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2020

Best Cards for Good or Excellent Credit

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Credit Card Insider is an independent, advertising supported website. Credit Card Insider receives compensation from some credit card issuers as advertisers. Advertiser relationships do not affect card ratings or our Editor’s Best Card Picks. Credit Card Insider has not reviewed all available credit card offers in the marketplace. Content is not provided or commissioned by any credit card issuers. Reasonable efforts are made to maintain accurate information, though all credit card information is presented without warranty. When you click on any ‘Apply Now’ button, the most up-to-date terms and conditions, rates, and fee information will be presented by the issuer. Credit Card Insider has partnered with CardRatings for our coverage of credit card products. Credit Card Insider and CardRatings may receive a commission from card issuers. A list of these issuers can be found on our Editorial Guidelines.

Having good or excellent credit can open wide the world of credit cards. There are some other factors involved in credit decisions, like income. But if you have good credit (a FICO Score 8 of around 670 or above) and make a decent wage, you can generally expect to find good approval odds and interest rates for all kinds of credit products.

Best Cards for Good or Excellent Credit
Brendan Harkness

By Brendan Harkness

Our Selection Criteria

You should aim for the best if you’ve got great credit; no need to settle for a poor value, especially if you’ll be paying any fees. Depending on the type of card you’re looking for, think about:

  • High reward rates: Simply enough, the best reward cards offer the most points or cash back, and they typically have valuable signup bonus offers too. Think about your typical shopping habits, and find a rewards program that fits.
  • Point transfers: Having flexible redemption options can help you get even more out of your rewards; transfers to airline and hotel loyalty programs provide some of the best opportunities.
  • Top-of-the-line benefits: Some premium credit card benefits include travel credits that can knock down annual fees, airport lounge access, free Global Entry or TSA PreCheck, elite hotel statuses, primary auto rental coverage, and more.
  • Low interest rates: In general, with better credit comes lower interest rates. If you’re looking for zero percent APR offers for purchases or balance transfers, even no-fee balance transfers, you shouldn’t have much trouble finding good credit cards.
  • A reasonable annual fee, and no extra fees: You shouldn’t have to pay an outsized fee to get valuable credit card rewards and benefits (even if you don’t have the best credit). And you definitely shouldn’t have to deal with tomfoolery like initiation fees or standard-mail card replacement fees.

We’ve covered most of the bases below, but if you have good or excellent credit you shouldn’t stop looking until you find the card (or cards) you need. Find more options in our picks for the Best Credit Cards of all kinds.

Is a Credit Card for Good or Excellent Credit Right for You?
Best Cards for Good or Excellent Credit
Brendan Harkness

By Brendan Harkness

Is a Credit Card for Good or Excellent Credit Right for You?

If you’ve got good or excellent credit scores, with a FICO Score 8 of around 670 or better, you can freely browse the credit card market, knowing you’ll have a good shot at pretty much everything you see. Approval is never guaranteed, and there are other factors involved in application decisions, but you can rest assured that your credit won’t usually stand in the way.

That’s about it — having a good credit history makes finding that new card relatively easy, because you won’t have to worry about limiting yourself to cards designed for fair credit, bad credit, or no credit. You’ll be more attractive to credit card issuers, and you can focus on the card features you want, rather than what you can hope to qualify for.

When you find something you like, there won’t be much holding you back. Just make sure there isn’t a better offer available, which you can do by browsing our selection of top card credit offers.

Our Selection Criteria
BEST PICK FOR

Flat-Rate Cash Back Rewards

Citi® Double Cash Card - 18 month BT offer

Citi® Double Cash Card - 18 month BT offer

Our rating
Min. credit level Good
Details
Annual Fee $0
Regular APR 13.99% – 23.99% (Variable)
Apply Now

securely on the issuer's website

What do you pay with when you’re outside your typical bonus categories?

A smart shopper could pull out the Citi® Double Cash Card – 18 month BT offer, to earn twice as much as you typically would on non-category purchases (normally just 1%). There’s even an intro APR offer for balance transfers.

  • 2% cash back for every purchase you make
    • 1% cash back when you make a purchase
    • 1% cash back when you pay for that purchase

There are quite a few good flat-rate rewards cards these days; check out the runners up, where you’ll find one-time intro bonuses and bonus cash back in your first year.

