John Ulzheimer

John UlzheimerJohn Ulzheimer is a recognized expert on credit reporting, credit scoring and identity theft. He is a credit blogger for Credit Card Insider, CreditSesame, Mint, and the National Foundation for Credit Counseling. John is twice Fair Credit Reporting Act (FCRA) certified by the credit reporting industry’s trade association and has been an expert witness in over 140 cases involving credit issues. Formerly of FICO and Equifax, John is the only recognized credit expert who actually comes from the credit industry.

What Counts As An Excellent Credit Score?

John Ulzheimer | Credit Scores & Reports | May 13, 2015

Everyone likes to get good grades. There is a certain pride that comes along with knowing that you have ranked well relative to your peers. And just because you might not be earning good scholastic grades any longer, it doesn’t mean you’re done worrying about your scores… credit scores, that is. When it comes to […]

Read More

Should I Add a Consumer Statement to My Credit Reports?

John Ulzheimer | Community | Mar 03, 2015

When you learn that an unexpected, negative account has shown up on your credit reports the discovery can be downright infuriating, especially if you believe it to be incorrect. Thankfully you have certain rights when it comes to items appearing on your credit reports with which you disagree. One of these rights afforded under the […]

Read More

Are Credit Card Statements Useful at Tax Time?

John Ulzheimer | Financial Planning | Feb 17, 2015

As 2014’s W2 forms, 1099 forms, and other tax related documents find their way into our mailboxes it can only signify one thing, which is that tax season is upon us. Most taxpayers who’ve begun the process of gathering tax documents generally have two similar concerns. First, taxpayers want their tax returns prepared so that […]

Read More