John Ulzheimer is a recognized expert on credit reporting, credit scoring and identity theft. He is a credit blogger for Credit Card Insider, CreditSesame, Mint, and the National Foundation for Credit Counseling. John is twice Fair Credit Reporting Act (FCRA) certified by the credit reporting industry’s trade association and has been an expert witness in over 140 cases involving credit issues. Formerly of FICO and Equifax, John is the only recognized credit expert who actually comes from the credit industry.
Learn what an intro APR is, and how you can get the most out of them today from credit expert, John Ulzheimer.
Learn the steps you can take today to remove a tax lien from your credit report from our credit expert, John Ulzheimer.
There are several factors that go into the credit card approval process, including your credit reports, credit scores, and other information like income.
Are you using your credit cards enough to keep them active? A neglected card could eventually be canceled if the issuer decides it's no longer worth it.
Are you someone who's never had a credit card? Don't worry! You can still build your credit score. Learn how to do just that in our video with credit expert, John Ulzheimer.
Several things happen when you open a new credit card, which could potentially increase or decrease your credit score. Learn what happens here.