John is committed to helping people understand how credit works and use it to their advantage. Since 2007, when he first worked in the finance industry, he’s been building his credit knowledge. It’s his mission to communicate this knowledge clearly to everyone who’s willing to learn, constantly improving the guides and reviews on Credit Card Insider since 2013. He knows firsthand how easy it is to accumulate credit card debt, the challenge of paying it off completely, and the satisfaction of using credit to his advantage. John is devoted to making Credit Card Insider the best resource for those looking to understand credit and use credit cards as a powerful tool rather than fear them.
You've probably never heard of the Fair Isaac Corporation, but it's heard of you. Learn where to get your free FICO scores and other free credit scores.
The Mastercard® Gold Card™ is a gold-plated metal credit card for people who travel frequently. But are its benefits worth the $995 annual fee?
The Mastercard® Black Card™ is a metal credit card for people who travel frequently. But are its benefits worth the $495 annual fee?
If you don't have the luck to receive an invite to the American Express Centurion black card, the American Express Platinum card is a great alternative!
The Indigo Platinum Mastercard is designed for people with fair credit who want to improve their credit by showing a positive payment history.
The credit utilization percentage is a big deal when it comes to your credit score. Learn how to calculate it, what to aim for, and how to improve it.