:
    • Dining
    • Gas
    • Travel
    • Streaming services
  • 1X point per dollar for every other purchase
  • 30,000 bonus points for spending $3,000 in the first 3 months after account opening
  • Purchase and Balance Transfer APR: 0% for 12 months, then 15.74%-27.74% Variable (for transfers requested within 120 days)
  • No foreign transaction fees
  • Annual fee: $0
View card details
BEST PICK FOR

Premium Travel Rewards

Chase Sapphire Reserve®

Our rating
Credit range Excellent
Details
Annual Fee $450
Regular APR 18.99% - 25.99% Variable

Frequent travelers can get a lot out of the Chase Sapphire Reserve® (Review). Cardholders enjoy an excellent rewards rate on travel and dining, valuable travel benefits that are easy to take advantage of, and diverse travel partners for point transfers.

Wondering if you should go with the Sapphire Reserve or the less-expensive Chase Sapphire Preferred® Card (Review)? Read our comparison of the Chase Sapphire Reserve vs. Sapphire Preferred.
  • 3X Ultimate Rewards points per dollar spent on:
    • Travel (after using the full $300 travel credit)
    • Dining
  • 1X Ultimate Rewards point per dollar spent on all other purchases
  • 50,000 Ultimate Rewards points for spending $4,000 on purchases in the first 3 months after account opening
    • Value: $500–$1,000 (assuming 1–2 cents per point)
    • Return on spend: 12.5%–25%

Take note that you’ll only begin earning points on travel after you use up the entire $300 travel credit.

Ultimate Rewards points are typically worth 1 cent each, but the Reserve provides a 50% point bonus if you redeem for travel expenses. That makes it easy to get a good value for Chase points, with a cash back equivalent of 4.5% for travel and dining and 1.5% everywhere else.

But the best point values will come from point transfers to partner airlines and hotels. These could yield 2 cents per point or more, depending on the deal you choose, which would give you a cash back equivalent of at least 6% on travel and dining and 2% everywhere else.

Anyone who travels several times per year should be able to get a lot out of the Reserve’s benefits, especially the $300 travel credit, Priority Pass Select airport lounge access, and Global Entry/TSA PreCheck credit.

  • Point transfer: Transfer your points at a 1:1 rate to a variety of airline and hotel loyalty programs, like United, JetBlue, and Marriott.
  • $300 Annual Travel Credit: A $300 travel credit every year that will be automatically applied toward a broad range of travel-related expenses charged to the card.
  • Complimentary Priority Pass Select membership: Provides access to over 1,000 airport lounges worldwide plus a selection of restaurants. The cardholder and two guests can enter for free; additional guests cost $27 each.
  • Luxury Hotel & Resort Collection: Provides complimentary services and benefits at participating hotels and resorts, including room upgrades, daily breakfast for two, and special gifts.
  • Global Entry or TSA PreCheck Application Fee Credit: Get a statement credit to offset the cost of applying for Global Entry ($100) or TSA PreCheck ($85), once every four years.
  • Elite Hotel Benefits at Relais & Châteaux: Accelerated progress towards Club 5C member status with Relais & Châteaux luxury hotel and resort properties.
  • Visa Infinite Concierge: Call for non-emergency help of all kinds, like making dinner reservations or finding good tickets to a show.
  • Special Car Rental Privileges: Rental upgrades, discounts, and promotional offers at Avis, Silvercar, and National Car Rental.
  • Shopping and Travel Protections: You’ll get Purchase Protection, a Primary Auto Rental Collision Damage Waiver, Trip Delay Reimbursement, and more.
  • No foreign transaction fees
  • Annual fee: $450
BEST PICK FOR

Premium Travel Rewards and Airport Lounge Access

The Platinum Card® from American Express

Our rating
Credit range Good
Details
(Rates & Fees)
Annual Fee $550
Regular APR N/A
Apply Now

securely on the issuer's website

The Platinum Card® from American Express (Review) is the king of travel perks. Not only will you get a high earn rate for eligible travel expenses, you’ll also get the best airport lounge access available on a credit card, and a variety of credits that can potentially offset the high annual fee completely (Rates & Fees).

  • 5X Membership Rewards points per dollar on:
    • Flights booked directly through airlines or through American Express Travel
    • Prepaid hotels booked through American Express Travel
  • 2X Membership Rewards points per dollar on other eligible travel expenses booked through American Express Travel
  • 1X Membership Rewards point per dollar on all other purchases
  • 60,000 Membership Rewards points for spending $5,000 in the first 3 months after account opening
    • Value: $600–$1,200 (assuming 1–2 cents per point)
    • Return on spend: 12%–24%

You’ll want to save up your points until you can get a good point transfer deal, because otherwise your points are only worth a maximum of 1 cent each (and that’s just for eligible flight redemptions). Statement credits will only provide 0.6 cents per point, so definitely avoid using that redemption method.

