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The information related to Citi Prestige® Card, Capital One® Savor® Cash Rewards Credit Card, Capital One® Venture® Rewards Credit Card, Marriott Bonvoy Brilliant™ American Express® Card, and Centurion® Card from American Express have been collected by Credit Card Insider and have not been reviewed or provided by the issuer or provider of these products.
Our Selection Criteria
Card weight: That’s the main factor we used to pick the cards on this page.
We’re not looking at the typical card features, like rewards, benefits, or interest rates. Instead, we’re seeing how these cards stack up in a purely physical sense.
Plastic credit cards tend to be fairly light, often around 5 grams. But the heavyweights here are metal credit cards, with the lightest coming at a hefty 15 grams.
We’ve only highlighted cards that you can directly apply for here. There are some other invite-only cards that are pretty heavy, including the heaviest of them all at 27 grams: the J.P. Morgan Reserve Card (Review). But if you want to actually get your hands on an impressively heavy card, you’ll have to take aim at one that’s within reach.
Is a Heavy Credit Card Right for You?
What do you want from a credit card? Lots of points on the purchases you make most? Low interest rates to help you pay over time? A chance to improve your credit scores?
What about a solid piece of metal that will make an impression every time you pull it out?
People sometimes make comments about heavy metal credit cards — can you handle that? Would you get a self-esteem boost when you reach the register? Or would you be embarrassed by someone fawning over your shiny Amex?
If you’re an aspirational credit card user, you may have your sights set on the next big thing. That could be a high-end metal card with some weight behind it.
Heavy metal cards can be impressive, to be sure. They feel more significant than plastic cards, and their weight seems to better fit the financial power they represent. They’re a bit more fun to have, too.
To be clear, the weight of a credit card has no effect on its features. A flimsy plastic card can affect your credit and finances as much as a heavy card. There are excellent plastic cards, and disappointing metal cards.
Overall, we don’t think you should pick a credit card based on weight alone. But if you’re comparing similar cards, that are made out of different materials and have different weights, you may want to go with the more interesting option.
The Mastercard® Titanium Card™ is the low-fee Luxury Card option, and the valuable benefits have been stripped away compared to the cards below. You’ll get a nice set of shopping and travel protections, plus a host of minor perks, but nothing too great like airport lounge access or travel credits.
The design is still cool, though; it has an industrial look, with a “unique brushed stainless steel front and carbon back.”
Like the Gold card below, the Mastercard® Black Card™ doesn’t have much to offer beyond its weight, although in this case the card’s features fit the annual fee better. You’ll still pay quite a bit each year, but it’s more in line with other premium travel cards.
This card features “a unique black-PVD-coated stainless steel front and carbon back,” and it looks pretty snazzy.
The Mastercard Gold Card is as heavy as it gets, along with the other Luxury cards. Coming in at 22g and 24K-gold plated, it looks like a little slice of gold bullion and will surely draw some stares.
But with an annual fee that’s so high it’s downright puzzling, paired with a pretty run-of-the-mill set of premium perks, there’s little reason to apply — unless you just want a heavy gold credit card. This is the highest end of the high-end Luxury Cards, which are all made of metal.
With one of the heaviest sets of benefits and a physical presence to match, the Platinum card makes an impression. Amex’s famous plastic card got an upgrade to stainless steel in 2017, replacing the flimsy version with something more suitable to its weighty reputation.
The annual fee is still one of the steepest (Rates & Fees), but if you can make good use of the benefits each year (especially the credits and airport lounge access) it’s possible to come out far ahead.
The Citi Prestige® Card (Review) is excellent for hotel stays if you’re not devoted to any particular brand. Not only will you earn 3X points, you’ll also get your fourth night free when booking through ThankYou.com (up to twice per year).
The Prestige has a reasonable annual fee for a premium travel card, offset — if you use the card enough — by a nice travel credit and other useful perks. The transfer partners are a bit lacking compared to American Express and Chase cards, however.
Point transfer: To a variety of airline loyalty programs, including Etihad Guest, JetBlue TrueBlue, and Virgin Atlantic Flying Club
Annual $250 travel credit: Get a $250 annual travel credit for airline tickets, hotel rooms, car rentals, and other travel expenses. Due to the impact of COVID-19, from 5/1/20 through 12/31/20, the $250 travel credit benefit will be expanded to include purchases made at supermarkets and restaurants.
Complimentary 4th Night Stay: Get your fourth night free when booking four nights in a row through ThankYou.com and paying with your card, ThankYou points, or a combination of both; capped at twice per year.
Complimentary Priority Pass Select membership: Access to over 900 Priority Pass airport lounges and restaurants around the world
Global Entry or TSA PreCheck application fee credit: A credit for the application fee of either Global Entry ($100) or TSA PreCheck ($85), once every five years
Citi Prestige Concierge: Call for non-emergency help any time you need it
World Elite Car Rental Program: Elite memberships at Avis, Silvercar, and National
The Capital One® Savor® Cash Rewards Credit Card (Review) is one of the best credit cards for dining, with a 4% cash back category that’s hard to beat. There’s an annual fee to pay, but you’ll get that same rate for entertainment so this is a great pick for nights out on the town — especially as an impressive metal card.
A premium travel card that doesn’t get much attention, the U.S. Bank Altitude Reserve Visa Infinite® Card will still make its presence known with an engraved, stainless steel design. Along with the expected travel category you’ll also earn 3X points on mobile wallet purchases, an interesting addition that could be quite lucrative for some cardholders.
The Altitude Reserve is on the low end of the premium-card totem pole, but it could be pretty good for the occasional traveler. If you’re not a fan of the Chase Sapphire Reserve®, for whatever reason, you might prefer the lower effective annual fee of U.S. Bank’s card. And if Visa Infinite benefits mean a lot to you, this is one of the less expensive ways to get ahold of them.
Earn 35,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 3 months.
Earn 4X Membership Rewards® Points on Restaurants worldwide, including takeout and delivery.
Earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).
Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub, Seamless, The Cheesecake Factory, Ruth’s Chris Steak House, Boxed, and participating Shake Shack locations. This can be an annual savings of up to $120. Enrollment required.
$100 Airline Fee Credit: up to $100 in statement credits per calendar year for incidental fees at one selected qualifying airline.
A relative newcomer (but coming in heavy), the Apple Card is Apple’s latest foray into the credit card game. But the weight of this card belies its intent — you might not even carry it around, because it’s meant be used digitally for the most part.
3% cash back with Uber/Uber Eats when paying with Apple Pay
2% cash back every time you use Apple Pay
No annual fee
Managed through the iPhone Wallet app
Other Heavy Credit Cards
A lot of popular cards didn’t make the list above because they couldn’t make weight, including the famed Chase Sapphire Reserve®. Plastic credit cards didn’t stand a chance. The J.P. Morgan Reserve card, despite being the heaviest of them all, didn’t make the list because it’s invite only (and you need a whole lot of dough for an invite).