  • Citi Concierge: Call for non-emergency help whenever you need it, like assistance making travel reservations.
  • ShopRunner membership: Use ShopRunner to get free two-day shipping and returns at participating retailers.
  • Shopping and Travel protections: Including Price Rewind, Purchase Protection, Extended Warranties, and more
  • Free FICO credit score: Check your FICO Bankcard Score 8 for free, based on your Equifax credit report.
  • Balance Transfer APR: 0% for 18 months on Balance Transfers, then 13.99% – 23.99% (Variable) (for transfers made during the first four months)
  • Annual fee: $0
PayPal Cashback Mastercard®

PayPal Cashback Mastercard®

  • 2% cash back for every purchase
  • Annual fee: $0
View card details
Chase Freedom Unlimited®

Chase Freedom Unlimited®

  • 5% cash back on Lyft rides
  • 1.5% cash back for every other purchase
  • $150 bonus for spending $500 in the first 3 months
  • Annual fee: $0
View card details
Capital One® Quicksilver® Cash Rewards Credit Card

Capital One® Quicksilver® Cash Rewards Credit Card

  • 1.5% cash back for all purchases
  • $150 cash bonus for spending $500 in the first 3 months
  • Annual fee: $0
View card details
American Express Cash Magnet® Card

American Express Cash Magnet® Card

  • 1.5% cash back for every purchase
  • $150 statement credit for spending $1,000 in the first 3 months
  • Annual fee: $0 (Rates & Fees)
View card details
Wells Fargo Cash Wise Visa® card

Wells Fargo Cash Wise Visa® card

  • 1.5% cash back for every purchase
  • $150 cash bonus for spending $500 in the first 3 months
  • Annual fee: $0
View card details
2 5
  • Earn cash back twice. Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • To earn cash back, pay at least the minimum due on time.
  • Balance Transfer Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 13.99% – 23.99%, based on your creditworthiness.
  • Balance Transfers do not earn cash back.
  • If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • The standard variable APR for Citi Flex Plan is 13.99% – 23.99% based on your creditworthiness. Citi Flex Plan offers are made available at Citi’s discretion.

Citi is a Credit Card Insider advertiser.

BEST PICK FOR

General Travel Rewards

Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

Our rating
Min. credit level Good
Details
Annual Fee $95
Regular APR 15.99% - 22.99% Variable

Occasional travelers can feel right at home using the Chase Sapphire Preferred® Card, with solid travel features for a reasonable annual fee.

If you travel more often you’ll probably want something bigger and better, to help you get the most out of your trips — check out the premium travel cards below if that sounds like you.

  • 5X Ultimate Rewards points per dollar on Lyft rides
  • 2X Ultimate Rewards points per dollar on:
    • Travel
    • Dining
  • 1X Ultimate Rewards point per dollar for every other purchase
  • 60,000 bonus points for spending $4,000 in the first 3 months after account opening
    • Value: $600–$1,200 (assuming 1–2 cents per point)
    • Return on spend: 15%–30%
  • 25% point bonus: When redeeming for travel expenses through Chase Ultimate Rewards
  • Point transfer: Transfer points at a 1:1 rate to leading airline and hotel frequent travel loyalty programs, like Marriott Bonvoy and United MileagePlus.
  • DoorDash membership: A free membership (DashPass) for at least a year, which provides free delivery and reduced service fees on orders over $12
  • 15,000-point referral bonus: Get 15,000 points for every friend you refer who applies for the card and is approved, up to 75,000 bonus points per year.
  • Luxury Hotel and Resort Collection: Book eligible rooms to get perks like daily breakfast for two, complimentary WiFi, room upgrades, early check-in or late checkout, and unique gifts.
  • Shop through Chase/Chase Offers: Earn more points by shopping at participating retailers with the Shop through Chase and Chase Offers shopping portals.
  • Visa Signature Concierge: Call to speak with your Visa Signature Concierge any time, day or night.
  • Primary Auto Rental Collision Damage Waiver: Get primary coverage on eligible rental vehicles so you don’t have to pay for rental insurance and your premiums won’t go up after an accident.
  • Annual fee: $95
Bank of America® Premium Rewards® Credit Card