Point transfers could provide 2 cents per point or quite a bit more. At those rates you’d be earning a cash back equivalent of 10% or more in the 5X categories, which is quite a deal. You’ll also get a 4% cash back equivalent on other eligible purchases from Amex Travel, and 2% for everything else.

  • Global Lounge Collection: Complimentary access to Priority Pass, Centurion, American Express International, Delta Sky Club, Escape, Airspace, Lufthansa, and Plaza Premium Lounges.
  • $200 annual airline fee credit: Good for incidental costs like checked bags and inflight food (not flight tickets) at your selected airline.
  • $200 annual Uber credits: $15 in statement credits for Uber rides each month, except for December which gets $35.
  • $100 annual Saks credit: Up to $100 in statement credits each year for Saks Fifth Avenue: $50 from January through June, and $50 from July through December.
  • Global Entry or TSA PreCheck application fee credit: A statement credit for the application fee of either Global Entry ($100 every four years) or TSA PreCheck ($85 once every four and a half years).
  • The Hotel Collection: A $100 hotel credit and room upgrades when available for every eligible two-night stay.
  • Fine Hotels & Resorts: Daily breakfast for two, room upgrades when available, amenities valued at $100, and more at eligible properties.
  • Complimentary elite hotel statuses: Hilton Honors Gold status and Marriott Bonvoy Gold status.
  • No foreign transaction fees (Rates & Fees)
  • Annual fee: $550
  • Charge card: You must pay your balance in full each month.

American Express is a Credit Card Insider advertiser.

BEST PICK FOR

Premium Travel Rewards and Long Hotel Stays

Citi Prestige® Card

Our rating
Credit range Good
Details
Annual Fee $495
Regular APR 17.99%–25.99% Variable
Apply Now

securely on the issuer's website

The Citi Prestige® Card (Review) is well-known for its “4th night free” perk for eligible hotel stays.

It used to be more valuable because that perk was unlimited, but Citi recently changed the terms to cap it at two uses per year. It’s not as good as it once was, but it still has the potential to save you quite a bit of money each year, especially if you’ll be staying at expensive properties.

Citi says the average cardholder doesn’t use the 4th night free perk more than twice per year, so this shouldn’t be a major downside for most people. However, take note that if you book through thankyou.com you may not be able to earn hotel-brand points or use your hotel status.
  • 5X ThankYou points per dollar spent on:
    • Air travel
    • Restaurants
  • 3X ThankYou points per dollar spent on:
    • Hotels
    • Cruise lines
  • 1X ThankYou point per dollar spent on everything else
  • 50,000 ThankYou points for spending $4,000 in the first 3 months after account opening
    • Value: $500–$1,000 (assuming 1–2 cents per point)
    • Return on spend: 12.5%–25%

Your ThankYou points are typically worth 1 cent each when redeemed for travel expenses, which would give you a 5% cash back equivalent in the 5X categories and a 3% cash back equivalent in the 3X categories.

But point transfers are a better redemption method because you can get more value per point. If you get 2 cents per point, for example, you’d be earning a 10% cash back equivalent in the first case and a 6% cash back equivalent in the second, and those are very competitive rates.

  • Point transfer: To a variety of airline loyalty programs, including Etihad Guest, JetBlue TrueBlue, and Virgin Atlantic Flying Club.
  • Annual $250 travel credit: Good for airline tickets, hotel rooms, car rentals, and other travel expenses.
  • Complimentary 4th Night Stay: Get your fourth night free when booking four nights in a row through ThankYou.com and paying with your card, ThankYou points, or a combination of both. Capped at twice per year.
  • Complimentary Priority Pass Select membership: Access to over 900 Priority Pass airport lounges and restaurants around the world.
  • Global Entry or TSA PreCheck application fee credit: A credit for the application fee of either Global Entry ($100) or TSA PreCheck ($85), once every five years.
  • Citi Prestige Concierge: Call for non-emergency help any time you need it.
  • World Elite Car Rental Program: Elite memberships at Avis, Silvercar, and National.
  • No foreign transaction fees
  • Annual fee: $495

Capital One® Venture® Rewards Credit Card

The Capital One Venture cards are great for general hotel spending thanks to their 10X category with Hotels.com, and the fact that Hotels.com gives you a free night for every ten nights you stay.

  • 10X miles per dollar on purchases from Hotels.com/venture (until 01/31/20)
  • 2X miles per dollar on all other purchases
  • 50,000 bonus miles for spending $3,000 in the first 3 months after account opening
  • No foreign transaction fees
  • Annual fee: $0 intro for first year; $95 after that
View card details

Capital One® VentureOne® Rewards Credit Card

  • 10X miles per dollar on purchases from Hotels.com/venture (until 01/31/20)
  • 1.25X miles per dollar on all other purchases
  • 20,000 bonus miles for spending $1,000 in the first 3 months after account opening
  • Purchase APR: 0% intro on purchases for for 12 months, then 13.74% - 23.74% (Variable)
  • No foreign transaction fees
  • Annual fee: $0
View card details
BEST PICK FOR

No Annual Fee

Amex EveryDay® Credit Card

Our rating
Credit range Good
Details
Annual Fee $0
Regular APR 14.99%–25.99% Variable
Apply Now

securely on the issuer's website

There aren’t many general-use point cards without annual fees, but the Amex EveryDay® Credit Card (Review) is our pick for number one.

