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Do you travel often? Whether it's for business or pleasure, are you enjoying your trips as much as you could be? What about the price tag? Are you missing out on deals and discounts that could save money or get you more for your buck? Airline credit cards to the rescue!
By Brendan Harkness
By Brendan Harkness
Do you travel by plane every year? Are you planning a big trip?
If so, chances are good that you could save some money and access valuable travel perks with an airline credit card. You’re already planning on spending the money, so why not take advantage of a great card offer?
An airline card, if it’s right for you, should fit neatly into your current or projected spending habits. As long as you use it responsibly, and pay the statement balance in full each month, you can get a variety of benefits without paying a dime of interest.
Many big airlines provide co-branded credit cards, and you can probably find one to suit your needs. They come with perks like free checked bags, priority boarding, discounts on in-flight purchases, and access to airport lounges. You may be able to transfer miles to other loyalty programs.
The more you travel, the more value you’ll get out of an airline card.
In many cases there are no blackout dates when redeeming the frequent flyer miles you earn. This isn’t always true for general travel credit cards.
Ask yourself some questions to help figure out which airline card (or cards) you should apply for:
If you don’t fly with a specific airline somewhat regularly, a co-branded card probably won’t be very valuable for you. Instead, look into a general travel rewards card like those above, which you can use with any airline.
The information related to Citi® / AAdvantage® Executive World Elite™ Mastercard® has been collected by Credit Card Insider and has not been reviewed or provided by the issuer or provider of this product.
The information related to Delta Reserve® Credit Card from American Express has been collected by Credit Card Insider and has not been reviewed or provided by the issuer or provider of this product.
|Best for||Card & Rewards||Annual Fee|
|Aeroméxico||Aeromexico Visa Signature® Card
|Allegiant Air||Allegiant World Mastercard®
|Asiana Airlines||Asiana Airlines Visa® Signature Credit Card
|British Airways||British Airways Visa Signature® Card (Review)
|Cathay Pacific||Cathay Pacific Visa Signature Card
|Korean Air||SKYPASS Visa Signature Credit Card
|LATAM Airlines||LATAM Visa Signature® Card
||$75, $0 first year|
|Lufthansa||Miles & More® World Elite Mastercard® (Review)
||$89 (waived for Senator and HON Circle Members)|
|Spirit Airlines||Spirit Airlines World Mastercard®
||$59, $0 first year|
Maybe you don’t have a favorite airline, or you tend to take whatever flight will work best for you. If that’s the case, a general travel rewards card will probably be more useful than a co-branded airline card.
General travel cards can be used to earn points anywhere, no matter which airline you’re taking. And they provide points for other travel purchases as well, like hotels, car rentals, and taxis.
Many travel cards even allow you to transfer the points you earn for airfare and hotel stays with airline and hotel programs, where they’ll often be worth more. So, if you’re planning a trip and you’ve got a bunch of points ready and waiting, you can transfer them to the airline you’re booking to get a better redemption value.
Here are some of the best travel rewards credit cards for general travel spending.
For rates and fees of The Platinum Card® from American Express, please click here.
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The information related to Citi® / AAdvantage® Executive World Elite™ Mastercard® and Delta Reserve® Credit Card from American Express have been collected by Credit Card Insider and have not been reviewed or provided by the issuer or provider of these products.