Sean Messier strives to empower individuals with the knowledge required to use credit cards responsibly and to their advantage. His writing- and research-based background has granted him experience in an array of topics, from finance to business and beyond.
Tired of pre-approved credit card offers? Find out why you're getting them, how to opt out, and why these offers might actually be worth your time.
Tax liens can be filed against you for not paying your taxes. They used to appear on personal credit reports, but not anymore.
Self Lender offers easy credit builder loans for anyone. There's no credit score requirement — you can apply and start improving your credit today.
Having your credit card flagged and declined at the store is embarrassing and frustrating. How does this happen, and how can you prevent it?