Not only will you get a point bonus for using the card more, you’ll also enjoy a long promotional APR period and no balance transfer fees for the first 60 days.

  • 2X Membership Rewards points at U.S. Supermarkets (up to $6,000 spent annually)
  • 1X Membership Rewards point on all other purchases
  • 20% point bonus for making 20 or more purchases in a billing period
  • 10,000 Membership Rewards points for spending $1,000 in the first 3 months after account opening
    • Value: $100–$200 (assuming 1–2 cents per point)
    • Return on spend: 10%–20%

This card offers a way to get Amex Membership Rewards points without paying an annual fee. It has a rare feature that rewards you more for spending more often: Make 20 or more purchases in a billing period to get a 20% bonus on the eligible points you earned.

That would give you a total of 2.4X points per dollar at U.S. supermarkets, and 1.2X points everywhere else.

Normal redemptions will get you a maximum of 1 cent per point, but you can do better with point transfers. If you get 2 cents per point through a transfer, for example, you’ll be earning a cash back equivalent of 4.8% at U.S. supermarkets when earning at the 2.4X rate, and 2.4% cash back on all other purchases at the 1.2X rate.

  • Amex Offers: Discounts or extra points at specific retailers, like Shutterfly.com, Harry’s Razors, Contacts Direct, and many more.
  • Complimentary ShopRunner membership: Register with ShopRunner for free two-day shipping and returns at select online retailers.
  • Entertainment Access: Exclusive discounts to events, concerts, sporting events, and shows.
  • Shopping and Travel protections: Like Extended Warranties, Return Protection, Global Assist Hotline, and others.
  • Purchase and Balance Transfer APR: 0% for 15 months (for transfers made in the first 60 days), then 14.99%–25.99% Variable
  • No balance transfer fee
  • Annual fee: $0

Wells Fargo Propel American Express® card

  • 3X points per dollar spent on:
    • Dining
    • Gas
    • Travel
    • Streaming services
  • 1X point per dollar spent on all other purchases
  • 30,000 bonus points for spending $3,000 in the first 3 months
  • Purchase and Balance Transfer APR: 0% for 12 months (for transfers made in the first 60 days), then 15.74%-27.74% Variable
  • Annual fee: $0
View card details

Citi Rewards+ Card

  • 2X ThankYou points per dollar spent at (on the first $6,000 spent per year, then 1X):
    • Supermarkets
    • Gas stations
  • 1X ThankYou point per dollar for all other purchases
  • Point Round Up: Every purchase will round up to the nearest 10 points.
  • 10% Points Back for the first 100,000 ThankYou points redeemed per year.
  • Purchase and Balance Transfer APR: 0% for 15 months (for transfers made in the first 4 months), then 15.24% - 25.24% (Variable)
  • Annual fee: $0
View card details

The information related to Amex EveryDay® Credit Card has been collected by Credit Card Insider and has not been reviewed or provided by the issuer or provider of this product.

BEST PICK FOR

Business Travel Rewards

The Business Platinum® Card from American Express

Our rating
Credit range Excellent
Details
(Rates & Fees)
Annual Fee $595
Regular APR N/A
Apply Now

securely on the issuer's website

You can’t beat The Business Platinum® Card from American Express (Review) when it comes to business rewards cards. Amex raised the annual fee from $450 to $595 (Rates & Fees), but you’ll still have all the same benefits, plus two more that could be very useful for some businesses.

  • 5X Membership Rewards points per dollar on:
    • Flights booked directly with airlines or with Amex Travel
    • Eligible prepaid hotels booked with the Amex Travel portal
  • 2X Membership Rewards points per dollar spent on other eligible purchases from Amex Travel
  • 1.5X Membership Rewards points per dollar spent on purchases of $5,000 or more
  • 1X Membership Rewards point per dollar spent everywhere else
  • 50,000 Membership Rewards points for spending $10,000 on purchases in the first 3 months of card membership (expires 12/4/19)
    • Value: $500–$1,000 (assuming 1–2 cents per point)
    • Return on spend: 5%–10%
  • 50,000 Membership Rewards points for spending an additional $15,000 on purchases in the first 3 months of card membership (expires 12/4/19)
    • Value: $500–$1,000 (assuming 1–2 cents per point)
    • Return on spend: 3.33%–6.67%

Amex Membership Rewards points are best used for point transfers to partner airlines and hotels, where the value you get will depend on how you redeem them.

If you get 2 cents per point, a pretty good rate, you’d be earning a cash back equivalent of 10% in the 5X categories, which is quite good. And you’d be earning a 3% cash back equivalent on purchases of $5,000 or more, but you may want to use a different card that earns more rewards for those purchases.

