John is committed to helping people understand how credit works and use it to their advantage. He knows firsthand how easy it is to accumulate credit card debt, the challenge of paying it off completely, and the satisfaction of using credit to his advantage. He's devoted to making Credit Card Insider the best resource for those looking to understand credit and use credit cards as a powerful tool rather than fear them.
If you’re looking to pay for a large Amazon purchase over time, the Amazon.com Store Card issued by Synchrony Bank may be a card you’re considering, but there are probably much better options for you. If you want to earn rewards for shopping on Amazon and get a card that you can use to shop anywhere Visa […]
Learn how buying Bitcoin on a credit card impact your credit scores, and what you should look out for. Read this to get those questions answered and more.
Are you feeling buyer’s remorse about a credit card you just got? Maybe you felt pressured into getting a credit card at your favorite store’s checkout line, but now you’ve changed your mind. Unfortunately, even if your card is not activated, the account is probably open. Your credit scores may be better off if you […]
The American Express Centurion Card (or “black” card) was one of the first metal credit cards. Unfortunately, it’s invitation-only and costs $2,500 per year. Banks have started offering more metal credit cards in the past few years, and the annual fees are lower. Some people like the feel of metal credit cards and the reactions they […]
The Blue Business Plus Credit Card from American Express provides a simple way for business owners to earn American Express Membership Rewards points without paying an annual fee. Since it’s a credit card (and not a charge card, like many American Express business cards) you’ll also have some flexibility in paying your bill, which could […]
The Amex EveryDay and EveryDay Preferred Credit Cards earn lots of rewards at supermarkets, but is one of them best for you? Read this to decide.