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Ever wish you could get more Uber and Lyft discounts? If you use a rideshare service to get around, a credit card that earns points or cash back can help lighten the load on your wallet.
By Brendan Harkness
By Brendan Harkness
Many travel cards offer rewards for Uber and Lyft rides as part of their Travel bonus categories. Some have no annual fees, and some have fees that can be a bit intimidating.
If you want a simple option for cash back, you’ll find it below. If you want to get into point rewards, transfers to airlines and hotels, and the extra value that premium cards can offer, you’ll find all that too. Or, if you own a small business, you’ll find some cards that should work great.
Still others, like the U.S. Bank Cash+™ Visa Signature® Card, are equally good for both.
Take note that some cards may only offer rewards for Uber/Lyft rides, while other cards may also earn rewards for other purchases from these companies, like gift cards. Uber Eats will typically be included along with Uber. Check with your card issuer if you’re not sure what will count.
If you’re able to earn rewards for gift cards, or when loading credit onto your Uber/Lyft account, this presents a nice opportunity to maximize your cash back with rotating category cards, like the Discover it® Cash Back and Chase Freedom Flex℠. During the Lyft/Uber quarter, while you’ll earn 5% back, you could buy gift cards to use throughout the year. Then, when the categories change, you won’t be stuck earning just 1% back.
Lyft riders should first look to Chase credit cards for their excellent Lyft rewards and perks, although there are other good cards too:
Chase and Lyft are working together to provide some stellar perks on a nice selection of Chase credit cards.
All of the cards in Chase’s Ultimate Rewards card family gained a new Lyft bonus category — the high-end cards, the Chase Sapphire Reserve® (Review) and J.P. Morgan Reserve Card (Review), actually earn 10X points!
On top of the points, those two cards also come with a free year of Lyft Pink, which gives you 15% off every ride, relaxed cancellation fees, special member offers, and more.
Cards with lower annual fees now earn 5X points or 5% cash back, such as the Chase Sapphire Preferred® Card (Review) and Chase Freedom Flex℠ (Review). Those cards don’t come with the Lyft Pink membership.
For rates and fees of The Blue Business® Plus Credit Card from American Express, please click here.
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The information related to Discover it® Cash Back, American Express® Green Card, Capital One® Spark® Miles for Business, and The Blue Business® Plus Credit Card from American Express have been collected by Credit Card Insider and have not been reviewed or provided by the issuer or provider of these products.