  • Global Lounge Collection: Complimentary access to Priority Pass, Centurion, American Express International, Delta Sky Club, Escape, Airspace, Lufthansa, and Plaza Premium Lounges.
  • $200 annual airline fee credit: Good for incidental costs like checked bags and inflight food, not tickets, at your selected airline.
  • Global Entry or TSA PreCheck application fee credit: A statement credit for the application fee of either Global Entry ($100) or TSA PreCheck ($85), once every four years.
  • Complimentary elite hotel statuses: Hilton Honors Gold status and Marriott Bonvoy Gold status.
  • $200 Dell statement credit: Enroll to get an annual $200 statement credit for U.S. purchases with Dell: $100 from January through June, and $100 from July through December.
  • Platinum Global Access from WeWork: Get a year of Platinum Global Access from WeWork and gain access to over 300 premium, select workspaces in over 75 cities.
  • The Hotel Collection: A $100 hotel credit and room upgrades when available for every eligible two-night stay.
  • Fine Hotels & Resorts: Daily breakfast for two, room upgrades when available, amenities valued at $100, and more at eligible properties.
  • Complimentary Boingo internet access: Worldwide Boingo WiFi access at over one million hotspots through the Boingo American Express Preferred Plan.
  • Point transfer: To a selection of airline and hotel partners.
  • No foreign transaction fees (Rates & Fees)
  • Annual fee: $595
  • Charge card: You must pay your balance in full each month.

Ink Business Preferred℠ Credit Card

  • 3X points per dollar on the first $150,000 spent per year (then 1X) on:
    • Travel
    • Shipping
    • Internet, cable, and phone services
    • Advertising purchases made with social media sites and search engines
  • 1X point per dollar on all other purchases
  • 80,000 bonus points for spending $5,000 on purchases in the first 3 months
  • Annual fee: $95
View card details

American Express is a Credit Card Insider advertiser.

BEST PICK FOR

Varied Business Spending

American Express® Business Gold Card

Our rating
Credit range Good
Details
(Rates & Fees)
Annual Fee $295
Regular APR 15.99–23.99% Variable
Apply Now

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If you expect your business expenses to change from month to month or you’re never quite sure what they’ll be, the American Express® Business Gold Card (Review) could be the perfect card for you.

It provides 4X points in the two categories (out of six) your business spends the most in each month, letting you earn points at a high rate even with unpredictable spending patterns.

  • 4X Membership Rewards points per dollar in the two categories you spend the most in each month, up to $150,000 per year (then 1X):
    • Airfare purchased directly from airlines
    • U.S. purchases for advertising in select media
    • U.S. computer hardware, software, and cloud computing purchases made directly from select providers
    • U.S. purchases for shipping
    • U.S. purchases at gas stations
    • U.S. purchases at restaurants
  • 2X Membership Rewards points per dollar on eligible purchases from Amex Travel
  • 1X Membership Rewards point per dollar on all other purchases
  • Up to $500 back for eligible FedEx purchases in the first 3 months

The value of your Amex Membership Rewards points will depend on how you redeem them. Point transfers can provide the highest rate per point, but you’ll typically need to do a bit of searching to find good deals.

You may get 2 cents per point or more through transfers; at that rate you’d be earning a cash back equivalent of at least 8% in the 4X categories, and 4% in the 2X categories. That’s a solid return on your purchases, and the fact that this card adjusts for your spending as it changes makes it all the better.

  • 25% airline bonus: Get 25% of your points back when booking eligible airfare through American Express Travel using Membership Rewards Pay with Points.
  • The Hotel Collection: A $100 hotel credit and room upgrades when available for every eligible two-night stay.
  • Point transfer: To a selection of airline and hotel partners.
  • No foreign transaction fees (Rates & Fees)
  • Annual fee: $295
  • Charge card: You must pay your balance in full each month.

The Blue Business® Plus Credit Card from American Express

  • 2X Membership Rewards points per dollar spent on the first $50,000 in purchases each year
  • 1X Membership Rewards point per dollar spent on all purchases after that
  • Purchase and Balance Transfer APR: 0% for 12 months, then 14.99–20.99% Variable (for transfers requested within 60 days) (Rates & Fees)
  • Annual fee: No annual fee
View card details

American Express is a Credit Card Insider advertiser.

BEST PICK FOR

Dining Out and Groceries

American Express® Gold Card

Our rating
Credit range Good
Details
(Rates & Fees)
Annual Fee $250
Regular APR N/A
Apply Now

securely on the issuer's website

If food is your thing, the American Express® Gold Card (Review) might be your card.

You’ll earn points at a high rate at restaurants worldwide and U.S. supermarkets, which is rare to see on a credit card (you usually only see one of these categories at a time, or one is significantly better than the other). And there are also some cost-saving benefits you can use each year to help offset the $250 annual fee (Rates & Fees).

