John Ulzheimer

John UlzheimerJohn Ulzheimer is a recognized expert on credit reporting, credit scoring and identity theft. He is a credit blogger for Credit Card Insider, CreditSesame, Mint, and the National Foundation for Credit Counseling. John is twice Fair Credit Reporting Act (FCRA) certified by the credit reporting industry’s trade association and has been an expert witness in over 140 cases involving credit issues. Formerly of FICO and Equifax, John is the only recognized credit expert who actually comes from the credit industry.

What is The Best Credit Card For Summer Travel?

John Ulzheimer | Reviews | Sep 01, 2015

If you don’t have the cash to pay for your summer vacation, taking advantage of the points earning potential on certain travel-oriented credit cards can put a little cash back in your pocket after you splurge on your getaway. But which card is the best earner?  Here’s a look at some of the best credit […]

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Q&A Video: How Do I Get A Perfect Credit Score?

John Ulzheimer | Q&A Videos | Aug 17, 2015

Perfect credit scores sound wonderful – but just how useful are they? It turns out that you won’t really get any benefit from those last few points, because lenders are prepared to offer their best rates to people with lower scores. But, if you are going for perfect but can’t quite get there, it’s probably […]

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