Bank of America® Premium Rewards® Credit Card

  • 2X points per dollar on Travel and Dining
  • 1.5X points per dollar for every other purchase
  • 50,000 bonus points for spending $3,000 in the first 90 days after account opening
  • Annual fee: $95
View card details
Capital One® Venture® Rewards Credit Card

Capital One® Venture® Rewards Credit Card

  • 2X miles per dollar on all purchases
  • 50,000 bonus miles for spending $3,000 in the first 3 months after account opening
  • Annual fee: $0 intro for first year; $95 after that
View card details
Citi Premier℠ Card

Citi Premier Card

  • 3X points per dollar on Travel, including gas
  • 2X points per dollar on Dining and Entertainment
  • 60,000 bonus points for spending $4,000 in the first 3 months after account opening
  • Annual fee: $95
View card details
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BEST PICK FOR

Premium Travel Rewards

Chase Sapphire Reserve®

Chase Sapphire Reserve®

Our rating
Min. credit level Excellent
Details
Annual Fee $550
Regular APR 16.99%-23.99% Variable

The Chase Sapphire Reserve® is one of our favorite cards overall, with great perks that should offset the annual fee pretty easily.

You can find a lot of value in the rewards, travel and airport security credits, Priority Pass Select membership, and hotel/rental car privileges — and those are just some of the highlights of this useful card.

  • 10X Ultimate Rewards points per dollar on Lyft rides
  • 3X Ultimate Rewards points per dollar spent on:
    • Travel (after using the full $300 travel credit)
    • Dining
  • 1X Ultimate Rewards point per dollar spent on all other purchases
  • 50,000 bonus points for spending $4,000 in the first 3 months after account opening
    • Value: $500–$1,000 (assuming 1–2 cents per point)
    • Return on spend: 12.5%–25%
  • Point transfer: Transfer your points at a 1:1 rate to a variety of airline and hotel loyalty programs, like United, JetBlue, and Marriott Bonvoy
  • $300 annual travel credit: A $300 travel credit every year that will be automatically applied toward a broad range of travel-related expenses charged to the card
  • Priority Pass Select membership: Enjoy access to over 1,000 airport lounges worldwide plus a selection of restaurants. The cardholder and two guests can enter for free; additional guests cost $27 each.
  • Global Entry or TSA PreCheck application fee credit: Get a statement credit to offset the cost of applying for Global Entry ($100) or TSA PreCheck ($85), once every four years.
  • Elite hotel benefits at Relais & Châteaux: Accelerated progress towards Club 5C member status with Relais & Châteaux luxury hotel and resort properties
  • Visa Infinite Concierge: Call for non-emergency help of all kinds, like making dinner reservations or finding good tickets to a show.
  • Special car rental privileges: Rental upgrades, discounts, and promotional offers at Avis, Silvercar, and National Car Rental
  • Lyft Pink membership: One free year of Lyft Pink, which includes 15% off rides, relaxed cancellations, surprise offers, and priority airport pickup
  • DoorDash membership: A free membership (DashPass) for a year, which provides free delivery and reduced service fees on orders over $12
  • $60 annual DoorDash credit: Get $60 in DoorDash credits in 2020, and $60 in credits in 2021.
  • Shopping and Travel protections: Purchase Protection, a Primary Auto Rental Collision Damage Waiver, Trip Delay Reimbursement, and more
  • No foreign transaction fees
  • Annual fee: $550
The Platinum Card® from American Express

The Platinum Card® from American Express

  • 5X points per dollar on:
    • Flights booked directly with airlines or with Amex Travel
    • Eligible hotels booked with Amex Travel
  • 2X points per dollar on other eligible purchases from Amex Travel
  • 60,000 bonus points for spending $5,000 in the first 3 months
  • Annual fee: $550 (Rates & Fees)
View card details
Citi Prestige® Card

Citi Prestige® Card

  • 5X points per dollar for Air travel and Restaurants
  • 3X points per dollar for Hotels and Cruise lines
  • 50,000 bonus points for spending $4,000 in the first 3 months
  • Annual fee: $495
View card details
U.S. Bank Altitude Reserve Visa Infinite® Card