  • 4X Membership Rewards points per dollar spent at:
    • Restaurants worldwide
    • U.S. supermarkets, on up to $25,000 per year in purchases
  • 3X Membership Rewards points per dollar spent on:
  • 1X Membership Rewards point per dollar spent on all other purchases
  • 35,000 Membership Rewards points for spending $4,000 in the first 3 months after account opening
    • Value: $350–$700 (assuming 1–2 cents per point)
    • Return on spend: 8.75%–17.5%

This might not seem like a travel card from the spending rewards, but it has a few benefits that make it suited for that purpose. In particular, the best way to redeem your Amex Membership Rewards points is through point transfers to partner airlines and hotels.

Depending on how you redeem, you can get upwards of 2 cents per point. That would give you a cash back equivalent of 8% at U.S. supermarkets and U.S. restaurants, which is probably the best you’ll currently find on any credit card.

  • $100 annual airline fee credit: Use this to pay for incidental airline fees, like baggage and in-flight food and drinks. Does not apply to flight tickets.
  • $120 annual dining credit: Earn up to $10 in statement credits per month for purchases at eligible restaurants and food delivery services.
  • Point transfer: To airline and hotel loyalty programs, like JetBlue, Southwest Airlines, Marriott, and Hyatt.
  • The Hotel Collection: Provides up to $100 in credits for every eligible hotel stay of two nights or more.
  • Amex Offers: Find significant discounts at a changing selection of merchants and websites, like TurboTax, SamsClub.com, Etsy, and many more.
  • Complimentary ShopRunner membership: ShopRunner provides free two-day shipping and returns at participating online retailers, like American Eagle, Peet’s Coffee, Staples, and more.
  • Shopping and Travel protections: Including Purchase Protection, Return Protection, Premium Roadside Assistance, and Travel Accident Insurance.
  • Annual fee: $250 (Rates & Fees)
  • Charge card: You must pay your balance in full each month.

Amex EveryDay® Preferred Credit Card

  • 3X Membership Rewards points per dollar spent at U.S. supermarkets; up to $6,000 per year, then 1X
  • 2X Membership Rewards points per dollar spent at U.S. gas stations
  • 15,000 bonus points for spending $1,000 in the first 3 months
  • Earn 50% more points on eligible purchases by making 30 or more purchases per billing period
  • Purchase and Balance Transfer APR: 0% for 12 months (for transfers made in the first 60 days), then 14.99%–24.99% Variable
  • Annual fee: $95
View card details

American Express is a Credit Card Insider advertiser.

BEST PICK FOR

Gas

Wells Fargo Propel American Express® card

Our rating
Credit range Good
Details
Annual Fee $0
Regular APR 15.74%-27.74% Variable

If you’re looking for a solid, no-fee card that earns points on gas, the Wells Fargo Propel American Express® card (Review) might be right for you.

In addition to gas stations you’ll also get a few other useful bonus categories — including streaming services, which is rare — a nice welcome bonus, and a pretty long introductory APR.

  • 3X points per dollar spent on:
    • Dining
    • Gas
    • Travel
    • Streaming services
  • 1X point per dollar spent on all other purchases
  • 30,000 bonus points for spending $3,000 in the first 3 months
    • Value: $300
    • Return on spend: 10%

Every point is worth 1 cent when redeemed, so you’ll be earning a 3% cash back equivalent when spending in the 3X categories.

  • Entertainment Access: Get access to special offers and ticket presales for events in big U.S. cities.
  • Free FICO Credit Score: Check your FICO Score 9 whenever you’d like, based on your Experian credit report.
  • Cell Phone Protection: Pay your cell phone bill with this card to get coverage against damage and theft, up to $600 with a $25 deductible.
  • Shopping and Travel protections: Including Purchase Protection, Travel Accident Insurance, Travel Inconvenience Insurance, and more.
  • Purchase and Balance Transfer APR: 0% for 12 months (for transfers made in the first 120 days), then 15.74%-27.74% Variable
  • Annual fee: $0

PenFed Platinum Rewards Visa Signature® Card

  • 5X points per dollar spent on gas purchases at the pump
  • 3X points per dollar spent at supermarkets
  • 1X point per dollar spent everywhere else
  • $100 statement credit for spending $1,500 in the first 90 days
  • Balance Transfer APR: 0% for 12 months now through March 31, 2020 (for transfers made in the first 60 days), then 11.74% to 17.99% Variable
  • Annual fee: $0
View card details

Amex EveryDay® Preferred Credit Card

  • 3X Membership Rewards points per dollar spent at U.S. supermarkets; up to $6,000 per year, then 1X
  • 2X Membership Rewards points per dollar spent at U.S. gas stations
  • 1X Membership Rewards point per dollar spent everywhere else
  • 15,000 bonus points for spending $1,000 in the first 3 months
  • Earn 50% more points on eligible purchases by making 30 or more purchases per billing period.
  • Purchase and Balance Transfer APR: 0% for 12 months (for transfers made in the first 60 days), then 14.99%–24.99% Variable
  • Annual fee: $95
View card details

