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Credit card rewards come in many forms, and they all exist to provide incentives to use credit rather than cash or a debit card. Here you'll find a selection of the very best reward cards that offer points for purchases, followed by a variety of other cards that serve helpful purposes along with their rewards.
By Brendan Harkness
In the market for a new rewards credit card? Consider these card features and your spending habits before you apply.
By Brendan Harkness
It’s our opinion that using credit cards is typically more profitable than using cash or debit cards (as long as you use your credit cards responsibly).
A rewards credit card will provide cash back, points, or miles for every purchase you make. This is effectively like getting a small discount on everything you buy, and over time those rewards can really add up.
When it comes to finding a rewards card that suits your lifestyle, the first thing you should do is analyze your spending habits.
Where do you shop the most? Do you buy gas and groceries every month? Do you shop at a wide variety of retailers, or do you tend to stick with major sites like Amazon? Do you have a very high level of spending per month, or are you more frugal?
Travelers have a very wide selection of cards to choose from. They include general-use travel cards, which are good for different kinds of travel spending, and co-branded cards which are made to be used with specific airlines and hotels.
Most people will benefit from using a combination of at least two rewards cards: One or more for common, repeating purchases, like gas, groceries, or travel; and another general-use card for less common purchases that don’t easily fall into categories.
Rewards credit cards provide their spending rewards in several different ways:
There are also many different types of reward cards: Some for everyday spending, some for general travel, some for specific airlines or hotels, some for business owners, and many more.
Chances are, there’s a rewards card out there with your name on it (or at least it’s ready to get your name printed on it).
For rates and fees of the American Express® Gold Card, please click here.
For rates and fees of the Delta SkyMiles® Blue American Express Card, please click here.
For rates and fees of the Delta SkyMiles® Reserve Business American Express Card, please click here.
For rates and fees of The Hilton Honors American Express Business Card, please click here.
For rates and fees of the Hilton Honors American Express Surpass® Card, please click here.
For rates and fees of the Hilton Honors American Express Card, please click here.
For rates and fees of The Platinum Card® from American Express, please click here.
For rates and fees of the American Express® Green Card, please click here.
For rates and fees of the Delta SkyMiles® Reserve American Express Card, please click here.
For rates and fees of The Blue Business® Plus Credit Card from American Express, please click here.
For rates and fees of The Business Platinum Card® from American Express, please click here.
For rates and fees of the American Express® Business Gold Card, please click here.
For rates and fees of the Marriott Bonvoy Business™ American Express® Card, please click here.
Credit Card Insider receives compensation from advertisers whose products may be mentioned on this page. Advertiser relationships do not affect card evaluations. Advertising partners do not edit or endorse our editorial content. Content is accurate to the best of our knowledge when it's published. Learn more in our Editorial Guidelines.
The information related to Capital One® Venture® Rewards Credit Card, Capital One® VentureOne® Rewards Credit Card, Amex EveryDay® Credit Card, Citi Rewards+℠ Student Card, Marriott Bonvoy Brilliant™ American Express® Card, Citi Premier℠ Card, American Airlines AAdvantage MileUp℠ Card, Citi Prestige® Card, Capital One® Spark® Miles for Business, Capital One® Spark® Miles Select for Business, Amex EveryDay® Preferred Credit Card, Citi® / AAdvantage® Executive World Elite™ Mastercard®, and Hilton Honors Aspire Card have been collected by Credit Card Insider and have not been reviewed or provided by the issuer or provider of these products.