U.S. Bank Altitude Reserve Visa Infinite® Card

  • 3X points per dollar on Travel and Mobile wallet purchases
  • 50,000 bonus points for spending $4,500 in the first 90 days
  • Annual fee: $400
View card details
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BEST PICK FOR

Gas Stations

Ducks Unlimited Rewards Visa Signature® Card

Ducks Unlimited Rewards Visa Signature® Card

Our rating
Min. credit level Good
Details
Annual Fee $0
Regular APR 21.24% Variable
Apply Now

securely on the issuer's website

The Ducks Unlimited Rewards Visa Signature® Card kinda comes out of left field, but it’s not hard to say that this is an excellent cash back card for gas.

You’ll be hard-pressed to find an unlimited 5% back for gas year-round on other cards. Usually you’ll have a spending limit, or the category will only be available for a few months out of the year.

There isn’t much else to see here, but you can make this your go-to gas card to get a nice discount every time you fill up.

  • 5% cash back at:
    • Gas stations
    • Sporting goods stores
  • 1% cash back for every other purchase
  • Free FICO credit score: Check your FICO Bankcard Score 9 for free, whenever you’d like.
  • Visa Platinum benefits: Basic Visa Platinum protections may include Roadside Dispatch and an Auto Rental Collision Damage Waiver.
  • Visa Signature benefits: Upgraded Visa Signature benefits may include Purchase Protection, Return Protection, Trip Delay Reimbursement, and others.
  • Annual fee: $0
PenFed Platinum Rewards Visa Signature® Card

PenFed Platinum Rewards Visa Signature® Card

  • 5X points per dollar for Gas purchases at the pump
  • 3X points per dollar at Grocery stores
  • $100 statement credit for spending $1,500 in the first 90 days
  • Annual fee: $0
View card details
Blue Cash Preferred® Card from American Express

Blue Cash Preferred® Card from American Express

  • 6% cash back at U.S. supermarkets (up to $6,000 spent annually) and Select U.S. streaming subscriptions
  • 3% cash back at U.S. gas stations and for Transit
  • $250 statement credit for spending $1,000 in the first 3 months
  • Annual fee: $95 (Rates & Fees)
View card details
Hilton Honors American Express Surpass® Card

Hilton Honors American Express Surpass® Card

  • 12X Hilton Honors Bonus points per dollar for eligible purchases charged on your Card directly with a hotel or resort within the Hilton Portfolio
  • 6X points per dollar at U.S. gas stations, U.S. restaurants, U.S. supermarkets
  • 125,000 bonus points for spending $2,000 in the first 3 months
  • Annual fee: $95 (Rates & Fees)
View card details
Wells Fargo Propel American Express® card

Wells Fargo Propel American Express® card

  • 3X points per dollar for Gas stations, Restaurants, Travel, Eligible streaming services
  • 20,000 bonus points for spending $1,000 in the first 3 months
  • Annual fee: $0
View card details
Chase Freedom®

Chase Freedom®

  • 5% cash back in categories that rotate every three months, often including Gas stations (up to $1,500 spent per quarter)
  • 5% cash back on Lyft purchases (through March 2022)
  • $150 cash bonus for spending $500 in the first 3 months
  • Annual fee: $0
View card details
Discover it® Cash Back

Discover it® Cash Back

  • 5% cash back in categories that rotate every three months, often including Gas stations (up to $1,500 spent per quarter)
  • Cashback Match: Earn double the cash back in your first year
  • Annual fee: $0
View card details
2 6
  • 5% cash back at gas stations and sporting goods stores
  • 1% cash back everywhere else
  • Visa Platinum or Visa Signature benefits, depending on creditworthiness
  • No annual fee
  • Foreign transaction fee of 3%
  • A portion of every purchase goes to help fund wetland conservation
BEST PICK FOR

Groceries

Blue Cash Preferred® Card from American Express

Blue Cash Preferred® Card from American Express

Our rating
Min. credit level Good
Details
(Rates & Fees)
Annual Fee $95
Regular APR 12.99–23.99% Variable
Apply Now

securely on the issuer's website

The Blue Cash Preferred® Card from American Express blows most other cards out of the water when it comes to groceries, and it’s quite good in some other categories too.