Citi Premier Card

  • 3X ThankYou points per dollar spent on:
    • Travel
    • Gas stations
  • 2X ThankYou points per dollar spent on:
    • Restaurants
    • Entertainment
  • 1X ThankYou point per dollar for all other purchases
  • 50,000 bonus points for spending $4,000 in the first 3 months
  • No foreign transaction fees
  • Annual fee: $95
View card details

Hilton Honors American Express Surpass® Card

  • 30X Hilton Honors points per dollar at participating hotels and resorts in the Hilton Portfolio
    • 12X Bonus points per dollar from the card
    • 18X Base points per dollar from your Hilton Honors Gold status
  • 6X Hilton Honors Bonus points per dollar at:
    • U.S. restaurants
    • U.S. supermarkets
    • U.S. gas stations
  • 3X Hilton Honors Bonus points on all other eligible purchases
  • 125,000 Hilton Honors Bonus points for spending $2,000 in the first 3 months after account opening
  • No foreign transaction fees (Rates & Fees)
  • Annual fee: $95
View card details

Citi Rewards+ Card

  • 2X ThankYou points per dollar spent (on the first $6,000 per year, then 1X) at:
    • Supermarkets
    • Gas stations
  • 1X ThankYou point per dollar for all other purchases
  • Point Round Up: Every purchase will round up to the nearest 10 points.
  • 10% Points Back for the first 100,000 ThankYou points redeemed per year.
  • Purchase and Balance Transfer APR: 0% for 15 months (for transfers made in the first 4 months), then 15.24% - 25.24% (Variable)
  • Annual fee: $0
View card details
2 5
BEST PICK FOR

Students

Citi Rewards+ Student Card

Our rating
Credit range No Credit
Details
Annual Fee $0
Regular APR 16.24% - 26.24% (Variable)
Apply Now

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College students could do worse than the Citi Rewards+ Student Card, an interesting reward card with some unique features.

You won’t earn a ton of points per dollar, but every purchase you make will round up to the nearest 10 points. So even a candy bar will net you 10 points. You’ll also get 10% of your points back, effectively raising the 2X reward rate to 2.2X.

  • 2X points per dollar on up to $6,000 in purchases per year (then 1X), at:
    • Supermarkets
    • Gas stations
  • 1X point per dollar spent on all other purchases
  • Point Round Up: All purchases will round up to the nearest 10 points
  • 2,500 bonus points for spending $500 in the first 3 months
    • Value: $25
    • Return on spend: 5%
  • Citi Private Pass: Special access to purchase tickets and VIP packages for concerts, sports, dining, and movie screenings.
  • Purchase APR: 0% for 7 months, then 16.24% - 26.24% (Variable)
  • Annual fee: $0

Bank of America Travel Rewards® Credit Card for Students

  • 3X points per dollar on purchases from the Bank of America travel center
  • 1.5X points per dollar for all other purchases
  • 25,000 bonus points for spending $1,000 in the first 90 days
  • Purchase APR: 0% for 12 months, then 17.24%–25.24% Variable
  • No foreign transaction fee
  • Annual fee: $0
View card details

Types of Reward Credit Cards

Rewards credit cards provide their spending rewards in several different ways:

  • Points that can be redeemed for statement credits, merchandise, gift cards, etc., or transferred to partner loyalty programs.
  • Cash back, which is a certain percentage of each purchase.
  • Store-specific points that can only be redeemed with the retailer that provides the card.
  • Airline miles that can be redeemed for free flights and discounts.
  • Hotel-specific points that can be redeemed for free stays at hotels and other discounts.

There are also many different types of reward cards: Some for everyday spending, some for general travel, some for specific airlines or hotels, some for business owners, and many more.

Chances are, there’s a rewards card out there with your name on it (or at least it’s ready to get your name printed on it).

Keep reading to find our picks for the best cards in a variety of different categories, along with links to learn more about why we picked them.

Best Cash Back Credit Cards

Here are a few of our favorite cards; see all of our card picks in this category here: Best Cash Back Credit Cards.

Citi<sup>®</sup> Double Cash Card - 18 month BT offer

Citi® Double Cash Card - 18 month BT offer

Our rating
Credit rangeGood
Details
Annual Fee$0
Regular APR15.74%– 25.74% (Variable)
Apply Now

securely on the issuer's website

Discover it® Cash Back Credit Card

Discover it® Cash Back Credit Card

Our rating
Credit rangeGood
Details
Annual Fee$0
Regular APR13.74%–24.74% Variable
Apply Now

securely on the issuer's website

Blue Cash Preferred® Card from American Express

Blue Cash Preferred® Card from American Express

Our rating
Credit rangeGood
Details
(Rates & Fees)
Annual Fee$95
Regular APR14.74–25.74% Variable
Apply Now

securely on the issuer's website

American Express is a Credit Card Insider advertiser.

Best Introductory Bonus Credit Cards

Here are a few of our favorite cards; see all of our card picks in this category here: Best Introductory Bonus Credit Cards.

Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

Our rating
Credit rangeGood
Details
Annual Fee$95
Regular APR17.99% - 24.99% Variable
Bank of America® Cash Rewards Credit Card

Bank of America® Cash Rewards Credit Card

Our rating
Credit rangeGood
Details
Annual Fee$0
Regular APR16.24%–26.24% Variable
Apply Now

securely on the issuer's website

The Platinum Card® from American Express

The Platinum Card® from American Express

Our rating
Credit rangeGood
Details
(Rates & Fees)
Annual Fee$550
Regular APRN/A
Apply Now

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American Express is a Credit Card Insider advertiser.

Best 0% Intro APR Credit Cards

Here are a few of our favorite cards; see all of our card picks in this category here: Best 0% Intro APR Credit Cards.

Blue Cash Everyday® Card from American Express

Blue Cash Everyday® Card from American Express

Our rating
Credit rangeGood
Details
Annual Fee$0
Regular APR14.99% - 25.99% Variable
Apply Now

securely on the issuer's website

The information related to Blue Cash Everyday® Card from American Express has been collected by Credit Card Insider and has not been reviewed or provided by the issuer or provider of this product.

Chase Freedom Unlimited®

Chase Freedom Unlimited®

Our rating
Credit rangeGood
Details
Annual Fee$0
Regular APR16.74-25.49% Variable
Chase Freedom®

Chase Freedom®

Our rating
Credit rangeGood
Details
Annual Fee$0
Regular APR16.74 - 25.49% Variable

Best Travel Credit Cards

Here are a few of our favorite cards; see all of our card picks in this category here: Best Travel Rewards Credit Cards.

Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

Our rating
Credit rangeGood
Details
Annual Fee$95
Regular APR17.99% - 24.99% Variable
Chase Sapphire Reserve®

Chase Sapphire Reserve®

Our rating
Credit rangeExcellent
Details
Annual Fee$450
Regular APR18.99% - 25.99% Variable
Discover it® Miles

Discover it® Miles

Our rating
Credit rangeGood
Details
Annual Fee$0
Regular APR13.74%–24.74% Variable
Apply Now

securely on the issuer's website

Best Airline Credit Cards

Here are a few of our favorite cards; see all of our best picks in this category here: Best Airline Credit Cards.

Alaska Airlines Visa Signature® Credit Card

Alaska Airlines Visa Signature® Credit Card

Our rating
Credit rangeGood
Details
Annual Fee$75
Regular APR17.24%–25.24% Variable
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Delta Reserve® Credit Card from American Express

Delta Reserve® Credit Card from American Express

Our rating
Credit rangeExcellent
Details
Annual Fee$450 Annual Fee ($550 if application is received on or after 1/30/2020)
Regular APR17.49–26.49% Variable
Apply Now

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Southwest Rapid Rewards® Priority Credit Card

Southwest Rapid Rewards® Priority Credit Card

Our rating
Credit rangeGood
Details
Annual Fee$149
Regular APR17.74% - 24.74% Variable
Apply Now

securely on the issuer's website

Best Hotel Credit Cards

Here are a few of our favorite cards; see all of our card picks in this category here: Best Hotel Credit Cards.

Hilton Honors Aspire Card

Hilton Honors Aspire Card

Our rating
Credit rangeExcellent
Details
Annual Fee$450
Regular APR17.74%–26.74% Variable
Apply Now

securely on the issuer's website

The information related to Hilton Honors Aspire Card has been collected by Credit Card Insider and has not been reviewed or provided by the issuer or provider of this product.

Marriott Bonvoy Brilliant™ American Express® Card

Marriott Bonvoy Brilliant™ American Express® Card

Our rating
Credit rangeExcellent
Details
Annual Fee$450
Regular APR17.74%–26.74% Variable
Apply Now

securely on the issuer's website

The information related to Marriott Bonvoy Brilliant™ American Express® Card has been collected by Credit Card Insider and has not been reviewed or provided by the issuer or provider of this product.

The World Of Hyatt Credit Card

The World Of Hyatt Credit Card

Our rating
Credit rangeGood
Details
Annual Fee$95
Regular APR17.99% - 24.99% Variable

Best Charge Cards

Here are a few of our favorite cards; see all of our card picks in this category here: Best Charge Cards.

The Platinum Card® from American Express

The Platinum Card® from American Express

Our rating
Credit rangeGood
Details
(Rates & Fees)
Annual Fee$550
Regular APRN/A
Apply Now

securely on the issuer's website

American Express is a Credit Card Insider advertiser.

American Express® Gold Card

American Express® Gold Card

Our rating
Credit rangeGood
Details
(Rates & Fees)
Annual Fee$250
Regular APRN/A
Apply Now

securely on the issuer's website

American Express is a Credit Card Insider advertiser.

American Express® Green Card

American Express® Green Card

Our rating
Credit rangeExcellent
Details
Annual Fee$95, $0 the first year
Regular APRAPR for Pay Over Time Feature - 20.24% Variable

The information related to American Express® Green Card has been collected by Credit Card Insider and has not been reviewed or provided by the issuer or provider of this product.