It is possible to get a better return on your grocery spending than 6%, using some of the runners up below. But in those cases you’ll have to do some work (transferring rewards and redeeming for travel), whereas the Blue Cash Preferred gives you easy cash back with no further effort.

  • 6% cash back for:
    • U.S. supermarkets (up to $6,000 spent annually)
    • Select U.S. streaming services
  • 3% cash back for:
    • U.S. gas stations
    • Transit
  • 1% cash back for every other purchase
  • $250 statement credit for spending $1,000 in the first 3 months after account opening
    • Return on spend: 25%
  • Amex Offers: Find significant discounts at a changing selection of merchants and websites.
  • ShopRunner membership: ShopRunner provides free two-day shipping and returns at participating online retailers.
  • Purchase and Balance Transfer APR: 0% for 12 months, then 12.99–23.99% Variable (for transfers made during the first 60 days)
  • Annual fee: $95
American Express® Gold Card

American Express® Gold Card

  • 4X points per dollar at U.S. supermarkets (up to $25,000 spent annually) and Restaurants
  • 3X points per dollar on Flights booked directly with airlines or with Amex Travel
  • 35,000 bonus points for spending $4,000 in the first 3 months
  • Annual fee: $250 (Rates & Fees)
View card details
Hilton Honors American Express Surpass® Card

Hilton Honors American Express Surpass® Card

  • 12X Hilton Honors Bonus points per dollar for eligible purchases charged on your Card directly with a hotel or resort within the Hilton Portfolio
  • 6X points per dollar at U.S. gas stations, U.S. restaurants, U.S. supermarkets
  • 125,000 bonus points for spending $2,000 in the first 3 months
  • Annual fee: $95
View card details
Blue Cash Everyday® Card from American Express

Blue Cash Everyday® Card from American Express

  • 3% cash back at U.S. supermarkets (up to $6,000 spent annually)
  • 2% cash back at U.S. gas stations and select U.S. department stores
  • $150 cash back for spending $1,000 in the first 3 months
  • Annual fee: $0 (Rates & Fees)
View card details
Discover it® Cash Back

Discover it® Cash Back

  • 5% cash back in rotating categories, often including groceries (up to $1,500 spent per quarter)
  • Cashback Match: New cardmembers get double the cash back earned in the first year (awarded at the end of the first year).
  • Annual fee: $0
View card details
Chase Freedom®

Chase Freedom®

  • 5% cash back in rotating reward categories, often including groceries (up to $1,500 spent per quarter)
  • 5% cash back on Lyft purchases (through March 2022)
  • $150 cash bonus for spending $500 in the first 3 months
  • Annual fee: $0
View card details
2 5
  • Earn a $250 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
  • 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
  • 6% Cash Back on select U.S. streaming subscriptions.
  • 3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more). 1% Cash Back on other purchases.
  • Don’t wait for your Card in the mail. Start earning cash back before your card even arrives, if eligible for Instant Card Number.
  • Low intro APR: 0% for 12 months on purchases and balance transfers from the date of account opening, then a variable rate, currently 12.99% to 23.99%
  • Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit.
  • $95 annual fee.
  • Terms Apply.
  • See Rates & Fees

American Express is a Credit Card Insider advertiser.

BEST PICK FOR

Balance Transfers

Citi® Diamond Preferred® Card

Citi® Diamond Preferred® Card

Our rating
Min. credit level Good
Details
Annual Fee $0
Regular APR 13.74% – 23.74% (Variable)
Apply Now

securely on the issuer's website

When transferring a balance you typically want the longest possible 0% introductory APR period, and that’s what you’ll get from the Citi® Diamond Preferred® Card.

You’ll get a shorter intro period for purchases, and there isn’t much else to this card. But if you want to pay down a large existing balance over time at no interest, you should look no further. If you’re more interested in transferring a balance at no fee, see the runners up below.

  • Citi Entertainment: Access to presale and preferred tickets to concerts, sporting events, dining experiences, and more.
  • Say “representative” when you call: Speak with a customer support rep more quickly.
  • Balance Transfer APR: 0% for 21 months, then 13.74% – 23.74% (Variable)
  • Purchase APR: 0% for 12 months, then 13.74% – 23.74% (Variable)
  • Annual fee: $0
Citi Simplicity® Card – No Late Fees Ever

Citi Simplicity® Card – No Late Fees Ever

  • Balance Transfer APR: 0% for 21 months, then 13.74% – 23.74% (Variable)
  • Purchase APR: 0% for 12 months, then 14.74% - 24.74% (Variable)
  • Balance transfer fee: 5%, $5 minimum
  • Annual fee: $0
View card details
Amex EveryDay® Credit Card

Amex EveryDay® Credit Card

  • 2X points per dollar at U.S. supermarkets (up to $6,000 spent annually)
  • 20% point bonus: Earn 20% more points if you make 20 or more purchases per month
  • 10,000 bonus points for spending $1,000 in the first 3 months after account opening
  • Purchase and Balance Transfer APR: 0% for 15 months, for transfers requested in the first 60 days, then 13.99%–24.99% Variable
  • Balance transfer fee: None
  • Annual fee: $0
View card details
BankAmericard® Credit Card

BankAmericard® Credit Card

  • Purchase and Balance Transfer APR: 0% for 15 billing cycles, for transfers made within 60 days, then 15.24%–25.24% Variable
  • Balance transfer fee: $0 for first 60 days, then 3%, $10 minimum
  • Annual fee: $0
View card details
Chase Slate®

Chase Slate®

  • Purchase and Balance Transfer APR: 0% for 15 months, 16.49%–25.24% Variable
  • Balance transfer fee: $0 for the first 60 days, then 5%, $5 minimum
  • Annual fee: $0
View card details
Citi® Double Cash Card – 18 month BT offer

Citi® Double Cash Card – 18 month BT offer

  • 2% cash back for every purchase
  • Balance Transfer APR: 0% for 18 months on Balance Transfers, for transfers completed within 4 months, then 13.99% – 23.99% (Variable)
  • Balance transfer fee: Balance transfer fee applies with this offer 3% of each balance transfer; $5 minimum
  • Purchase APR: 13.99% – 23.99% (Variable)
  • Annual fee: $0
View card details
2 5
  • 0% Intro APR on balance transfers for 21 months from date of first transfer. After that, the variable APR will be 13.74% – 23.74%, based on your creditworthiness. All transfers must be completed in first 4 months.
  • 0% Intro APR on purchases for 12 months from date of account opening. After that, the variable APR will be 13.74% – 23.74%, based on your creditworthiness.
  • If you transfer a balance with this offer, after your 0% Intro purchase APR expires, both new purchases and unpaid purchase balances will automatically accrue interest until all balances, including your transferred balance, are paid in full.
  • There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
  • Get free access to your FICO® score online.
  • With Citi EntertainmentSM, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more.
  • Shop with confidence knowing that you have dependable protection benefits, including $0 Liability on Unauthorized Purchases and Citi® Identity Theft Solutions.
  • The standard variable APR for Citi Flex Plan is 13.74% – 23.74%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi’s discretion.

Citi is a Credit Card Insider advertiser.

BEST PICK FOR

Business Rewards

The Business Platinum Card®  from American Express

The Business Platinum Card® from American Express

Our rating
Min. credit level Good
Details
(Rates & Fees)
Annual Fee $595
Regular APR N/A
Apply Now

securely on the issuer's website

The Business Platinum Card® from American Express (Review) is a business travel powerhouse, thanks to its unparalleled airport lounge access and hotel benefits. There are also some specific business perks like Dell credits and WeWork access, so explore the card to see if your company can actually use the major features.

Take note that you’ll earn 5X points on flights booked with airlines, but you’ll need to book through Amex Travel to earn that rewards rate on hotels. Some other cards are a bit more generous with their travel categories, like some of the runners up below and premium travel cards above.