Best Secured Credit Cards

Here are a few of our favorite cards; see all of our card picks in this category here: Best Secured Credit Cards.

Discover it® Secured Credit Card

Discover it® Secured Credit Card

Our rating
Credit rangeBad
Details
Annual Fee$0
Regular APR24.74% Variable
Apply Now

securely on the issuer's website

SKYPASS Visa Secured Card

SKYPASS Visa Secured Card

Our rating
Credit rangeBad
Details
Annual Fee$50
Regular APR18.24% Variable
Apply Now

securely on the issuer's website

Best Business Credit Cards

Here are a few of our favorite cards; see all of our card picks in this category here: Best Business Credit Cards.

Capital One® Spark® Cash for Business

Capital One® Spark® Cash for Business

Our rating
Credit rangeGood
Details
Annual Fee$0 intro for first year; $95 after that
Regular APR18.74% (Variable)
The Business Platinum® Card from American Express

The Business Platinum® Card from American Express

Our rating
Credit rangeExcellent
Details
(Rates & Fees)
Annual Fee$595
Regular APRN/A
Apply Now

securely on the issuer's website

American Express is a Credit Card Insider advertiser.

Ink Business Preferred℠ Credit Card

Ink Business Preferred℠ Credit Card

Our rating
Credit rangeExcellent
Details
Annual Fee$95
Regular APR17.99% - 22.99% Variable

Best Military Credit Cards

Here are a few of our favorite cards; see all of our card picks in this category here: Best Military Credit Cards.

Chase Sapphire Reserve®

Chase Sapphire Reserve®

Our rating
Credit rangeExcellent
Details
Annual Fee$450
Regular APR18.99% - 25.99% Variable
The Platinum Card® from American Express

The Platinum Card® from American Express

Our rating
Credit rangeGood
Details
(Rates & Fees)
Annual Fee$550
Regular APRN/A
Apply Now

securely on the issuer's website

American Express is a Credit Card Insider advertiser.

Hilton Honors Aspire Card

Hilton Honors Aspire Card

Our rating
Credit rangeExcellent
Details
Annual Fee$450
Regular APR17.74%–26.74% Variable
Apply Now

securely on the issuer's website

The information related to Hilton Honors Aspire Card has been collected by Credit Card Insider and has not been reviewed or provided by the issuer or provider of this product.

Best Retail Store Credit Cards

Here are a few of our favorite cards; see all of our card picks in this category here: Best Retail Store Credit Cards.

Amazon Prime Rewards Visa Signature Card

Amazon Prime Rewards Visa Signature Card

Our rating
Credit rangeGood
Details
Annual Fee$0
Regular APR16.49%–24.49% Variable
Apply Now

securely on the issuer's website

Target REDcard™ Credit Card

Target REDcard™ Credit Card

Our rating
Credit rangeFair
Details
Annual Fee$0
Regular APR25.15% Variable
Apply Now

securely on the issuer's website

Costco Anywhere Visa<sup>®</sup> Card by Citi

Costco Anywhere Visa® Card by Citi

Our rating
Credit rangeFair
Details
Annual Fee$0*
Regular APR16.99%* (Variable)
Apply Now

securely on the issuer's website

Best for Fair or Average Credit

Here are a few of our favorite cards; see all of our card picks in this category here: Best Credit Cards for Fair or Average Credit.

Capital One® Platinum Credit Card

Capital One® Platinum Credit Card

Our rating
Credit rangeFair
Details
Annual Fee$0
Regular APR26.46% (Variable)
Petal Cash Back Visa® Card

Petal Cash Back Visa® Card

Our rating
Credit rangeNo Credit
Details
Annual FeeNone
Regular APR14.74% - 25.74% Variable
Apply Now

securely on the issuer's website

Petal Card is issued by WebBank, Member FDIC

Journey® Student Rewards from Capital One®

Journey® Student Rewards from Capital One®

Our rating
Credit rangeNo Credit
Details
Annual Fee$0
Regular APR26.46% (Variable)
Looking for other types of credit cards you didn’t see here? Take a look at our full selection of Best Credit Card Picks in a variety of categories.

For rates and fees of the American Express® Gold Card, please click here.

For rates and fees of the The Platinum Card® from American Express, please click here.

For rates and fees of the Blue Cash Preferred® Card from American Express, please click here.

For rates and fees of the The Business Platinum® Card from American Express, please click here.

Credit Card Insider receives compensation from advertisers whose products may be mentioned on this page. Advertiser relationships do not affect card evaluations. Advertising partners do not edit or endorse our editorial content. Content is accurate to the best of our knowledge when it's published. Learn more in our Editorial Guidelines.

The information related to Amex EveryDay® Credit Card, Blue Cash Everyday® Card from American Express, Hilton Honors Aspire Card, Marriott Bonvoy Brilliant™ American Express® Card, and American Express® Green Card have been collected by Credit Card Insider and have not been reviewed or provided by the issuer or provider of these products.

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