  • 5X Membership Rewards points per dollar on:
    • Flights booked directly with airlines or through Amex Travel
    • Prepaid hotels booked through Amex Travel
  • 2X Membership Rewards points per dollar on other eligible travel expenses booked through Amex Travel
  • 1.5X Membership Rewards points per dollar on purchases over $5,000, up to 1 million additional points per year (then 1X)
  • 1X Membership Rewards point per dollar for every other purchase
  • 75,000 bonus points for spending $15,000 in the first 3 months
  • Global Lounge Collection: Complimentary access to Priority Pass, Centurion, American Express International, Delta Sky Club, Escape, Airspace, Lufthansa, and Plaza Premium Lounges
  • $200 annual airline fee credit: Good for incidental costs like checked bags and inflight food, not tickets, at your selected airline
  • Global Entry or TSA PreCheck application fee credit: A statement credit for the application fee of either Global Entry ($100 every four years) or TSA PreCheck ($85 every four-and-a-half years)
  • Elite hotel statuses: Hilton Honors Gold status and Marriott Bonvoy Gold Elite status
  • $200 Dell statement credit: Enroll to get an annual $200 statement credit for U.S. purchases with Dell: $100 from January through June, and $100 from July through December.
  • The Hotel Collection: A $100 hotel credit and room upgrades when available for every eligible two-night stay
  • Point transfer: To a selection of airline and hotel partners
  • No foreign transaction fees (Rates & Fees)
  • Annual fee: $595
  • Charge card: You must pay your balance in full each month.
Ink Business Preferred® Credit Card

Ink Business Preferred® Credit Card

  • 5X Ultimate Rewards points per dollar on Lyft rides
  • 3X Ultimate Rewards points per dollar on the first $150,000 spent per year on Travel, Shipping, Internet, cable, and phone services, and Advertising purchases made with social media sites and search engines
  • 100,000 bonus points for spending $15,000 in the first 3 months after account opening
  • No foreign transaction fees
  • Annual fee: $95
View card details
American Express® Business Gold Card

American Express® Business Gold Card

  • 4X points per dollar in the two categories you spend the most in each month out of six, up to $150,000 spent annually
  • 35,000 bonus points for spending $5,000 in the first 3 months
  • No foreign transaction fees (Rates & Fees)
  • Annual fee: $295
View card details
Capital One® Spark® Miles Select for Business

Capital One® Spark® Miles Select for Business

  • 5X miles per dollar for:
    • Hotels booked through Capital One Travel
    • Rental cars booked through Capital One Travel
  • 1.5X miles per dollar for every other purchase
  • 20,000 miles for spending $3,000 in the first 3 months after account opening
  • No foreign transaction fees
  • Annual fee: $0 intro for first year; $95 after that
View card details
Capital One® Spark® Cash Select for Business

Capital One® Spark® Cash Select for Business

  • 2% cash back for every purchase
  • $500 cash back for spending $4,500 in the first 3 months
  • No foreign transaction fees
  • Annual fee: $0 intro for first year; $95 after that
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  • Earn 75,000 Membership Rewards® points after you spend $15,000 on qualifying purchases within your first 3 months of Card Membership.
  • Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com.
  • Get 50% more Membership Rewards® points. That’s an extra half point per dollar, on each eligible purchase of $5,000 or more. You can get up to 1 million additional points per year.
  • 35% Airline Bonus: Use Membership Rewards® Pay with Points for all or part of a flight with your selected qualifying airline, and you can get 35% of the points back, up to 500,000 bonus points per calendar year when you book on amextravel.com.
  • Enroll to get up to $200 in statement credits annually by getting up to $100 semi-annually for U.S. purchases with Dell. Terms apply.
  • Terms Apply
  • See Rates & Fees

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For rates and fees of the American Express® Gold Card, please click here.

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For rates and fees of The Platinum Card® from American Express, please click here.

For rates and fees of the Blue Cash Preferred® Card from American Express, please click here.

For rates and fees of The Business Platinum Card® from American Express, please click here.

For rates and fees of the American Express® Business Gold Card, please click here.

For rates and fees of the Blue Cash Everyday® Card from American Express, please click here.

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The information related to Capital One® Quicksilver® Cash Rewards Credit Card, Capital One® Venture® Rewards Credit Card, Citi Premier Card, Citi Prestige® Card, Discover it® Cash Back, Citi Simplicity® Card - No Late Fees Ever, Amex EveryDay® Credit Card, Capital One® Spark® Miles Select for Business, and Capital One® Spark® Cash Select for Business have been collected by Credit Card Insider and have not been reviewed or provided by the issuer or provider of these products.

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